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		<title>Huge News: Aeroplan and World of Hyatt Join Forces</title>
		<link>https://pagegoo.com/2026/07/huge-news-aeroplan-and-world-of-hyatt-join-forces/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 16:07:33 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/huge-news-aeroplan-and-world-of-hyatt-join-forces/</guid>

					<description><![CDATA[Aeroplan and World of Hyatt have just announced a partnership that gives Canadian travellers new ways to earn, convert, and redeem points across both programs. As of today, July 15, 2026, members can link their Aeroplan and World of Hyatt accounts to unlock two-way point conversions, free night redemptions at Hyatt hotels, dual earning on [&#8230;]]]></description>
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<p><a href="https://princeoftravel.com/points-programs/aeroplan/"><strong>Aeroplan</strong></a> and <a href="https://princeoftravel.com/points-programs/world-of-hyatt/"><strong>World of Hyatt</strong></a> have just announced a partnership that gives Canadian travellers new ways to earn, convert, and redeem points across both programs.</p>
<p>As of today, July 15, 2026, members can link their Aeroplan and World of Hyatt accounts to unlock two-way point conversions, free night redemptions at Hyatt hotels, dual earning on Aeroplan credit cards, and fast-tracks to elite status in both programs.</p>
<p>This is easily one of the biggest loyalty stories of the year for Canadians. We&#8217;ll dig into everything the partnership includes below.</p>
<h2 id="how-the-partnership-works">How the Partnership Works</h2>
<p>The collaboration spans a combined network of more than <strong>1,300 destinations and 1,500 hotels</strong>, and it touches nearly every part of both programs, from redemptions and conversions to credit card earning and elite status.</p>
<p>To get the most out of it, you&#8217;ll want to link your Aeroplan and World of Hyatt accounts, since most of the new benefits are reserved for linked members.</p>
<p>A few features work without linking. Anyone can convert World of Hyatt points to Aeroplan points or elect to earn 500 Aeroplan points per Hyatt stay, and the boosted Aeroplan earning rates on the co-branded credit cards apply either way. The World of Hyatt Bonus Points on card spending, though, are reserved for linked accounts.</p>
<figure></figure>
<h2 id="how-to-link-your-accounts">How to Link Your Accounts</h2>
<p>Account linking is live as of this morning, and it takes less than a minute on Hyatt&#8217;s website. Keep in mind that the name on your World of Hyatt account must match the name on your Aeroplan account.</p>
<p style="text-align:center;"><a href="https://www.hyatt.com/profile/en-US/alliances/aeroplan?openLinkModal=true" style="display:inline-block;background:#61002A;color:#ffffff;padding:14px 32px;border-radius:6px;font-weight:600;text-decoration:none;">Link Your Aeroplan and World of Hyatt Accounts</a></p>
<p>Only one Aeroplan account can be linked to your World of Hyatt account, and you only need to link once. If you ever de-link, both programs reserve the right to impose a waiting period of at least 30 days before you can link again, so it&#8217;s best to link once and leave it.</p>
<p>I linked my accounts as soon as the partnership went live. My status change and five Tier-Qualifying Nights posted immediately, and I was able to register for the status challenge right away.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Hyatt-Aeroplan-linking.png" alt="Link Your Aeroplan Account page on the World of Hyatt website" class="aligncenter"/></figure>
<h2 id="redeem-aeroplan-points-for-hyatt-free-nights">Redeem Aeroplan Points for Hyatt Free Nights</h2>
<p>Aeroplan members can now redeem points for World of Hyatt Free Night Awards, with two options on the table.</p>
<ul>
<li><strong>Category 1–4 Free Night Award:</strong> 25,000 Aeroplan points</li>
<li><strong>Category 1–7 Free Night Award:</strong> 75,000 Aeroplan points</li>
</ul>
<p>In the other direction, World of Hyatt members can redeem <strong>50,000 World of Hyatt points</strong> for a 30,000-point Aeroplan flight reward certificate, which can be applied toward flight rewards with Air Canada and its partner airlines.</p>
<p>Whether these redemptions represent good value depends on where you&#8217;d use the certificates. A Category 1–4 Free Night Award can unlock strong value at the right property, especially after <a href="https://princeoftravel.com/news/world-of-hyatt-award-chart-changes-2026">this year&#8217;s award chart changes</a> pushed many hotels into higher categories.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2022/06/Park-Hyatt-Toronto-Presidential-Suite.jpeg" alt="Park Hyatt Toronto – Presidential Suite" class="aligncenter"/><figcaption>Aeroplan points can now be redeemed for World of Hyatt Free Night Awards at properties like the Park Hyatt Toronto.</figcaption></figure>
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<h2 id="convert-points-between-aeroplan-and-world-of-hyatt">Convert Points Between Aeroplan and World of Hyatt</h2>
<p>For the first time, points can move between the two programs in both directions, always at a <strong>2:1 ratio</strong>.</p>
<p>Any member can convert World of Hyatt points to Aeroplan points, starting at a minimum of 5,000 points and in 1,000-point increments thereafter. Converting 50,000 World of Hyatt points would net you 25,000 Aeroplan points.</p>
<p>Going the other way is an exclusive perk for Aeroplan Elite Status members. If you hold Aeroplan status and link your accounts, you can convert Aeroplan points to World of Hyatt Bonus Points at 2:1, with a minimum of 500 Aeroplan points at a time.</p>
<p>Conversions in that direction are capped at 100,000 Aeroplan points per day, or 250,000 Aeroplan points per week.</p>
<p>My honest take is that 2:1 conversions are best kept for topping off an account ahead of a specific redemption, rather than moving points in bulk. Both currencies are worth more when spent within their own program, and we&#8217;ll break down the full math in a follow-up analysis.</p>
<p>There&#8217;s one niche exception. If you end up in a city with a Category 1 Hyatt hotel offering a PointSaver rate of 3,000 World of Hyatt points, converting 6,000 Aeroplan points to cover the night can easily be worth it.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/aeroplan-hyatt-conversions-2x.png" alt="Aeroplan and World of Hyatt two-way point conversions at a 2:1 ratio" class="aligncenter"/></figure>
<h2 id="earn-both-currencies-with-aeroplan-credit-cards-at-hyatt">Earn Both Currencies with Aeroplan Credit Cards at Hyatt</h2>
<p>What really caught my eye is the new earning structure for Aeroplan credit cardholders, which Air Canada is calling a first-of-its-kind feature.</p>
<p>If you hold a Canadian-issued Aeroplan credit card and link your accounts, you&#8217;ll now earn <strong>both World of Hyatt Bonus Points and accelerated Aeroplan points</strong> on spending at participating Hyatt hotels and resorts.</p>
<p>Every Aeroplan credit card gets a rate bump at Hyatt properties as part of the change. The graphic below shows how the earning rates compare, per $1 (CAD) spent at Hyatt.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/aeroplan-hyatt-earn-rates-2x.png" alt="New Aeroplan and World of Hyatt earning rates on Aeroplan credit cards at Hyatt properties" class="aligncenter"/></figure>
<p>The <a href="https://princeoftravel.com/credit-cards/american-express-aeroplan-reserve-card/">American Express Aeroplan Reserve Card</a> sees the biggest jump, going from 1.25 to <strong>2 Aeroplan points plus 2 World of Hyatt Bonus Points</strong> per dollar spent at Hyatt properties.</p>
<p>Separately, Aeroplan members can now earn on eligible Hyatt stays even without a co-branded card. Members of both programs can elect to earn a flat <strong>500 Aeroplan points per stay</strong> in lieu of earning World of Hyatt points.</p>
<h2 id="fast-track-your-way-to-hyatt-elite-status">Fast-Track Your Way to Hyatt Elite Status</h2>
<p>The partnership also opens up new paths to elite status, and this is where Aeroplan elites and premium cardholders should pay close attention.</p>
<p>Aeroplan Elite Status members and eligible premium credit cardholders can now register to fast-track their way to World of Hyatt status through an annual <strong>90-day status challenge</strong>.</p>
<p>The challenge comes in three tiers, and status earned through it is valid for the current year plus 14 months.</p>
<ul>
<li><strong>Discoverist:</strong> 4 nights</li>
<li><strong>Explorist:</strong> 10 nights</li>
<li><strong>Globalist:</strong> 20 nights</li>
</ul>
<p>Globalist is one of the most rewarding hotel statuses out there, with free breakfast for up to four people, room upgrades, and 4pm late checkout upon availability. You can read more in our <a href="https://princeoftravel.com/guides/world-of-hyatt-elite-status">guide to World of Hyatt elite status</a>.</p>
<p>Twenty nights in 90 days is an aggressive pace for most travellers. Ten nights for Explorist feels like the sweet spot, especially now that Explorists also get <a href="https://princeoftravel.com/news/world-of-hyatt-extends-award-booking-window-for-elites-and-cardholders">an extended 13-month award booking window</a>.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Hyatt-Aeroplan-status-challenge.png" alt="World of Hyatt status challenge and premium cardholder benefits on the Hyatt website" class="aligncenter"/></figure>
<p>On top of the challenge, Aeroplan premium credit cardholders will also receive a suite of ongoing World of Hyatt benefits.</p>
<ul>
<li><strong>Complimentary Discoverist status</strong> for primary cardholders, which comes with 2pm late checkout upon availability, elite check-in, and more</li>
<li><strong>Five Tier-Qualifying Night credits</strong> upon linking, and again at the start of each calendar year</li>
<li><strong>An additional annual attempt</strong> at the 90-day status challenge</li>
</ul>
<p>That last one deserves a closer look, since each route into the World of Hyatt status challenge comes with its own attempt. Aeroplan Elite Status gets you one try each year, and a premium credit card gets you another. Qualify through both, and you&#8217;ll have two attempts every calendar year.</p>
<p>That&#8217;s the detail that stands out to me. Status challenges are normally a once-in-a-lifetime affair, or at best something you can register for once every few years, so even one attempt at Globalist every single year is generous, let alone two.</p>
<p>If unexpected things come up and you can&#8217;t finish your nights within the 90 days, you&#8217;ll simply have another chance.</p>
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<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">85,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 20,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 35,000 points upon spending $12,000 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points on card anniversary upon spending $24,000 in the first 12 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air Canada</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Maple Leaf Lounge access + 1 guest</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>6 Visa Airport Companion lounge visits per year</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority security at Toronto Billy Bishop, Montreal, Ottawa</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">85,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 20,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 35,000 points upon spending $12,000 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points on card anniversary upon spending $24,000 in the first 12 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air Canada</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Maple Leaf Lounge access + 1 guest</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>6 Visa Airport Companion lounge visits per year</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority security at Toronto Billy Bishop, Montreal, Ottawa</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div class="not-prose overflow-hidden rounded-2xl bg-gradient-to-r from-burgundy to-burgundy-light p-7 text-white my-8">
<div class="flex items-start gap-4">
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<p>World of Hyatt elites get something out of the deal, too. Linked Discoverist, Explorist, and Globalist members will receive a <strong>$20 (CAD) Air Canada flight credit</strong> as an annual benefit.</p>
<p>One more piece is still on the horizon. Coming later in 2026, World of Hyatt Explorists and Globalists will be able to register for annual challenges to fast-track their way to Aeroplan Elite Status.</p>
<p>We&#8217;ve had an early peek at what&#8217;s planned, and Aeroplan loyalists will have plenty to look forward to. Full details are under wraps for now, so keep an eye out for updates later this year.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2023/08/Park-Hyatt-Niseko-Hanazono-15-scaled.jpg" alt="Park Hyatt Niseko Hanazono suite living room" class="aligncenter"/><figcaption>A World of Hyatt status run could have you checking into properties like the Park Hyatt Niseko Hanazono.</figcaption></figure>
<h2 id="is-this-a-good-partnership-for-canadians">Is This a Good Partnership for Canadians?</h2>
<p>Absolutely, yes. I&#8217;d go as far as calling this the best hotel loyalty news Canadians have had in years.</p>
<p>World of Hyatt is one of the last major programs that still prices awards on a fixed award chart. Most competitors have moved to dynamic pricing, which often makes redemption costs hard to predict, and that reliability is exactly why Hyatt points are so prized.</p>
<p>The catch has always been earning them. Until now, Canadians didn&#8217;t have a meaningful way to collect World of Hyatt points beyond staying at Hyatt hotels and earning from the folio.</p>
<p>This partnership blows that wide open. You can now earn Hyatt points with the Aeroplan credit card already in your wallet, convert Aeroplan points when you&#8217;re short for a redemption, and fast-track your way to one of the most valuable elite statuses in the hotel world.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2023/06/Park-Hyatt-Auckland-53-scaled.jpg" alt="Park Hyatt Auckland lobby" class="aligncenter"/><figcaption>With World of Hyatt in the fold, properties like the Park Hyatt Auckland are within closer reach for Canadian points collectors.</figcaption></figure>
<p>Even better, Hyatt is planning to double down on its footprint in Canada. More properties at home, paired with all these new ways to earn and redeem, is a winning combination for Canadian and global travellers alike.</p>
<p>The status challenge is the piece I&#8217;m watching most closely. If you hold Aeroplan status or a premium Aeroplan card, a well-timed run at Hyatt status could reshape how you book hotels for the next two years, so keep an eye out for the full details.</p>
<p>I&#8217;ve already linked my accounts and put the first benefits to the test, so keep an eye out for a deeper analysis of the conversion and redemption math.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/02/IMG_8039-scaled.jpeg" alt="Hyatt Regency Jaipur Mansarovar exterior" class="aligncenter"/><figcaption>Aeroplan members can now earn and redeem on stays at Hyatt properties worldwide, including the Hyatt Regency Jaipur Mansarovar.</figcaption></figure>
<h2 id="conclusion">Conclusion</h2>
<p>Aeroplan and World of Hyatt have launched a wide-ranging partnership, with two-way point conversions, Free Night Award redemptions from 25,000 Aeroplan points, dual credit card earning at Hyatt properties, and reciprocal status fast-tracks.</p>
<p>Aeroplan has spent the past few years building the strongest airline program in North America. Adding a hotel partner of Hyatt&#8217;s calibre fills the one gap that remained, and I wouldn&#8217;t be surprised to see the two programs deepen this relationship over time.</p>
<p>If you&#8217;re a member of both programs, linking your accounts is a no-brainer. The only real question is how quickly you can put the new benefits to work.</p>
</div>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/news/aeroplan-world-of-hyatt-partnership/" target="_blank">princeoftravel </a></p>
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		<title>Marriott Bonvoy and Japan Airlines Launch Preferred Partnership Program</title>
		<link>https://pagegoo.com/2026/07/marriott-bonvoy-and-japan-airlines-launch-preferred-partnership-program/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Tue, 14 Jul 2026 16:03:35 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/marriott-bonvoy-and-japan-airlines-launch-preferred-partnership-program/</guid>

					<description><![CDATA[If your hotel loyalty lives with Marriott and your travel dreams point toward Japan, today brought some excellent news. Marriott Bonvoy and Japan Airlines have launched a new Preferred Partnership, with status matches in both directions and free elite-qualifying points every single year. Announced on July 14, 2026, this is Marriott&#8217;s first full-scale partnership with [&#8230;]]]></description>
										<content:encoded><![CDATA[<p><br />
</p>
<div>
<p>If your hotel loyalty lives with Marriott and your travel dreams point toward Japan, today brought some excellent news. <strong>Marriott Bonvoy</strong> and <strong>Japan Airlines</strong> have launched a new Preferred Partnership, with status matches in both directions and free elite-qualifying points every single year.</p>
<p>Announced on July 14, 2026, this is Marriott&#8217;s first full-scale partnership with a Japanese airline, and the first strategic tie-up with a global hotel group for Japan Airlines.</p>
<p>All you need to do is link your Marriott Bonvoy and JAL Mileage Bank (JMB) accounts on Marriott&#8217;s dedicated partnership page, which takes a few minutes and is free.</p>
<h2 id="free-fly-on-points-for-marriott-bonvoy-elites">Free FLY ON Points for Marriott Bonvoy Elites</h2>
<p>Once your accounts are linked, you&#8217;ll receive JAL FLY ON Points every year based on your Marriott Bonvoy status, without setting foot on a plane.</p>
<p>FLY ON Points are the status currency of <a href="https://princeoftravel.com/points-programs/jal-mileage-bank/">JAL Mileage Bank</a>, entirely separate from the miles you&#8217;d redeem for flights. They normally come only from flying, so a recurring annual grant like this is remarkable.</p>
<table>
<thead>
<tr>
<th>Marriott Bonvoy Status</th>
<th>FLY ON Points per Year</th>
<th>JAL Mileage Bank Status</th>
</tr>
</thead>
<tbody>
<tr>
<td>Member</td>
<td>2,000</td>
<td>–</td>
</tr>
<tr>
<td>Silver Elite</td>
<td>5,000</td>
<td>–</td>
</tr>
<tr>
<td>Gold Elite</td>
<td>10,000</td>
<td>–</td>
</tr>
<tr>
<td>Platinum Elite</td>
<td>20,000</td>
<td>–</td>
</tr>
<tr>
<td>Titanium Elite</td>
<td>30,000</td>
<td>Crystal or above</td>
</tr>
<tr>
<td>Ambassador Elite</td>
<td>40,000</td>
<td>Crystal or above</td>
</tr>
</tbody>
</table>
<p>To put those numbers in context, JMB Crystal status normally requires 30,000 FLY ON Points in a calendar year, Sapphire requires 50,000, and Diamond requires 100,000, in each case with a minimum portion earned on JAL Group flights.</p>
<figure></figure>
<p>Titanium Elite and Ambassador Elite members get more than points. Link your accounts, and you&#8217;ll receive <strong>complimentary JMB Crystal status</strong> at a minimum, with a higher tier possible depending on the FLY ON Points you already have.</p>
<p>Better yet, JMB status comes with oneworld recognition. Crystal maps to <strong>oneworld Ruby</strong>, Sapphire to <strong>oneworld Sapphire</strong>, and JGC Premier and Diamond to <strong>oneworld Emerald</strong>.</p>
<p>In other words, a Marriott Bonvoy Titanium Elite who links accounts becomes a oneworld Ruby member at a minimum. Ruby gets you business class check-in counters, preferred seating, and priority on waitlists and standby across Japan Airlines, American Airlines, Cathay Pacific, and the rest of the alliance, though no lounge access just yet.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/JAL-oneworld-Tier-benefits-chart--07-14-2026_09_58_AM.png" alt="JAL chart mapping JMB Diamond and JGC Premier to oneworld Emerald, JMB Sapphire to oneworld Sapphire, and JMB Crystal to oneworld Ruby"/></figure>
<p>The real benefits start at oneworld Sapphire, which is the tier worth dreaming about. Sapphire members can use business class lounges before any oneworld flight, even when booked in economy.</p>
<p>Sapphire also brings priority boarding, priority baggage handling, and an extra checked bag of up to 23 kg (50 lb) on top of the fare&#8217;s usual allowance, though a few carriers apply exceptions on basic fares.</p>
<p>It&#8217;s reachable, too. Marriott&#8217;s own worked example shows a Platinum Elite member who&#8217;s also a JMB Crystal member with 30,000 FLY ON Points receiving 20,000 more upon registering, vaulting them straight to Sapphire.</p>
<p>Where you land is determined by JAL at registration based on the FLY ON Points already in your account, so results will vary from member to member.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2020/06/Japan-Airlines-First-Class-Lounge-Tokyo-Narita-45.jpg" alt="Japan Airlines First Class Lounge Tokyo Narita"/><figcaption>JMB Sapphire status brings oneworld Sapphire recognition, which unlocks lounge access across the alliance.</figcaption></figure>
<h2 id="status-matches-and-challenges-for-jal-mileage-bank-members">Status Matches and Challenges for JAL Mileage Bank Members</h2>
<p>Benefits flow the other way, too. JAL elites can pick up Marriott Bonvoy status outright, and every member gets a shot at a fast-track challenge.</p>
<p>JMB Sapphire members receive Marriott Bonvoy Silver Elite status just for registering. JGC Premier, Diamond, and Diamond Metal members do better, with complimentary Gold Elite status each year.</p>
<table>
<thead>
<tr>
<th>JAL Mileage Bank Status</th>
<th>Automatic Marriott Bonvoy Status</th>
<th>Accelerator Challenge</th>
</tr>
</thead>
<tbody>
<tr>
<td>Member</td>
<td>–</td>
<td>Silver Elite after 6 qualifying nights</td>
</tr>
<tr>
<td>Crystal</td>
<td>–</td>
<td>Silver Elite after 4 qualifying nights</td>
</tr>
<tr>
<td>Sapphire</td>
<td>Silver Elite</td>
<td>Gold Elite after 10 qualifying nights</td>
</tr>
<tr>
<td>JGC Premier</td>
<td>Gold Elite</td>
<td>10,000 Bonvoy points after 16 qualifying nights</td>
</tr>
<tr>
<td>Diamond</td>
<td>Gold Elite</td>
<td>Platinum Elite after 10 qualifying nights, plus 15,000 Bonvoy points after 16 nights</td>
</tr>
<tr>
<td>Diamond Metal</td>
<td>Gold Elite</td>
<td>Platinum Elite after 10 qualifying nights, plus 15,000 Bonvoy points after 16 nights</td>
</tr>
</tbody>
</table>
<p>Each challenge runs for six months from the date of registration, and stays must be at qualifying rates. Note that the Platinum Elite challenge for Diamond members applies in the first year of the program, per the official terms.</p>
<p>One caveat worth flagging. Elite night credits from credit cards or promotions don&#8217;t count toward these challenges, so only nights you actually sleep in a Marriott bed will move the needle.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Marriott%20JAL%20Partnership%20Banner.png" alt="Marriott Bonvoy and Japan Airlines partnership banner showing a JAL aircraft flying over Mount Fuji, cherry blossoms, and hotels"/></figure>
<h2 id="points-transfers-in-both-directions">Points Transfers in Both Directions</h2>
<p>The partnership also layers on flexibility with your balances. On eligible stays at <a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy</a> properties, you can choose to earn either Bonvoy points or JAL miles.</p>
<p>Typically, you&#8217;re better off just earning Bonvoy points on your Marriott stays. They&#8217;re the more flexible currency, and you can always convert them to JAL miles later if the right award opens up.</p>
<p>Marriott Bonvoy points continue to transfer to JAL Mileage Bank at a <strong>3:1</strong> ratio, with a bonus when you move them in 60,000-point blocks.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2023/09/Emirates-A380-Business-Class-41-jpg.webp" alt="The onboard bar in business class on the Emirates Airbus A380"/><figcaption>The onboard bar in business class on the Emirates Airbus A380, one of the more memorable products you can book with JAL miles.</figcaption></figure>
<p>In the reverse direction, JAL miles transfer to Marriott Bonvoy points at a <strong>4:3</strong> ratio. Airline miles rarely convert into hotel points at rates this reasonable, though I&#8217;d still keep JAL miles for JAL&#8217;s excellent premium cabin awards in most cases.</p>
<h2 id="why-jal-mileage-bank-is-worth-a-look">Why JAL Mileage Bank Is Worth a Look</h2>
<p>If you&#8217;ve never given JAL Mileage Bank serious thought, this partnership is a good excuse to start. It&#8217;s one of the few remaining programs with fixed, published award charts, and the Miles &amp; Points community often calls it the most useful oneworld program out there.</p>
<p>On JAL&#8217;s own flights, business class between North America and Japan starts at <strong>55,000 miles one-way</strong> at the saver level. Here&#8217;s what that looks like from Tokyo Haneda to Chicago, though you&#8217;ll pay around $680 (CAD) in taxes and fuel surcharges on top.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/JAL-Award-Booking-HND-ORD-J.png" alt="JAL award search showing Tokyo Haneda to Chicago O'Hare business class saver for 55,000 miles plus 78,310 yen in taxes and surcharges"/></figure>
<p>Partner awards price off a distance-based chart, which is where the real fun begins. Short oneworld hops in business class start at just <strong>12,000 miles</strong>, you can build in up to three stopovers on a partner award, and the booking window opens 360 days out.</p>
<p>The partner list reaches beyond oneworld, too. JAL Mileage Bank books Air France, Korean Air, JetBlue, and even Emirates business class, an option few other programs offer at sane prices.</p>
<p>For example, Emirates flies a fifth-freedom route between New York (EWR) and Athens (ATH), and JAL Mileage Bank prices it at 60,000 miles in business class with barely ¥16,510 in taxes, which converts to about $144 (CAD).</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/JMB-EK-Award-Booking-HND-ORD-J.png.png" alt="JAL Mileage Bank award booking showing Emirates business class from New York Newark to Athens for 60,000 miles plus 16,510 yen in taxes"/></figure>
<p>Quirks exist, as with any Japanese program. Award tickets can only be booked for yourself and family members, new accounts must be 60 days old before they can book, and miles expire a hard 36 months after you earn them.</p>
<h2 id="marriott-bonvoy-status-keeps-getting-more-useful">Marriott Bonvoy Status Keeps Getting More Useful</h2>
<p>Zoom out, and this partnership fits a pattern. Titanium Elite status now unlocks <a href="https://princeoftravel.com/points-programs/aeroplan/">Aeroplan</a> 25K status, United MileagePlus Premier Silver, and complimentary JMB Crystal, which makes Bonvoy status a master key for airline perks.</p>
<p>I&#8217;ve leaned into this myself. Last year, I <a href="https://princeoftravel.com/insights/how-i-earned-star-alliance-gold-with-marriott-bonvoy-status-and-a-round-trip-flight">earned Star Alliance Gold with Marriott Bonvoy Platinum status and a single round-trip flight</a>, and this partnership sets up a oneworld version of the same play.</p>
<p>The irony is that the points themselves keep getting harder to spend on Marriott stays, with dynamic pricing pushing award nights ever higher.</p>
<p>When I wrote about <a href="https://princeoftravel.com/guides/transferring-marriott-bonvoy-points-to-airline-miles-sweet-spots">transferring Marriott Bonvoy points to airline miles</a> earlier this year, I caught a fair bit of criticism for suggesting the points are often better spent outside the program. I&#8217;d say JAL and Marriott just backed me up. 😉</p>
<p>For Canadians, the easiest way in is the <a href="https://princeoftravel.com/credit-cards/american-express-platinum-card/">American Express Platinum Card</a>, which comes with complimentary Marriott Bonvoy Gold Elite status. Enrol, link your accounts, and that&#8217;s <strong>10,000 FLY ON Points</strong> landing in your JAL Mileage Bank account every year, a third of the way to Crystal status.</p>
<p>If you&#8217;re chasing a higher Bonvoy tier, the Marriott Bonvoy American Express Card adds 15 elite night credits each year to shortcut your way toward Platinum Elite and beyond.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2022/10/JW-Marriott-Nara-7.jpg" alt="JW Marriott Hotel Nara"/><figcaption>JAL elites can put their new Marriott Bonvoy status to use at properties like the JW Marriott Hotel Nara.</figcaption></figure>
<p>You can top up your Bonvoy balance with Amex MR points as well, which transfer at a <strong>5:6</strong> ratio, or 1,000 MR points to 1,200 Bonvoy points.</p>
<h2 id="is-it-worth-registering">Is It Worth Registering?</h2>
<p>Honestly, it&#8217;s hard to find a downside. Registration is free, the benefits repeat every program year, and linking takes a few minutes.</p>
<p>I linked my own accounts this morning, and the page laid out exactly what my Titanium Elite status earns me, a deposit of <strong>30,000 FLY ON Points</strong>.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Marriott-JAL-Link.png" alt="Marriott Bonvoy and JAL account linking page showing a Titanium Elite member eligible for 30,000 FLY ON Points toward higher JMB status"/></figure>
<p>Timing deserves some thought if you&#8217;re chasing JAL status, though. FLY ON Points granted through the partnership count within the calendar year they&#8217;re deposited, so they won&#8217;t stack with points you earned from flying in a previous year.</p>
<p>Keep in mind that you can only link one Marriott Bonvoy account with one JAL Mileage Bank account, and an individual can only register once.</p>
<p>The points move faster than the six-week window in the terms, at least in my case. My 30,000 FLY ON Points hit my JAL Mileage Bank account the same day I registered.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/JAL-Mileage-Bank-Mileage-Statement-07-14-2026_10_11_AM.png" alt="JAL Mileage Bank mileage statement showing a Marriott Bonvoy status match credit of 30,000 FLY ON Points on July 14, 2026"/></figure>
<p>The complimentary status itself is a separate grant, and that one does take time.</p>
<p>My points may have posted instantly, but my JMB status and oneworld tier still show blank in the JAL app. It seems the oneworld recognition isn&#8217;t granted instantaneously.</p>
<p>Budget the full six weeks the terms allow before Crystal, and the oneworld Ruby that comes with it, appear on your account.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/JAL%20app%20profile.png" alt="JAL app profile showing 30,000 FLY ON Points recorded for 2026 but no FLY ON status or oneworld tier granted yet"/></figure>
<h2 id="conclusion">Conclusion</h2>
<p>Marriott clearly wants Bonvoy status to be a passport for your entire trip, not just the hotel portion, and top-tier status keeps gaining value outside hotel lobbies.</p>
<p>My accounts are linked and the FLY ON Points have already landed. If Japan is anywhere on your travel map for the next year, you should do the same.</p>
<p>The bigger question is whether other hotel programs follow. World of Hyatt already dabbles in this space with American Airlines, offering AAdvantage perks and even status through its Milestone Rewards, and partnerships like this tend to come in pairs. I wouldn&#8217;t be surprised to see ANA and a rival hotel group answer back before the year is out.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/news/marriott-bonvoy-japan-airlines-preferred-partnership/" target="_blank">princeoftravel </a></p>
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		<title>A Complete Guide to ALL Accor+ Hotel Subscriptions</title>
		<link>https://pagegoo.com/2026/07/a-complete-guide-to-all-accor-hotel-subscriptions/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 21:59:16 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/a-complete-guide-to-all-accor-hotel-subscriptions/</guid>

					<description><![CDATA[ALL Accor+ is Accor&#8217;s family of paid subscriptions, a set of models that hand you fixed discounts and instant elite status the moment you pay, rather than making you earn them over a year of stays. It&#8217;s one of the more misunderstood corners of the hotel loyalty world, partly because Accor keeps renaming things and [&#8230;]]]></description>
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</p>
<div>
<p><strong>ALL Accor+</strong> is Accor&#8217;s family of paid subscriptions, a set of models that hand you fixed discounts and instant elite status the moment you pay, rather than making you earn them over a year of stays.</p>
<p>It&#8217;s one of the more misunderstood corners of the hotel loyalty world, partly because Accor keeps renaming things and partly because the benefits shift depending on where you are.</p>
<p>I subscribed to the Explorer model to work out how the whole lineup actually fits together. This guide walks through all four models plus the separate program in China, who each one suits, and how to buy in without overpaying.</p>
<h2 id="what-a-paid-hotel-subscription-actually-buys-you">What a Paid Hotel Subscription Actually Buys You</h2>
<p>The idea is simple. Instead of earning perks slowly through stays, you pay one flat annual fee and the perks show up the same day, whether you stay three nights this year or 30.</p>
<p>This isn&#8217;t a new gimmick, either. Accor has run the model in Asia-Pacific for about 30 years under the Accor Plus name, so it&#8217;s well past the proof-of-concept stage.</p>
<p>The exact package depends on the model, but they&#8217;re all built from the same ingredients.</p>
<ul>
<li><strong>A flat 15% discount:</strong> off public rates at participating hotels, replacing the 2 to 10% member discount that free <a href="https://princeoftravel.com/points-programs/accor-live-limitless/">ALL</a> members get.</li>
<li><strong>Instant elite status:</strong> each model deposits 10 to 30 Status Nights the day you subscribe, enough for Silver or Gold without a single stay.</li>
<li><strong>Model-specific extras:</strong> free nights, dining discounts, flash sales, or a monthly points drip, depending on which one you pick.</li>
</ul>
<p>Everything sits on top of the free ALL program. You keep every point and Status Night you&#8217;ve already banked, and you keep earning both on your stays as usual.</p>
<p>One quick thing I&#8217;d like to mention is that Accor&#8217;s footprint in Canada is very thin, so these really earn their keep on trips to Europe and Asia, where the brands are almost everywhere.</p>
<figure class="aligncenter"></figure>
<h2 id="the-four-all-accor-models-at-a-glance">The Four ALL Accor+ Models at a Glance</h2>
<p>Accor is unifying its regional paid programs under the ALL Accor+ name in stages. Asia-Pacific&#8217;s Accor Plus became ALL Accor+ Explorer on October 1, 2025. Europe&#8217;s ALL Plus Voyageur rolled into Voyager from January 2026, and Brazil&#8217;s ALL Signature is being rebranded into the family through 2026.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/all-accor-plus-three-cards-explorer-voyager-ibis.png" alt="ALL Accor+ Explorer, Voyager, and ibis subscription cards with prices and benefits"/></figure>
<p>There are four models to choose from, plus a separate program in China that I&#8217;ll come to shortly. All euro prices below are converted to Canadian dollars at 1.62, as of July 13, 2026.</p>
<table>
<thead>
<tr>
<th>Model</th>
<th>Annual Fee</th>
<th>Best For</th>
<th>Core Benefit</th>
</tr>
</thead>
<tbody>
<tr>
<td>ALL Accor+ ibis</td>
<td>€99 (C$160)</td>
<td>Budget stays, Europe-led</td>
<td>15% off the ibis family, instant Silver</td>
</tr>
<tr>
<td>ALL Accor+ Voyager</td>
<td>€179 (C$290)</td>
<td>Global all-rounder</td>
<td>15% off 30+ brands, instant Silver</td>
</tr>
<tr>
<td>ALL Accor+ Explorer</td>
<td>€215 (C$348)</td>
<td>Asia-Pacific and the UAE</td>
<td>Two free nights, dining discounts, instant Gold</td>
</tr>
<tr>
<td>ALL Signature</td>
<td>from €135 (C$219)</td>
<td>South America, points collectors</td>
<td>Monthly points drip</td>
</tr>
</tbody>
</table>
<p>Each model fits a different kind of traveller, so it&#8217;s worth walking through them one at a time.</p>
<h3 id="all-accor-ibis-the-budget-specialist-99-c-160">ALL Accor+ ibis – The Budget Specialist (€99 / C$160)</h3>
<p>This is the entry point. You get a flat 15% off the best public rate across ibis, ibis Styles, and the wider economy family. The discount runs all year, on one or two rooms per stay, for business or leisure.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/All%20Accor%20ibis.png" alt="ALL Accor+ ibis subscription card with pricing and benefits"/></figure>
<p>Put a number on it. A typical ibis night in Europe runs around €75 (C$122), so the 15% is roughly €11 off. Stay nine or ten nights a year and the €99 fee is already covered.</p>
<p>It also throws in <strong>10 Status Nights</strong> on signup, enough for instant Silver. That level brings a welcome drink and late checkout at participating hotels.</p>
<p>Two smaller perks round it out. Guaranteed availability holds a room for you up to two days before arrival even when the hotel is sold out, though you can&#8217;t pair it with the discount. You also get a direct line to priority support for bookings and changes.</p>
<p>Honestly, unless you&#8217;re making lots of business trips where your options always narrow down to ibis hotels for budget reasons, this one is hard to get excited about. The discount never stretches past the economy tier, and the Silver status it comes with is the thinnest in the program.</p>
<p>For that specific commuter, though, the math works with room to spare. For everyone else, Voyager is the smarter buy.</p>
<h3 id="all-accor-voyager-the-global-all-rounder-179-c-290">ALL Accor+ Voyager – The Global All-Rounder (€179 / C$290)</h3>
<p>Voyager stretches the same 15% discount across 30-plus brands and 4,500-plus hotels, from Sofitel at the top to ibis budget at the bottom. It applies to one or two rooms per stay.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/ALL%20Accor%20Voyager.png" alt="ALL Accor+ Voyager subscription card with pricing and benefits"/></figure>
<p>The upside scales with how much you spend. Fifteen percent off a €250 (C$405) Sofitel night is nearly €38, so a single week in Europe can clear the €179 fee on its own.</p>
<p>You get <strong>20 Status Nights</strong> on signup, which lands you at Silver and two-thirds of the way to Gold before your first stay. Like ibis, it includes guaranteed availability up to two days before arrival at sold-out hotels.</p>
<p>Raffles and Fairmont were excluded at launch, but they joined the discount in January 2026, so the luxury end is now firmly in play.</p>
<p>There&#8217;s a business angle as well. Order subscriptions for a team and you unlock volume pricing plus dedicated account support. If you mix brands and regions and spend north of C$1,900 a year with Accor, this is the workhorse.</p>
<p>The fee gap to Explorer is small, so the real decision is geography, not price. If Asia-Pacific isn&#8217;t on your calendar, Voyager is the one to hold. If you only ever book ibis, save the money and take the cheaper ibis subscription instead.</p>
<h3 id="all-accor-explorer-the-asia-pacific-powerhouse-215-c-348">ALL Accor+ Explorer – The Asia-Pacific Powerhouse (€215 / C$348)</h3>
<p>This is the one I subscribed to, and it&#8217;s the most interesting model in the lineup, with one big asterisk. Its headline perks are locked to 22 Asia-Pacific countries plus the UAE.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Accor%20gold%20explorer.png" alt="ALL Accor Gold membership card and ALL Accor+ Explorer card side by side in the ALL app"/></figure>
<p>The centrepiece is Stay Plus, which gives you two free nights a year at more than 1,300 hotels across Asia-Pacific. The mechanic is buy-one-get-one. You book two consecutive nights, and the pricier night comes free, so it works out to a two-night minimum.</p>
<p>The important part is that there&#8217;s no obvious value cap. It works at premium properties, not just budget hotels.</p>
<p>Take a two-night stay at Fairmont Tokyo from our <a href="https://princeoftravel.com/guides/all-accor-plus-explorer/">full Explorer guide</a>. The member rate runs C$2,457, but Stay Plus makes the second night free and drops the total to C$1,116. That&#8217;s a saving of over C$1,300 on a single booking.</p>
<p>I haven&#8217;t redeemed mine yet, but on paper one good redemption pays for the whole subscription several times over. The screenshots below show the same room with and without Stay Plus.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/01/Fairmont-Tokyo-Regular-scaled.png" alt="Fairmont Tokyo member rate of about C$2,457 for two nights"/></figure>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/01/Fairmont-Tokyo-StayPlus-scaled.png" alt="The same Fairmont Tokyo booking at about C$1,116 with the Stay Plus free night applied"/></figure>
<p>You also get 30% off dining and 15% off drinks at participating Asia-Pacific restaurants and bars. I put this to use at El Santo, the Mexican restaurant at Novotel Living Bangkok Sukhumvit, during the same stay where I tested <a href="https://princeoftravel.com/insights/is-aeroplan-hotelsavers-worth-it/">whether Aeroplan HotelSavers is worth it</a>. The 30% came straight off the bill with no fuss.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/novotel-living-bangkok-sukhumvit/el-santo-accor-explorer-30-off.png" alt="El Santo restaurant 30 percent discount sign for ALL Accor+ Explorer members at Novotel Living Bangkok Sukhumvit"/><figcaption>30% off at El Santo for ALL Accor+ Explorer members.</figcaption></figure>
<p>That dining break adds up faster than you&#8217;d expect. Thirty percent off a proper dinner for two in Bangkok or Singapore can be C$40 or C$50 back in one sitting, and it stacks across a whole trip.</p>
<p>Then there&#8217;s Red Hot Rooms, an Explorer-only flash-sale channel with member rates up to 50% off across Asia-Pacific. It&#8217;s the perk I&#8217;m most curious to test on a longer trip.</p>
<figure><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/01/Mercure-Danang-French-Village-Bana-Hills-accor-plus-red-hot-room-scaled.png" alt="Red Hot Room rate at the Mercure Danang French Village Bana Hills"/><figcaption>Red Hot Room sales are exclusive to Explorer and can reach 50% off at Asia-Pacific properties like the Mercure Danang French Village Bana Hills.</figcaption></figure>
<p>The 15% stay discount itself now applies worldwide, so the subscription isn&#8217;t dead weight once you leave the region. Make no mistake, though, the reason to buy Explorer is Asia-Pacific.</p>
<p>The best part for me was the status. The <strong>30 Status Nights</strong> hit my account the moment I paid, and I was Gold instantly, with no stays required. Since then, a room upgrade and late checkout have been routine whenever I ask for them.</p>
<figure class="aligncenter"><img decoding="async" class="width-50 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/04/accor-welcome-drink-voucher.JPG" alt="ALL Accor Gold welcome drink voucher in the ALL app"/></figure>
<p>Those 30 nights also leave you halfway to Platinum, which adds free breakfast and lounge access at Asia-Pacific hotels. One more detail worth knowing is that the fee can be paid with 14,000 ALL Reward points instead of cash. Run the numbers first, though, since those points carry about €280 of face value against a €215 fee, so cash is usually the better way to pay.</p>
<p>My honest take is simple. If Asia-Pacific or the UAE is anywhere on your travel map, Explorer is one you should definitely consider signing up for. The free nights and dining discounts alone can outrun the fee on a single trip.</p>
<h3 id="all-signature-the-points-collector-s-play-from-135-c-219">ALL Signature – The Points Collector’s Play (from €135 / C$219)</h3>
<p>Signature is the odd one out. It&#8217;s a Brazil-based points subscription billed in Brazilian reais, with no residency requirement to sign up. Instead of a discount, it pays you in points.</p>
<p>It&#8217;s sold in four plans that scale from a light points trickle to a serious earning engine. For the value column, ALL points redeem at a fixed 2,000 points for €40, which works out to 2 euro cents apiece, or about 3.2 Canadian cents at current exchange rates.</p>
<table>
<thead>
<tr>
<th>Plan</th>
<th>Yearly Price</th>
<th>Monthly Points</th>
<th>Points per Year</th>
<th>Points Value</th>
<th>Status Nights</th>
</tr>
</thead>
<tbody>
<tr>
<td>Essential</td>
<td>R$912 (C$237)</td>
<td>+500</td>
<td>7,500</td>
<td>~C$243</td>
<td>1 every 2 months</td>
</tr>
<tr>
<td>Discover</td>
<td>R$1,740 (C$452)</td>
<td>+1,000</td>
<td>15,000</td>
<td>~C$486</td>
<td>1 per month</td>
</tr>
<tr>
<td>Explorer</td>
<td>R$5,040 (C$1,310)</td>
<td>+3,000</td>
<td>45,000</td>
<td>~C$1,458</td>
<td>1 per month</td>
</tr>
<tr>
<td>Absolute</td>
<td>R$9,120 (C$2,371)</td>
<td>+5,000</td>
<td>75,000</td>
<td>~C$2,430</td>
<td>5 per month</td>
</tr>
</tbody>
</table>
<p>The earning works as a drip. Each plan credits its monthly points automatically, then adds a matching bonus every fourth month. That&#8217;s how Essential&#8217;s 500 a month lands at 7,500 for the year, and Absolute&#8217;s 5,000 a month reaches 75,000.</p>
<p>The Status Nights drip in the same way, but watch the ceiling. Bonus Status Nights are capped at 30 per account per year across every subscription you hold. Absolute grants five a month, so it maxes out that cap by mid-year and the rest simply don&#8217;t count.</p>
<p>Each plan also credits Status Points on top, from 1,200 a year on Essential up to 12,000 on Absolute. Those push you toward status directly, and Absolute&#8217;s 12,000 is the only subscription route that chips away at Diamond, since Diamond is points-only.</p>
<p>Timing matters, too. Status Points reset every December 31, so starting a plan in January banks a full year&#8217;s worth inside one status year. Sign up mid-year and the drip splits across two, which blunts any run at status.</p>
<p>The value math is sobering. Each plan&#8217;s yearly points are worth almost exactly what the plan costs, so you&#8217;re buying ALL points at close to face value. The real upside sits on top of the points, in the Status Points on every plan and the streaming and São Paulo lounge perks on the pricier ones.</p>
<p>Points never expire and redeem worldwide, and you get a 10% bonus on points transferred in from partners like Livelo, Smiles, TudoAzul, and LATAM Pass.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/all-signature-plans-yearly-pricing.png" alt="ALL Signature yearly pricing for the Essential, Discover, Explorer, and Absolute plans"/></figure>
<p>One quick warning. Signature&#8217;s &#8220;Explorer&#8221; plan has nothing to do with the Explorer subscription above. Accor reused the name, which is needlessly confusing.</p>
<p>Yearly billing is exactly 12 times the monthly price, so the value comes from the recurring 15% to 30% annual-plan promos.</p>
<p>Don&#8217;t let the Brazil framing put you off, though. I think Signature is worth it in its own right. The points drip alone covers the fee, and the Status Points, the transfer bonus, and the extras all ride along on top of that.</p>
<p>It&#8217;s also the only model to go for if you see yourself reaching all the way to Diamond. That tier is earned purely through Status Points, and Signature is the one subscription that generates them.</p>
<h2 id="accor-plus-2-0-china-s-separate-subscription-program">Accor Plus 2.0: China’s Separate Subscription Program</h2>
<p>China is the one market Accor keeps walled off. Instead of the global models, mainland China runs a program called <strong>Accor Plus 2.0</strong>, sold through WeChat and Taobao rather than Accor&#8217;s homepage.</p>
<p>It works differently, too. Rather than an always-on 15% discount, it hands you a book of single-use vouchers, which makes it strong for planned trips and weaker for spontaneous ones.</p>
<p>There are three tiers, and the room and dining benefits are valid across mainland China, Hong Kong, and Macau. Yuan prices are converted to Canadian dollars at 0.20, as of July 13, 2026.</p>
<table>
<thead>
<tr>
<th>Tier</th>
<th>Price</th>
<th>Status Nights</th>
<th>Highlights</th>
</tr>
</thead>
<tbody>
<tr>
<td>Basic</td>
<td>¥499 (C$100)</td>
<td>5</td>
<td>40% and 30% off room vouchers, buffet vouchers up to 50% off</td>
</tr>
<tr>
<td>Premium</td>
<td>¥1,288 (C$258)</td>
<td>20 (Silver)</td>
<td>One free night, room upgrades, lounge and spa vouchers</td>
</tr>
<tr>
<td>Supreme</td>
<td>¥2,288 (C$458)</td>
<td>30 (Gold)</td>
<td>Two free nights, breakfast vouchers, year-round buffet discount</td>
</tr>
</tbody>
</table>
<p>Premium and Supreme show promotional prices here. The list prices are ¥1,488 (C$298) and ¥2,688 (C$538), so the promos are worth catching.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/accor-plus-2-0-china-three-cards.png" alt="Accor Plus 2.0 Basic, Premium, and Supreme cards with prices and activation bonuses"/></figure>
<p>The detail that travels well is that the Status Nights count toward your global ALL status. The Gold you unlock through the Supreme tier is valid worldwide, not just in China.</p>
<h2 id="how-status-nights-fast-track-your-elite-status">How Status Nights Fast-Track Your Elite Status</h2>
<p>The discounts get the marketing, but the instant elite status is the part I&#8217;d actually pay for.</p>
<p>Each model front-loads elite nights the day you subscribe. ibis grants 10, Voyager 20, and Explorer 30. Explorer&#8217;s 30 nights clear the Gold bar outright, which normally takes around €2,800 (C$4,536) of eligible spend to reach the hard way.</p>
<p>Those nights stack with the nights you earn from real stays, so you can subscribe and then keep climbing toward Platinum from an elevated starting line.</p>
<figure class="aligncenter"><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/01/ALL-Accor-Status-Chart.png" alt="ALL Accor status tiers and qualification chart"/></figure>
<p>There are two limits worth knowing before you get too excited.</p>
<p>First, bonus Status Nights are capped at 30 per account per year. The cap pools every subscription together with Accor&#8217;s co-branded bank credit cards, which exist in a few countries but not in Canada. You can&#8217;t stack Explorer plus a second subscription to reach 60 and shortcut your way to Platinum.</p>
<p>Second, Diamond is points-only. It&#8217;s earned through Status Points rather than Status Nights, so none of these night lump-sums move you toward it. The only subscription that helps is Signature&#8217;s top Absolute plan, which drips 12,000 Status Points a year, and even that covers less than half of what Diamond requires.</p>
<h2 id="when-a-subscription-pays-off-and-how-to-buy-smart">When a Subscription Pays Off, and How to Buy Smart</h2>
<p>The quick test for your wallet is simple. Take your expected annual Accor spend, multiply it by 15%, and if that beats the fee, the subscription pays for itself on discounts alone.</p>
<p>Taken at the full 15%, the three discount models break even at these levels.</p>
<table>
<thead>
<tr>
<th>Model</th>
<th>Annual Fee</th>
<th>Break-Even Spend</th>
</tr>
</thead>
<tbody>
<tr>
<td>ibis</td>
<td>€99 (C$160)</td>
<td>€660 (C$1,069) in ibis-family stays</td>
</tr>
<tr>
<td>Voyager</td>
<td>€179 (C$290)</td>
<td>€1,193 (C$1,933) across any brand</td>
</tr>
<tr>
<td>Explorer</td>
<td>€215 (C$348)</td>
<td>€1,433 (C$2,322), or one Asia-Pacific trip</td>
</tr>
</tbody>
</table>
<p>Explorer bends that math, because the two free nights and the dining discounts can clear the fee in a single Asia-Pacific trip, long before the 15% matters. Just remember to measure everything against the free member rate you&#8217;d already get, not the public rate.</p>
<p>There&#8217;s also a buying tip that saves real money. Accor almost always has a signup promotion running, and the recurring one worth waiting for grants around 2,000 bonus ALL points, worth roughly €40 (C$65).</p>
<p>Refer-a-friend offers also pop up occasionally, though they tend to pay out in dining vouchers, so they&#8217;re weaker for most people than the points promo. Unless you need the benefits within weeks, waiting for a points offer is close to free money, because the subscription is identical either way.</p>
<p>One last thing for Canadians. You&#8217;re paying the fee in euros or reais, so put it on a credit card with <a href="https://princeoftravel.com/guides/which-credit-cards-have-no-foreign-transaction-fees/">no foreign transaction fees</a> to keep a 2.5% surcharge from eating into the value.</p>
<h2 id="which-all-accor-model-fits-which-traveller">Which ALL Accor+ Model Fits Which Traveller?</h2>
<p>Once you strip away the marketing, the decision comes down to geography and how you travel. This is where I&#8217;d point each type of person.</p>
<ul>
<li><strong>The budget commuter:</strong> ibis, if your work or weekend stays live in the ibis family across Europe.</li>
<li><strong>The global all-rounder:</strong> Voyager, if you mix brands and regions and spend C$1,900 or more a year with Accor.</li>
<li><strong>The Asia-Pacific regular:</strong> Explorer, if you take at least one trip a year to the region or the UAE and enjoy eating out.</li>
<li><strong>The points collector or Diamond chaser:</strong> Signature, whether you&#8217;re travelling around South America or building Status Points toward Diamond.</li>
<li><strong>The China-based traveller:</strong> Accor Plus 2.0, for domestic stays and dining across mainland China, Hong Kong, and Macau.</li>
</ul>
<p>For most Canadians reading this, the honest shortlist is two models. Explorer if Asia-Pacific is anywhere on your calendar, and Signature if you&#8217;d rather collect points and Status Points that pay off no matter where you travel.</p>
<h2 id="conclusion">Conclusion</h2>
<p>ALL Accor+ is one of the few hotel programs where paying upfront can beat earning perks the slow way, as long as you actually stay at Accor hotels.</p>
<p>The decision really comes down to geography. Explorer is the clear pick for Asia-Pacific and the UAE, Voyager is the flexible global option, and ibis is the budget specialist. Signature is the quiet sleeper of the group, and the only path worth taking if Diamond is the summit you&#8217;re aiming for.</p>
<p>If you travel to Europe or Asia with any regularity, work out your expected Accor spend, wait for a points promo, and pick the model that matches your map. If you rarely stay with Accor, the free ALL program is all you need.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/guides/all-accor-plus-subscriptions/" target="_blank">princeoftravel </a></p>
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		<title>Centurion Lounge Tightens Guest and Layover Rules for 2026</title>
		<link>https://pagegoo.com/2026/07/centurion-lounge-tightens-guest-and-layover-rules-for-2026/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Sat, 11 Jul 2026 03:36:51 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/centurion-lounge-tightens-guest-and-layover-rules-for-2026/</guid>

					<description><![CDATA[American Express has tightened the guest and layover rules at its Centurion Lounges, and the changes went live on July 8, 2026. Two things are different now. Your guests have to be booked on the same flight as you, and if you&#8217;re connecting, you can only get in within five hours of your onward departure. [&#8230;]]]></description>
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</p>
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<p><strong>American Express</strong> has tightened the guest and layover rules at its <a href="https://princeoftravel.com/guides/how-to-access-american-express-centurion-lounges">Centurion Lounges</a>, and the changes went live on July 8, 2026.</p>
<p>Two things are different now. Your guests have to be booked on the same flight as you, and if you&#8217;re connecting, you can only get in within five hours of your onward departure.</p>
<p>Honestly, this won&#8217;t change much for most people. It matters a little more for us Canadians, and it closes off a good-samaritan move that used to be fair game.</p>
<h2 id="the-kind-of-moment-this-rule-just-ended">The Kind of Moment This Rule Just Ended</h2>
<p>Say you&#8217;re waiting in line at a Centurion Lounge, and the family of four in front of you is one pass short.</p>
<p>Mom, Dad, and one of the kids can get in, but the other is about to spend the layover sitting on the terminal floor.</p>
<p>You&#8217;re travelling solo, sitting on two guest privileges you aren&#8217;t going to use. So you offer to bring her in on your pass, and a couple of minutes later she&#8217;s inside with a plate of food while you find your own corner of the lounge.</p>
<p>Under the new same-flight rule, you couldn&#8217;t do that today. That small favour is now against the rules, and it&#8217;s worth understanding exactly what Amex changed and why.</p>
<h2 id="what-actually-changed">What Actually Changed</h2>
<p>Both changes are aimed squarely at guests and connections.</p>
<p>The first is the same-flight rule. Until now, a guest just had to be flying somewhere that day. Now they have to be on your specific flight.</p>
<p>The second is a five-hour cap on layovers. Connecting passengers used to face no time limit, but now the door only opens within five hours of your departing flight.</p>
<figure><figcaption>The Centurion Lounge in New York.</figcaption></figure>
<p>Nothing changed for origin departures, which were already held to the existing three-hour window. The new rules apply at Centurion Lounges across the United States, plus London Heathrow (LHR), Tokyo Haneda (HND), Hong Kong (HKG), Sydney (SYD), and Melbourne (MEL).</p>
<p>They cover the Platinum Card, <a href="https://princeoftravel.com/credit-cards/business-platinum-card-from-american-express">Business Platinum</a>, Corporate Platinum, and Delta SkyMiles Reserve.</p>
<h2 id="why-this-affects-canadians-slightly-more">Why This Affects Canadians Slightly More</h2>
<p>Start with the fact that shapes everything for us. There isn&#8217;t a single Centurion Lounge in Canada.</p>
<p>Not in <a href="https://princeoftravel.com/airports/toronto-pearson-yyz">Toronto</a> (YYZ), not in <a href="https://princeoftravel.com/airports/vancouver-yvr">Vancouver</a> (YVR), not in <a href="https://princeoftravel.com/airports/montreal-yul">Montreal</a> (YUL). Every Centurion Lounge a Canadian will ever set foot in sits on the far side of a border, usually at a connecting hub like Las Vegas (LAS), Dallas (DFW), or <a href="https://princeoftravel.com/reviews/centurion-lounge-seattle">Seattle</a> (SEA).</p>
<p>That geography decides which half of this policy actually touches us. We almost never begin a trip at a Centurion Lounge, because there isn&#8217;t one to begin at, so we reach them on the way through, as connecting passengers.</p>
<p>The connecting passenger is exactly who the layover cap targets. Origin departures were always held to a three-hour window, so that part is old news. The connection with no time limit was what made a long layover comfortable, and it&#8217;s what just disappeared.</p>
<p>To be fair, most connections run one to four hours, and those still fit inside the new five-hour window. The travellers who lose out are the ones with long layovers, the six- and eight-hour waits where settling into a lounge was the entire plan.</p>
<p>That&#8217;s a smaller group, but it&#8217;s a disproportionately Canadian one, because the long haul through a hub is a routing we live with far more than most.</p>
<h2 id="is-this-to-fix-the-crowding-issue">Is This to Fix the Crowding Issue?</h2>
<p>Amex is framing this as a crowding fix. I&#8217;m not sure it&#8217;ll work out that way.</p>
<p>Think about who actually brings guests into a lounge. The overwhelming majority are families and couples travelling together on one booking, on the same flight. This rule doesn&#8217;t touch them at all.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2022/03/Centurion-Lounge-New-York-17.jpg" alt="Centurion Lounge in New York" class="aligncenter"/><figcaption>Inside the Centurion Lounge in New York.</figcaption></figure>
<p>What the same-flight rule kills isn&#8217;t crowding. It&#8217;s the social side of guest access, the part that let you help someone outside your own itinerary.</p>
<p>That includes the good-samaritan scenario I opened with. It also includes something more common than you&#8217;d think, which is groups travelling together on separate tickets.</p>
<p>I once went on a festival trip where our group booked our flights independently, departing within an hour of each other, and covered one another into lounges along the way. We really were travelling together. Under the new rule, we&#8217;re strangers.</p>
<p>The behaviour Amex is actually responding to is far more visible than any of this. Over the past year a wave of social media creators turned lounge access into content, walking up to strangers at the gate and inviting them in to film the moment for their followers.</p>
<p>In raw numbers that&#8217;s almost certainly a rounding error against total traffic. Yet visibility forces policy, and a viral video of strangers piling into a Centurion Lounge is exactly the kind of thing that gets a rule written.</p>
<p>There&#8217;s an irony in all of this. Some of those strangers probably loved it and walked out to sign up for a Platinum of their own.</p>
<p>That&#8217;s how a couple of my friends got theirs. I brought them into a lounge years back, their jaws dropped, and they applied before we&#8217;d even left. The lounges were more impressive then, I&#8217;ll admit, but the behaviour Amex is clamping down on used to double as its best sales pitch.</p>
<p>The trouble is that the sympathetic cases and the abusive ones now get treated as one thing. That raises a more interesting question, which is why Amex reached for the tool it did.</p>
<h2 id="a-rule-the-front-desk-can-actually-enforce">A Rule the Front Desk Can Actually Enforce</h2>
<p>What&#8217;s telling is that Amex could&#8217;ve left some options open.</p>
<p>The company already runs a paid-guest system. At most US lounges, extra guests can come in for US$50 a head, so the machinery to charge for access is already there.</p>
<p>Amex could have simply priced different-flight guests at a reasonable fee and let people pay for the privilege. It chose not to, and the reason comes down to what a desk agent can verify in real time.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2021/12/Centurion-Lounge-Mexico-City-18.jpg" alt="Centurion Lounge in Mexico City" class="aligncenter"/><figcaption>The Centurion Lounge in Mexico City.</figcaption></figure>
<p>A gate agent can confirm that two people are on the same flight number in about two seconds. What they can&#8217;t do is judge whether two travellers on different tickets are really together or total strangers.</p>
<p>Bright-line rules survive at the podium. Fuzzy ones don&#8217;t, because a policy that depends on a tired agent making a judgment call at 6am is a policy that falls apart in practice.</p>
<p>So Amex picked the rule it could actually enforce, even though that rule can&#8217;t tell a good-samaritan gesture apart from a stunt staged for social media. At the door, the two look identical, and that&#8217;s why both had to go.</p>
<p>This is the part I keep coming back to. A rule written to be read by a machine doesn&#8217;t need a person to interpret it, and as AI and automation spread through every service counter, the human at the desk starts to look like a cost worth automating away.</p>
<p>A few years from now, I wouldn&#8217;t be surprised to find no agent at an airport lounge front desk at all, just a gate that scans your boarding pass and decides. The trouble is that the agent was also the one who could bend the rule a little, and automating the door locks the bright line in for good.</p>
<h2 id="too-many-cardholders-not-enough-lounges">Too Many Cardholders, Not Enough Lounges</h2>
<p>Let&#8217;s step back a bit, and this fits a pattern that&#8217;s been building for years.</p>
<p>The Platinum Card isn&#8217;t an elite product anymore. Just by looking around me, the number of people holding one has clearly shot up over the last few years, and that&#8217;s exactly what Amex was going for.</p>
<p>The problem is that cardholder growth compounds while lounge square footage grows in a straight line, if it grows at all. You can add members far faster than you can build lounges, so the ratio of eligible travellers to available seats only moves one way.</p>
<p>When the math stops working you ration, and that&#8217;s what Amex has been doing for years, one turn of the screw at a time.</p>
<p>First came tighter entry windows. Then guest fees, then spend thresholds to unlock complimentary guests in the US.</p>
<p>Each step is individually defensible. Together they trace a clear direction, and it isn&#8217;t toward more access.</p>
<p>So let me plant a flag. The next turn is visit caps or spend-tiered entry on the Centurion Lounges themselves, a set number of free visits a year with unlimited access reserved for whoever spends enough to earn it.</p>
<p>If that sounds far-fetched, look at what Amex Canada has already announced. Starting January 1, 2027, Canadian Platinum cardholders get just six Priority Pass visits and six Plaza Premium visits a year, unless they spend $20,000 (CAD) to buy back unlimited access.</p>
<p>Centurion access stays unlimited for now, but the mechanism is already written into the Canadian terms. Count your visits, or spend your way past the cap. Applying that to Centurion would be a copy-paste job, not a leap.</p>
<h2 id="this-is-partly-an-airport-problem-not-an-amex-one">This Is Partly an Airport Problem, Not an Amex One</h2>
<p>Now for the part I&#8217;ll defend even though it lets Amex partly off the hook. A lot of this is really about the airports.</p>
<p>Fly through Seoul (ICN), Singapore (SIN), or Tokyo Haneda (HND) and the terminal itself gives you somewhere to be. There are food halls, gardens, showers, quiet zones, and comfortable public seating that doesn&#8217;t cost a thing.</p>
<p>The lounge is one option among many, so demand spreads out across the building on its own.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2020/06/Changi-Jewel-Lounge-6.jpg" alt="Jewel Changi Lounge in Singapore" class="aligncenter"/><figcaption>The Jewel Changi Lounge in Singapore.</figcaption></figure>
<p>Now picture a typical US terminal. The public seating is a row of hard chairs bolted to the floor, the food is a news-stand sandwich, and the only civilized place to sit is behind the lounge door.</p>
<p>When the lounge is the single tolerable space in the building, every eligible traveller funnels toward the same entrance. No guest rule fixes that, because it&#8217;s a terminal-quality problem, and Amex doesn&#8217;t own the terminals.</p>
<p>None of that excuses the change. It does explain why the crowding is worst in exactly the markets where these rules are landing.</p>
<h2 id="conclusion">Conclusion</h2>
<p>The crowding won&#8217;t ease much. Most of the people filling the Centurion Lounges were always on the same flight as their guests, and they still are.</p>
<p>What actually changed is smaller and sadder. Amex drew a line that a desk agent can enforce in two seconds, and in doing so it ended the version of lounge access where you could do a stranger a good turn.</p>
<p>That family in the queue would still get stopped today, one pass short, and you&#8217;d have no way to help. The rule that stops the social-media stunt stops that too.</p>
<p>That&#8217;s the trade Amex made. Whether it feels worth it probably depends on how often you were the person in line who needed someone else&#8217;s second guest pass, or the person with a spare one to give.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/news/centurion-lounge-guest-rules-canada/" target="_blank">princeoftravel </a></p>
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		<title>Is Marriott Bonvoy Still Worth It in 2026?</title>
		<link>https://pagegoo.com/2026/07/is-marriott-bonvoy-still-worth-it-in-2026/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Fri, 10 Jul 2026 03:28:50 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/is-marriott-bonvoy-still-worth-it-in-2026/</guid>

					<description><![CDATA[Recently, it seems like Marriott has quietly raised award prices (again!) across its portfolio by another 5–10%. There was no announcement and no email, and the increase was only caught because third-party award trackers watched the numbers tick up overnight. That is Marriott Bonvoy in a single sentence. There’s no chart to point to, no [&#8230;]]]></description>
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<p>Recently, it seems like Marriott has quietly raised award prices (again!) across its portfolio by another 5–10%. There was no announcement and no email, and the increase was only caught because third-party award trackers watched the numbers tick up overnight.</p>
<p>That is Marriott Bonvoy in a single sentence. There’s no chart to point to, no notice when the goalposts move, and a points currency that’s worth a little less every few months whether you’re paying attention or not.</p>
<p>Once upon a time, <a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy</a> was one of the most valuable hotel loyalty programs.</p>
<p>Redemptions were reasonably priced, elite status perks were promised without having to awkwardly push front desk staff, and transferring points from <a href="https://princeoftravel.com/points-programs/american-express-membership-rewards/">American Express Membership Rewards</a> (MR) was a smart way to stretch your stays.</p>
<p>But over the years, Marriott has increased award prices both loudly and quietly, removed its official award chart, and diluted the value of its points.</p>
<p>So, <strong>in 2026, is Marriott Bonvoy still worth it?</strong> Or are you better off booking cash stays—or even switching hotel loyalty altogether?</p>
<h2 id="the-state-of-marriott-bonvoy-in-2026">The State of Marriott Bonvoy in 2026</h2>
<p><a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy</a> still offers a massive footprint of properties worldwide, from budget-friendly Courtyards to ultra-luxurious Ritz-Carltons.</p>
<p>There’s no denying that having Marriott Bonvoy points or holding a Marriott Bonvoy credit card allows you to book a hotel nearly anywhere on the planet and enjoy the perks that come with it.</p>
<p>But the value of Bonvoy points has taken a hit over time:</p>
<ul>
<li>Award pricing is now <a href="https://princeoftravel.com/news/marriott-bonvoy-dynamic-pricing-will-start-on-march-29/">fully dynamic</a>, meaning redemption pricing can fluctuate wildly.</li>
<li>High-end properties cost significantly more points than before.</li>
<li>There is no official award chart, making it hard for travellers to determine if the redemption rates they see at the time of booking are a good deal.</li>
</ul>
<p>For loyalists and business travellers who frequently stay at Marriott hotels, the program can still be useful. But if you’re collecting points purely to maximize value, it’s getting harder to justify.</p>
<p>The July 2026 cut is a good example of how this plays out. A 5–10% bump doesn’t sound like much, but it stacks on top of every quiet increase that came before it, and it lands with zero warning. At the everyday properties most people actually book, redemptions now routinely come in around half a cent per point, well short of the 0.8 cents we aim for as a baseline at Prince of Travel, and a fraction of what these points fetched a few years ago.</p>
</p></div>
<p><a href="https://princeoftravel.com/guides/analyzing-marriott-bonvoy-new-dynamic-pricing/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
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<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">Analyzing Marriott Bonvoy&#8217;s New Dynamic Pricing</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
<p></a></p>
<div>
<h2 id="marriott-no-longer-uses-an-award-chart">Marriott No Longer Uses an Award Chart</h2>
<p class="p1">Marriott no longer publishes an official award chart, and it instead uses a dynamic pricing model that varies by demand.</p>
<p class="p1">However, we can still use Marriott’s old category chart as a reference point for roughly how expensive a property is likely to be.</p>
<h3 id="what-do-these-hidden-categories-mean">What Do These Hidden Categories Mean?</h3>
<p>These categories aren’t published anywhere, and Marriott has since removed the last workaround that let enthusiasts look them up in a hotel’s page source. The ranges below are what points enthusiasts last mapped out in 2024 and early 2025, before that field disappeared, so treat them as an archival snapshot of what these categories used to cost rather than anything you can rely on today. Marriott no longer assigns or displays these numbers, so where we still use them below, treat them as <em>former</em> categories — a rough shorthand for how pricey a hotel tends to be rather than an official tier.</p>
<p>Even though Marriott has switched to fully dynamic pricing, each category still sat within a rough minimum and maximum band, and the ranges below are where those bands landed the last time this was visible.</p>
<p>Here’ s the general range enthusiasts had mapped out, as of 2024 and early 2025.</p>
<table class="wp-block-table">
<thead>
<tr>
<th>Legacy Category</th>
<th>Min/Night (2025)</th>
<th>Max/Night (2025)</th>
<th>Max/Night (2nd half of 2024)</th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>1</strong></td>
<td>5,000</td>
<td>18,000</td>
<td>16,000</td>
</tr>
<tr>
<td><strong>2</strong></td>
<td>10,000</td>
<td>28,000</td>
<td>25,000</td>
</tr>
<tr>
<td><strong>3</strong></td>
<td>15,000</td>
<td>36,500</td>
<td>36,500</td>
</tr>
<tr>
<td><strong>4</strong></td>
<td>22,000</td>
<td>55,000</td>
<td>50,000</td>
</tr>
<tr>
<td><strong>5</strong></td>
<td>35,000</td>
<td>76,000</td>
<td>69,000</td>
</tr>
<tr>
<td><strong>6</strong></td>
<td>40,000</td>
<td>88,000</td>
<td>84,000</td>
</tr>
<tr>
<td><strong>7</strong></td>
<td>50,000</td>
<td>105,000</td>
<td>102,000</td>
</tr>
<tr>
<td><strong>8</strong></td>
<td>52,000</td>
<td>140,000</td>
<td>130,000</td>
</tr>
<tr>
<td><strong>9</strong></td>
<td>88,000</td>
<td>152,000</td>
<td>132,000</td>
</tr>
</tbody>
</table>
<p>While not an official source, this gives a ballpark idea of what different hotels used to cost in Bonvoy points.</p>
<p>As you can see, award night pricing has crept upward without any official announcement from Marriott.</p>
<h2 id="how-marriott-bonvoys-devaluations-affect-different-hotel-categories">How Marriott Bonvoy’s Devaluations Affect Different Hotel Categories</h2>
<p>Marriott Bonvoy’s shift to dynamic pricing means that award prices have increased unpredictably across all categories.</p>
<p>Lower-tier hotels (formerly Categories 1-3) have seen minimal changes, but their dynamic range can be bizarre. For example, a former Category 1 hotel can cost over three times its minimum award price.</p>
<p>Former Category 4-6 hotels have seen the biggest devaluation, making <a href="https://princeoftravel.com/guides/marriott-bonvoy-free-night-awards/">Free Night Awards</a> (FNAs) harder to redeem effectively. Many hotels that were previously bookable with a Free Night Award now require topping up with more points or are outright impossible to book, reducing their value and utility.</p>
</p></div>
<p><a href="https://princeoftravel.com/guides/marriott-bonvoy-free-night-awards/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
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<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">How to Earn &amp; Redeem Marriott Bonvoy Free Night Awards</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
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<p>Luxury hotels in the former Category 8 and above have seen the steepest price jumps, with some properties now exceeding 200,000 points per night, and the dynamic ceiling has since crept up to roughly 236,000 points. While some ultra-expensive cash rates may still justify a points redemption, it’s now worth looking at alternative loyalty programs like Hilton Honors and World of Hyatt for better value.</p>
<h3 id="lower-categories-formerly-1-3-budget-friendly-no-more">Lower Categories (Formerly 1-3): Budget Friendly No More</h3>
<p>Historically, former Category 1-3 hotels were great for budget travellers or those looking to earn cheap Elite Night credits through extended stays.</p>
<p>While these properties have seen relatively smaller increases in terms of absolute cost in points, the way dynamic pricing has been implemented makes redemptions unpredictable and less valuable.</p>
<p>One of the biggest issues is the huge gap between minimum and maximum pricing—for example, a former Category 1 hotel can now cost more than three times its minimum price on peak dates.</p>
<p>Personally, I had my eye on AC Hotel Penang to earn Elite Night credits and push towards Titanium Elite status.</p>
<p>Until 2025, this hotel used to consistently cost 5,000 points per night year-round.</p>
<p><img fetchpriority="high" decoding="async" class="size-full wp-image-178336 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp" alt="" width="2116" height="1452" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 2116w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2024.webp 2048w" sizes="(max-width: 2116px) 100vw, 2116px"/></p>
<p>Therefore, by utilizing Fifth Night Free benefit, one could plan to <strong>stay 10 nights for the price of 40,000 Marriott Bonvoy points</strong>. (20,000 points for a five-night stay x 2)</p>
<p>However, prices have kept climbing. By 2025, the same room was up to 12,000 points a night, or 48,000 points for a five-night stay.</p>
<p><img decoding="async" class="wp-image-178337 size-full aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp" alt="" width="2132" height="1450" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 2132w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/ac-hotel-penang-award-2025.webp 2048w" sizes="(max-width: 2132px) 100vw, 2132px"/></p>
<p>By 2026, it’s up to 18,000 points per night, which averages around 67,000 points for those same five nights, a further 40% jump in a single year with no added value.</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/AC%20Hotel%20Penang%20Points%20Pricing%20-%20Sep%202026.png" alt="AC Hotel Penang award pricing for September 2026, showing rates up to around 18,000 points per night"/></p>
<p>Given its inconvenient location, I’m now better off paying a bit more for a far better stay at the Courtyard Penang, which is closer to the city centre (or even consider not travelling to Penang at all).</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/courtyard-penang-map.png" alt="Map of Penang showing the Courtyard by Marriott Penang closer to George Town and the AC Hotel Penang out by the airport"/></p>
<h3 id="mid-tier-categories-formerly-4-6-free-night-awards-are-harder-to-use">Mid-Tier Categories (Formerly 4-6): Free Night Awards Are Harder to Use</h3>
<p>The biggest devaluations have occurred in the former Categories 4-6, and the impact is most noticeable for those who redeem Free Night Awards. In the past, a 35K or 40K Free Night Award could reliably be used at a solid mid-tier hotel, but that’s no longer always the case.</p>
<p>Both the <a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/">Marriott Bonvoy American Express Card</a> and <a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-business-american-express-card/">Marriott Bonvoy Business American Express Card</a> in Canada come with an annual <strong>Free Night Award worth 35,000 points.</strong> These certificates can be topped up with up to 25,000 Marriott points, allowing for a redemption of hotels priced up to 60,000 points per night.</p>
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<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-business-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Marriott Bonvoy Business American Express Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=3840&amp;q=75"/></div>
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<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-business-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Marriott Bonvoy Business American Express Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-Business_Credit_Card.png&amp;w=3840&amp;q=75"/></div>
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<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">85,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 75,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $1,000 in month 13</p>
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<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
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<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
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<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
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<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">85,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 75,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $1,000 in month 13</p>
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<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
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<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
</ul>
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</div>
</div>
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<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Marriott Bonvoy Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Marriott Bonvoy Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">75,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 65,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $500 in month 13</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">75,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 65,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $500 in month 13</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div class="not-prose overflow-hidden rounded-2xl bg-gradient-to-r from-burgundy to-burgundy-light p-7 text-white my-8">
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<p>The <strong>40K Free Night Award</strong> is available through the 75-night <a href="https://princeoftravel.com/news/marriott-bonvoy-choice-benefits/">Annual Choice Benefit</a> for Titanium Elite members. Just like the 35K FNA, it can be topped up with up to 25,000 points, allowing for redemptions up to 65,000 points per night.</p>
<p>While slightly better than the 35K FNA, peak pricing still makes redemptions difficult, especially at high-demand resorts and city hotels.</p>
<p>Many previously accessible former Category 5-6 hotels now price above 65K points per night, making FNAs harder to use effectively.</p>
<p>This forces travellers to either use FNAs at lower-tier hotels (which might not be ideal) or top up with more points, reducing the value of the “free” night.</p>
<p><img decoding="async" class="size-full wp-image-178339 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp" alt="" width="2324" height="612" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 2324w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/sheraton-niagara-falls.webp 2048w" sizes="(max-width: 2324px) 100vw, 2324px"/></p>
<p>A year on, those same Fallsview hotels have only climbed higher. The Sheraton Fallsview and Niagara Falls Marriott now price at 70,000 and 75,000 points a night respectively, well clear of what any Free Night Award can cover.</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Niagara%20Falls%20Marriott%20Points%202026.png" alt="Sheraton Fallsview and Niagara Falls Marriott award pricing in 2026, at 70,000 and 75,000 points per night"/></p>
<p>It isn’t just leisure markets, either. A straightforward downtown Vancouver stay now runs 82,000 to 85,000 points a night at the Autograph Collection and JW Marriott properties.</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/vancouver-points-rate-2026.png" alt="Downtown Vancouver Marriott award pricing in 2026, at 82,000 to 85,000 points per night"/></p>
<h3 id="high-end-categories-formerly-8-where-devaluation-bites-hardest-but-value-still-hides">High-End Categories (Formerly 8+): Where Devaluation Bites Hardest, but Value Still Hides</h3>
<p>The high end cuts both ways. It has taken the steepest devaluations, but it is also where the last genuine sweet spots tend to hide.</p>
<p>While higher-end hotels have always been expensive, the most dramatic increases have happened in the former Category 8 hotels and above.</p>
<p>You’ll have to be extremely lucky to be able to use either of the Free Night Awards to redeem for a former Category 7 hotel, and at these levels it’s now near impossible. And for the former Category 8 and 9 hotels, the maximum price has increased dramatically, by 10,000 points and 20,000 points respectively.</p>
<p>Some properties even cost over 200,000 points, making it almost hopeless for an average traveller to redeem. </p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-178343 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16PM.webp" alt="" width="2314" height="602" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16PM.webp 2314w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16-PM-300x78.webp 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16-PM-1024x266.webp 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16-PM-768x200.webp 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16-PM-1536x400.webp 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-5.53.16-PM-2048x533.webp 2048w" sizes="auto, (max-width: 2314px) 100vw, 2314px"/></p>
<p>However, Marriott Bonvoy points can still make sense in cases where cash rates are extremely high compared to award pricing. A property like the Ritz-Carlton Kyoto, where cash rates regularly exceed $2,000 per night, might still be a reasonable redemption at 128,000 points, yielding <strong>just over 1.5 cents per point</strong> in value.</p>
<p><img loading="lazy" decoding="async" class="aligncenter size-full wp-image-178340" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21PM.png" alt="" width="2314" height="610" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21PM.png 2314w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21-PM-300x79.png 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21-PM-1024x270.png 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21-PM-768x202.png 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21-PM-1536x405.png 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2025/02/Screenshot-2025-02-28-at-4.50.21-PM-2048x540.png 2048w" sizes="auto, (max-width: 2314px) 100vw, 2314px"/></p>
<p>Even that example has drifted since. The Ritz-Carlton, Kyoto now prices at around 146,000 points a night, up from 128,000, against a cash rate of roughly 2,276 CAD.</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/The-Ritz-Carlton-Kyoto-Points-Pricing-2026.png" alt="The Ritz-Carlton, Kyoto award pricing in 2026, at 146,000 points per night"/></p>
<p>That said, value hasn’t disappeared entirely. The Ritz-Carlton, Almaty is a genuine sweet spot, a full Ritz-Carlton for around 57,000 points a night against a cash rate of roughly 1,256 CAD. The catch is that these deals increasingly show up in niche, off-the-beaten-path destinations like Almaty rather than the marquee cities where award pricing has run away.</p>
<p><img decoding="async" class="aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/ritz-carlton-almaty-points-pricing.png" alt="The Ritz-Carlton, Almaty award pricing, at 57,000 points per night versus a 1,256 CAD cash rate"/></p>
<p>However, for most other properties, Marriott Bonvoy redemptions may no longer be worth it. With Marriott’s unpredictable pricing and rising redemption costs, it’s now worth looking at alternative programs.</p>
</p></div>
<p><a href="https://princeoftravel.com/reviews/ritz-carlton-kyoto/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
<div class="shrink-0 overflow-hidden aspect-[3/2] w-44 bg-surface-inset sm:w-52"><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2019/11/image.png" alt="" class="h-full w-full object-cover transition-transform group-hover:scale-105" loading="lazy"/></div>
<div class="flex flex-1 flex-col justify-center px-5 py-4">
<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">Review: The Ritz-Carlton Kyoto</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
<p></a></p>
<div>
<h2 id="looking-at-alternative-loyalty-programs-for-luxury-stays">Looking at Alternative Loyalty Programs for Luxury Stays</h2>
<p>With Marriott Bonvoy’s high-end award pricing increasing sharply in the recent past, it’s now worth considering other hotel loyalty programs to see if they offer better value in the same destination.</p>
<p><strong>Hilton Honors:</strong></p>
<ul>
<li>No award chart with fixed pricing, but <a href="https://princeoftravel.com/guides/hilton-honors-free-night-rewards/">Free Night Rewards</a> are way more flexible, since you can redeem them at <em>any</em> property as long as there’s a standard redemption rate available.</li>
<li>The addition of Small Luxury Hotels of the World to the program presents some very intriguing opportunities for high-value points redemptions at luxury hotels.</li>
<li>The <a href="https://princeoftravel.com/apply/AmexPlatinum">American Express Platinum Card</a> gives instant <a href="https://princeoftravel.com/guides/the-best-ways-to-earn-hilton-gold-diamond-status/">Gold status</a>, which includes complimentary breakfast at most properties (daily F&amp;B credit in the US), a perk that adds significant value.</li>
</ul></div>
<p><a href="https://princeoftravel.com/points-programs/hilton-honors/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
<div class="shrink-0 overflow-hidden flex aspect-[3/2] w-36 items-center justify-center bg-burgundy/5 p-4 dark:bg-burgundy/10 sm:w-44"><img decoding="async" src="https://princeoftravel.com/images/programs/hilton_honors.png" alt="" class="max-h-24 max-w-full object-contain dark:invert" loading="lazy"/></div>
<div class="flex flex-1 flex-col justify-center px-5 py-4">
<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">The Essential Guide to Hilton Honors</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
<p></a></p>
<div>
<p><strong>World of Hyatt:</strong></p>
<ul>
<li>Still maintains an award chart, making it far more predictable than Marriott Bonvoy’s pricing.</li>
<li>That said, Hyatt expanded its award chart in May 2026 from three pricing tiers to five (Lowest, Low, Moderate, Upper, and Top), which pushed higher-end redemptions up, with the new Top tier running as much as 67% above the old Peak price.</li>
<li>Category 7-8 Hyatt hotels are often significantly cheaper in points than Marriott Bonvoy’s former Category 8-9 properties.</li>
<li><a href="https://princeoftravel.com/guides/the-best-ways-to-earn-hyatt-globalist-status/">Globalist</a> status (top-tier) is arguably the best hotel elite status in the game, with near guaranteed suite upgrades and free breakfast (but it’s also more difficult to earn).</li>
</ul></div>
<p><a href="https://princeoftravel.com/points-programs/world-of-hyatt/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
<div class="shrink-0 overflow-hidden flex aspect-[3/2] w-36 items-center justify-center bg-burgundy/5 p-4 dark:bg-burgundy/10 sm:w-44"><img decoding="async" src="https://princeoftravel.com/images/programs/world_of_hyatt.png" alt="" class="max-h-24 max-w-full object-contain " loading="lazy"/></div>
<div class="flex flex-1 flex-col justify-center px-5 py-4">
<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">The Essential Guide to World of Hyatt</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
<p></a></p>
<div>
<p><strong>Accor Live Limitless:</strong></p>
<ul>
<li>Home to a deep luxury and lifestyle portfolio that Marriott can’t match, including Raffles, Fairmont, Sofitel, Mondrian, SLS, and MGallery.</li>
<li>Points are fixed-value at roughly 3.2 Canadian cents each, worth the same regardless of the property or date. There’s no dynamic pricing, and that rate sits comfortably ahead of Bonvoy’s 0.8 cents.</li>
<li>The catch is that fixed-value points work like cash rather than an award chart, so you won’t unlock the outsized aspirational redemptions. The real draw is predictability, strong elite status perks, and the ALL Accor+ membership.</li>
</ul>
</div>
<p><a href="https://princeoftravel.com/points-programs/accor-live-limitless/" class="not-prose group relative my-8 flex overflow-hidden rounded-xl border border-burgundy/20 bg-surface-elevated transition-all duration-1000 hover:border-burgundy/40 hover:shadow-md"></p>
<div class="shrink-0 overflow-hidden flex aspect-[3/2] w-36 items-center justify-center bg-burgundy/5 p-4 dark:bg-burgundy/10 sm:w-44"><img decoding="async" src="https://princeoftravel.com/images/programs/accor_all.png" alt="" class="max-h-24 max-w-full object-contain dark:invert" loading="lazy"/></div>
<div class="flex flex-1 flex-col justify-center px-5 py-4">
<p class="text-sm font-semibold leading-snug text-foreground group-hover:text-accent sm:text-base">The Essential Guide to Accor Live Limitless</p>
<p><span class="mt-2 inline-flex items-center gap-1 text-xs font-medium text-burgundy dark:text-burgundy-salmon">Read more<svg width="12" height="12" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5"><path d="M5 12h14"/><path d="m12 5 7 7-7 7"/></svg></span></div>
<p></a></p>
<div>
<h2 id="conclusion">Conclusion</h2>
<p>For business travellers or <a href="https://princeoftravel.com/guides/how-to-earn-marriott-bonvoy-lifetime-elite-status/">Lifetime Elite Status</a> holders, Marriott Bonvoy can still be a useful program, but it requires far more effort than before to get good value.</p>
<p>The stealth devaluations, unpredictable pricing, and increased redemption costs make it harder to maximize points, especially for those relying on Free Night Awards or lower-category properties for elite status runs.</p>
<p>That said, I still see pockets of value in the program. Low-category hotels can still be useful for earning cheap elite nights or extended stays, and mid-tier properties are best utilized when you have just enough points to top up a Free Night Award.</p>
<p>As for luxury properties, Bonvoy redemptions can still make sense—but only when the cash rate is astronomically expensive.</p>
<p>For me, there’s a simple gut check. The moment a select-service hotel like a Courtyard or Four Points is asking 50,000 points or more, or $300 to $400 a night in cash, that’s the signal that it’s time to stop being loyal for loyalty’s sake and stay open to other options.</p>
<p>The July 2026 flash cut is the clearest argument for not sitting on a large balance. Every point you hold is worth a little less each time Marriott nudges pricing upward, and you never get a warning to burn them before it happens.</p>
<p>However, if there’s one rule that applies to <em>any</em> loyalty program, it’s <strong>earn and burn.</strong> Points will almost certainly devalue over time, so don’t hoard more than you need.</p>
</div>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/insights/is-marriott-bonvoy-still-worth-it/" target="_blank">princeoftravel </a></p>
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		<title>Air Canada Launches Landline City Shuttle Service in Downtown Montreal</title>
		<link>https://pagegoo.com/2026/07/air-canada-launches-landline-city-shuttle-service-in-downtown-montreal/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Thu, 09 Jul 2026 21:27:15 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/air-canada-launches-landline-city-shuttle-service-in-downtown-montreal/</guid>

					<description><![CDATA[Air Canada and Landline have quietly launched a new way to get between downtown Montreal and the airport, and it&#8217;s built for anyone who hates dragging luggage onto a packed metro at rush hour. The Air Canada City Shuttle runs up to 37 times a day on a dedicated route to Montreal-Trudeau International Airport (YUL), [&#8230;]]]></description>
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<p>Air Canada and Landline have quietly launched a new way to get between downtown Montreal and the airport, and it&#8217;s built for anyone who hates dragging luggage onto a packed metro at rush hour. The <strong>Air Canada City Shuttle</strong> runs up to 37 times a day on a dedicated route to Montreal-Trudeau International Airport (YUL), and a one-way ticket is $9 plus tax.</p>
<p>There&#8217;s been no formal announcement that I&#8217;ve seen, but the booking site already seems to be live.</p>
<p>What caught my eye isn&#8217;t the price. It&#8217;s the convenience for anyone travelling with real luggage. This shuttle is open only to travellers flying Air Canada that same day, and it works like an airport express built around your departure, bags and all.</p>
<p>There&#8217;s a catch, though, and it&#8217;s worth understanding before you book. This is a standalone ticket with no <a href="https://princeoftravel.com/points-programs/aeroplan/">Aeroplan</a> points, and none of the flight protection you get from Air Canada&#8217;s other Landline service out of Toronto.</p>
<p>The short answer is that it&#8217;s well worth it for the right traveller, and easy to skip for everyone else.</p>
<h2 id="how-the-air-canada-city-shuttle-works">How the Air Canada City Shuttle Works</h2>
<p>The shuttle connects the Palais des congrès in downtown Montreal with Montreal-Trudeau International Airport (YUL), running non-stop in both directions. Landline operates it on Air Canada&#8217;s behalf, using its own booking site rather than aircanada.com.</p>
<figure><figcaption>The Air Canada City Shuttle, operated by Landline.</figcaption></figure>
<p>Service is frequent. There are up to 37 trips a day, every 15 to 30 minutes in each direction. The earliest downtown departures leave before 5am, and the last shuttle from the airport goes at 10pm.</p>
<p>The coaches are a step up from a typical airport bus. Landline uses Prevost motorcoaches built in Quebec, with 48 reclining leather seats, extra legroom, a power outlet at every seat, and an onboard washroom.</p>
<p>Speed is part of the pitch. The shuttle uses a dedicated bus lane that can save up to 25 minutes versus regular airport roads at peak times. Heading to the airport, it drops you at Departures, Door 7, right beside the Air Canada check-in counters.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Departing-from-Palais.png" alt="Landline booking site showing the Palais des congrès shuttle route to Montreal-Trudeau airport" class="aligncenter"/><figcaption>Landline&#8217;s booking site maps the run from the Palais des congrès to Departures at Montreal-Trudeau, including the traffic-bypass lane.</figcaption></figure>
<p>Booking happens at montreal.landline.com or at self-service kiosks at either end. Tickets are $9 one way plus tax, children under 15 ride free with an adult, and you can change your booking for free up to two minutes before departure. One thing to note is that tickets are non-refundable, so a change is your only option if plans shift.</p>
<h2 id="who-s-eligible-to-ride">Who&#8217;s Eligible to Ride</h2>
<p>Eligibility comes down to one question. Is your flight operated by Air Canada? The shuttle is open to anyone travelling to or from Montreal-Trudeau (YUL) on a flight operated by Air Canada, Air Canada Rouge, or Air Canada Express, which covers the regional flights flown by Jazz Aviation and PAL Airlines.</p>
<p>The key word is operated. A codeshare booked as a United or Lufthansa flight number still counts if Air Canada is the airline flying the plane. The reverse is also true. An Air Canada flight number that&#8217;s actually operated by a partner won&#8217;t qualify you.</p>
<p>Star Alliance membership or status on its own doesn&#8217;t get you a seat either. It&#8217;s strictly about who operates your flight.</p>
<p>Where you booked makes no difference. You&#8217;re eligible whether you bought through Air Canada, a travel agent, an online site like Expedia, an Air Canada Vacations package, or an Aeroplan points redemption. You&#8217;ll need a same-day flight confirmation and government photo identification to board, and you have to be 18 or older to make a booking.</p>
<h2 id="how-it-s-different-from-landline-at-pearson">How It&#8217;s Different from Landline at Pearson</h2>
<p>If you&#8217;ve followed Air Canada&#8217;s Landline partnership, you might assume this is the same product coming to Montreal. It isn&#8217;t, and the differences matter.</p>
<p>Air Canada&#8217;s original <a href="https://princeoftravel.com/news/air-canada-launches-multimodal-partnership-with-the-landline-company">Landline service</a> connects Ontario towns like Hamilton, Waterloo, and <a href="https://princeoftravel.com/news/air-canada-expands-landline-motorcoach-service-to-kingston">Kingston</a> to Toronto Pearson as a true replacement for a connecting flight. Those motorcoach segments carry an Air Canada flight number, get booked into your itinerary on aircanada.com, earn Aeroplan points, and come with the same delay protection as any flight. It has since expanded to <a href="https://princeoftravel.com/news/air-canada-expands-landline-motorcoach-service-to-niagara-muskoka-sarnia">Niagara, Muskoka, and Sarnia</a>.</p>
<p>The Montreal City Shuttle is a different product altogether. It&#8217;s a standalone ticket that you book and pay for separately from your flight, and it doesn&#8217;t earn or redeem Aeroplan points at all. Air Canada&#8217;s reservations team can&#8217;t even touch it, since it lives entirely on Landline&#8217;s side.</p>
<p>That also means no safety net. If you miss your shuttle, the booking is forfeited and you&#8217;re limited to standby on a later departure if space allows. There&#8217;s no rebooking onto the next flight the way a missed connection would be handled.</p>
<p>Baggage works differently too. You bring your bags onto the shuttle, where they ride in the luggage hold, then check them with Air Canada once you reach the airport. You can&#8217;t check bags or check in for your flight downtown, so plan to check in online before you arrive.</p>
<h2 id="is-it-worth-booking">Is It Worth Booking?</h2>
<p>For the right traveller, this is an easy yes. If you live in or near downtown Montreal and you&#8217;re flying Air Canada with a couple of full-sized bags, this is close to the ideal way to reach the airport.</p>
<p>The draw isn&#8217;t really the fare. Public transit to the airport costs about the same, so this was never going to win on price. What it wins on is convenience. You throw your bags into the luggage hold, settle into a reclining seat, and skip the awkward job of wrestling a suitcase and a stuffed backpack through a rush-hour metro car.</p>
<p>For me, that&#8217;s an easy trade. I&#8217;ll take an airport coach over the metro or a city bus any day when I&#8217;m carrying luggage, and getting dropped right at the Air Canada check-in counters seals it.</p>
<p>The trade-offs are worth knowing. You won&#8217;t earn a single Aeroplan point, the ticket is non-refundable, and there&#8217;s no protection if you miss your ride. This is a convenience play, not a points play.</p>
<p>My honest take is that I wish it were complimentary for Air Canada passengers, or at least for those in premium economy and higher cabins.</p>
<p>But I understand the logic. Unlike a coach that links an outlying town to the airport, this shuttle starts downtown, where travellers already have plenty of ways to reach the terminal.</p>
<p>A free ride was never going to convince enough people to pick Air Canada over a competitor, so charging a few dollars makes sense.</p>
<h2 id="conclusion">Conclusion</h2>
<p>Landline has quietly handed Air Canada flyers in Montreal a useful perk, even if it&#8217;s a narrower one than the Pearson motorcoaches. A frequent, comfortable ride that carries your bags straight to the terminal solves a real problem for anyone flying out of downtown.</p>
<p>If I were flying out of Montreal and starting downtown, I&#8217;d book it without much thought. If I were connecting through Trudeau or chasing every last Aeroplan point, I&#8217;d skip it and stick with my usual routine.</p>
<p>The more interesting question is what comes next. If this standalone shuttle model works in Montreal, it&#8217;s easy to imagine Air Canada rolling the same idea out to other city centres, and that would be a welcome trend for anyone who&#8217;d rather skip the taxi line.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/news/air-canada-city-shuttle-montreal/" target="_blank">princeoftravel </a></p>
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		<title>What&#8217;s in Our Wallets? The 2026 Prince of Travel Team Card Lineup</title>
		<link>https://pagegoo.com/2026/07/whats-in-our-wallets-the-2026-prince-of-travel-team-card-lineup/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Wed, 08 Jul 2026 09:15:09 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/whats-in-our-wallets-the-2026-prince-of-travel-team-card-lineup/</guid>

					<description><![CDATA[We&#8217;ve been getting a lot of questions lately about which credit cards we&#8217;re actually using in 2026, and more importantly, which ones we&#8217;re thinking about cutting. It&#8217;s a fair question. The Canadian credit card landscape has shifted quite a bit over the past year: annual fees have climbed, lounge access has been tightened, and some [&#8230;]]]></description>
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<p>We&#8217;ve been getting a lot of questions lately about which credit cards we&#8217;re actually using in 2026, and more importantly, which ones we&#8217;re thinking about cutting.</p>
<p>It&#8217;s a fair question. The Canadian credit card landscape has shifted quite a bit over the past year: annual fees have climbed, lounge access has been tightened, and some previously must-have cards have lost their edge. At the same time, a few newer entrants have earned a permanent spot in our wallets.</p>
<p>So here&#8217;s the full breakdown. We&#8217;ve organized our cards into three categories: <strong>daily drivers</strong> that see regular use, <strong>sock drawer cards</strong> that earn their keep in more specific ways, and cards that are <strong>on the chopping block</strong>, products we&#8217;re actively reconsidering.</p>
<p>Let&#8217;s get into it.</p>
<h2 id="in-our-wallets-the-daily-drivers">In Our Wallets: The Daily Drivers</h2>
<p>These are the cards we reach for on a daily or weekly basis. Each one fills a specific role in our spending strategy, and together, they cover virtually every category and network.</p>
<h3 id="american-express-cobalt-card">American Express Cobalt Card</h3>
<p><strong>Annual fee:</strong> $15.99/month (~$192/year) | <strong>Earning rate:</strong> 5x eats &amp; drinks, 3x streaming, 2x transit &amp; gas, 1x everything else</p>
<p>The Cobalt is still the anchor of our everyday earning strategy, and in our opinion, it&#8217;s the single most powerful everyday card in Canada. The 5x earning rate on eats and drinks (which includes groceries, restaurants, and food delivery) is essentially unmatched when you factor in the flexibility of <a href="https://princeoftravel.com/points-programs/american-express-membership-rewards/">Membership Rewards</a> points.</p>
<p>The key here is <a href="https://princeoftravel.com/guides/infographic-points-programs-transfer-partners/">transfer partner</a> access. Those MR points can move 1:1 to <a href="https://princeoftravel.com/points-programs/aeroplan/">Aeroplan</a>, <a href="https://princeoftravel.com/points-programs/british-airways-avios/">British Airways Avios</a>, and several other airline and hotel programs, which makes them significantly more valuable than fixed-value points. At a conservative 2 cents per point, that 5x rate translates to a 10% return on your highest-frequency spending categories.</p>
<p>From a practical perspective, the Cobalt is the card we&#8217;d recommend to almost anyone building a Canadian points strategy from scratch.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Cobalt Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">15,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 1,250 points per month upon spending $750 per month for 12 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer to airline and hotel partners</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">15,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 1,250 points per month upon spending $750 per month for 12 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer to airline and hotel partners</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="rbc-ion-visa">RBC® ION+ Visa</h3>
<p><strong>Annual fee:</strong> $4/month ($48/year) | <strong>Earning rate:</strong> 3x grocery, dining, food delivery, gas, transit, rideshare, streaming &amp; EV charging, 1x everything else</p>
<p>The ION+ has become our go-to card for every situation where Amex isn&#8217;t accepted, and that happens more often than you&#8217;d think.</p>
<p>At 3x Avion points across an impressively wide set of bonus categories, the ION+ punches well above its weight for a card that costs just $48 per year. Gas stations, transit, rideshares, and even EV charging all earn at the accelerated rate, which fills a gap that the Cobalt doesn&#8217;t fully cover.</p>
<p>It&#8217;s worth noting that ION+ earns Avion Premium tier points, which means you&#8217;ll want to pair it with any Avion card to unlock airline transfer access. Once you do, those points become impressively flexible in their own right. They aren&#8217;t quite on Amex MR&#8217;s level, but they&#8217;re transferable to <a href="https://princeoftravel.com/points-programs/british-airways-avios/">British Airways Avios</a>, <a href="https://princeoftravel.com/points-programs/westjet-rewards/">WestJet</a>, Cathay Pacific, and more.</p>
<p>For the price, this card is hard to beat as a Visa backup.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/rbc-ion-plus-visa/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC® ION+ Visa" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/rbc-ion-plus-visa/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC® ION+ Visa" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">28,000 Avion points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 14,000 points upon spending $1,500 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on card anniversary</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer points to WestJet (other Avion transfer partners — British Airways Avios, Cathay Asia Miles, American Airlines — require an Avion-tier card)</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">28,000 Avion points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 14,000 points upon spending $1,500 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on card anniversary</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer points to WestJet (other Avion transfer partners — British Airways Avios, Cathay Asia Miles, American Airlines — require an Avion-tier card)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="scotiabank-gold-american-express-card">Scotiabank Gold American Express® Card</h3>
<p><strong>Annual fee:</strong> $120 | <strong>Earning rate:</strong> 5–6x groceries, 5x dining &amp; entertainment, 3x gas, transit &amp; streaming, 1x everything else (Scene+ points)</p>
<p>The Scotiabank Gold Amex remains the anchor of the Scene+ side of our strategy. Between 5x on groceries and dining (rising to 6x at Empire-owned stores like Sobeys, Safeway, FreshCo, and IGA) it earns at one of the strongest rates in Canada on the categories where most of our money actually goes.</p>
<p>It&#8217;s also one of the few points-earning cards in Canada with no foreign transaction fees. For spending abroad, though, the <a href="https://princeoftravel.com/credit-cards/scotiabank-passport-visa-infinite-card/">Scotiabank Passport® Visa Infinite +* Card</a> is arguably the more popular pick on our team, since its earning rates also apply to foreign purchases. And with Scene+ points redeeming at a flat 1 cent per point against any travel purchase, there are no award charts or blackout dates to work around. The points simply come off the bill.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/scotiabank-gold-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Gold Card Logo" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/scotiabank-gold-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Gold Card Logo" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FAMEX_Gold_SceneGoldLogo_En.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">50,000 Scene+ points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points upon spending $2,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 20,000 points upon spending $7,500 in the first 12 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">6<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Entertainment</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>No foreign transaction fees</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Amex Offers &amp; Front of the Line access</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Scene-Credit-Card-2023.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">50,000 Scene+ points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points upon spending $2,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 20,000 points upon spending $7,500 in the first 12 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">6<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Entertainment</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>No foreign transaction fees</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Amex Offers &amp; Front of the Line access</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="business-platinum-card-from-american-express">Business Platinum Card from American Express</h3>
<p><strong>Annual fee:</strong> $799 | <strong>Earning rate:</strong> 1.25x on everything</p>
<p>The Business Platinum earns a flat 1.25x MR points on every purchase with no category restrictions, which makes it the default card for any non-bonused spending that doesn&#8217;t fall into grocery, dining, gas, or travel.</p>
<p>At first glance, 1.25x may not look exciting. But because these are fully transferable MR points, the effective return on non-category spend is notably higher than what most other cards offer. When you value MR at 2 cents per point, you&#8217;re looking at a 2.5% return on everything, a baseline that&#8217;s hard to find elsewhere.</p>
<p>The card also comes with <a href="https://princeoftravel.com/guides/how-to-access-priority-pass-lounges/">Priority Pass</a> and <a href="https://princeoftravel.com/reviews/centurion-lounge-seattle/">Centurion Lounge</a> access, <a href="https://princeoftravel.com/reviews/jw-marriott-hotel-seoul/">Marriott</a> Gold and Hilton Gold status, a $200 annual travel credit, and a $100 NEXUS credit, all of which help offset the $799 annual fee.</p>
<p>It&#8217;s also worth mentioning that the Business Platinum is one of the best cards in Canada for generating Amex referral bonuses. Each approved referral to the <a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/">American Express Cobalt Card</a> earns 20,000 MR points, a substantial payout that can quickly add up. For some of our team members, the referral income alone justifies keeping this card year after year.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/business-platinum-card-from-american-express/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Business Platinum Card from American Express" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/business-platinum-card-from-american-express/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Business Platinum Card from American Express" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FBusiness_Platinum_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">130,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 90,000 points upon spending $15,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points upon making a purchase between months 15 and 17</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">All Purchases</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual travel credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$100 NEXUS credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $200 annual Dell statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $300 annual Indeed statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $120 annual wireless services statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Priority Pass lounge access</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Small-Business-Travel-Rewards-Card-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">130,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 90,000 points upon spending $15,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points upon making a purchase between months 15 and 17</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">All Purchases</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual travel credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$100 NEXUS credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $200 annual Dell statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $300 annual Indeed statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Up to $120 annual wireless services statement credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Priority Pass lounge access</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="american-express-aeroplan-reserve-card">American Express Aeroplan Reserve Card</h3>
<p><strong>Annual fee:</strong> $599 | <strong>Earning rate:</strong> 3x Air Canada, 2x dining &amp; gas, 1.25x everything else</p>
<p>The Aeroplan Reserve fills a dual role in our strategy: it&#8217;s a strong non-category earner at 1.25x Aeroplan points on everything, and it&#8217;s one of the only cards in Canada that earns Status Qualifying Credits (SQC) through spending, at a rate of 1,000 SQC for every $5,000 spent, up to 25,000 SQC per year.</p>
<p>For anyone chasing or maintaining Aeroplan elite status, this is a significant accelerator. In a world where Air Canada has moved to a revenue-based status model, the ability to earn SQC on everyday purchases, without stepping foot on a plane, is a genuine competitive advantage.</p>
<p>The card also comes with <a href="https://princeoftravel.com/reviews/air-canada-maple-leaf-lounge-london/">Maple Leaf Lounge</a> access, a companion flight benefit, and comprehensive travel insurance, which together make the $599 annual fee more palatable.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/american-express-aeroplan-reserve-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Aeroplan Reserve Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/american-express-aeroplan-reserve-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Aeroplan Reserve Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Faeroplan-reserve-card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">150,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 70,000 points upon spending $7,500 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 40,000 points upon spending $45,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points Upon a purchase between months 15 and 17</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Maple Leaf Lounge access + 1 guest</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority airport services at YYZ</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>10% Head Start toward Aeroplan Elite Status (starting 2027)</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Aeroplan-Credit-Card-2026.png&amp;w=256&amp;q=75"/></div>
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<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">150,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 70,000 points upon spending $7,500 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 40,000 points upon spending $45,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points Upon a purchase between months 15 and 17</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Maple Leaf Lounge access + 1 guest</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Priority airport services at YYZ</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>10% Head Start toward Aeroplan Elite Status (starting 2027)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="wealthsimple-visa-infinite-card">Wealthsimple Visa Infinite* Card</h3>
<p><strong>Annual fee:</strong> $240 ($20/month, waived for Premium and Generation clients or with $4,000+ in monthly direct deposits) | <strong>Earning rate:</strong> 2% cash back on everything</p>
<p>The newest addition to our daily rotation. The pitch is simplicity itself: unlimited 2% cash back on every purchase, with no categories to track and no caps to monitor, and no foreign transaction fees on top of it.</p>
<p>For those of us who qualify for the fee waiver through direct deposits, this has quietly become the default card for everything that doesn&#8217;t earn a category bonus elsewhere, and the automatic pick when travelling, where 2% back with no foreign transaction fees beats the effective return of most premium travel cards on foreign spend.</p>
<p>The catches: it&#8217;s still waitlist-only, there&#8217;s no welcome bonus, and payments have to come from a Wealthsimple Chequing account. But as a set-and-forget everyday earner, it&#8217;s hard to argue with.</p>
</p></div>
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<p class="text-lg font-bold">50,000+ travellers get this email</p>
<p class="mt-1 text-sm text-white/70">Weekly deals, credit card insights, and points strategies – free forever.</p>
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<h3 id="united-mileageplus-neo-world-elite-mastercard">United® MileagePlus® Neo World Elite® Mastercard</h3>
<p><strong>Annual fee:</strong> $89 | <strong>Earning rate:</strong> 1.25x United and Star Alliance flights, 1x dining &amp; groceries, 0.75x everything else (MileagePlus miles)</p>
<p>With the rest of our daily rotation running on Amex and Visa, this is the lone Mastercard in the lineup, and every Canadian wallet needs one, if only for Costco. As the newest airline co-brand in the country, it earns MileagePlus miles directly, and at $89, it carries the lowest annual fee of any major Canadian airline co-brand card.</p>
<p>It&#8217;s worth being clear-eyed about the earning rates, though. For everyday spending where any card is accepted, there&#8217;s a better way to feed a MileagePlus balance: the <a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/">Marriott Bonvoy American Express Card</a> earns 2 Bonvoy points per dollar on all purchases. Bonvoy points normally transfer to airlines at 3:1, but thanks to the <a href="https://princeoftravel.com/guides/marriott-united-rewardsplus/">RewardsPlus partnership</a>, United MileagePlus members get a 10,000-mile bonus on every 60,000 points transferred (double what other airlines get), bringing the effective ratio down to 2:1. Put those together, and every dollar spent on the Bonvoy card becomes a full 1 United mile, comfortably ahead of the 0.75x this card earns on everyday purchases.</p>
<p>So in practice, this card catches the spending that only a Mastercard can (Costco runs above all), plus United and Star Alliance flight purchases at 1.25x, while the Bonvoy card quietly does the heavy lifting on United miles everywhere else.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/united-mileageplus-neo-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="United MileagePlus Neo World Elite Mastercard" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/united-mileageplus-neo-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="United MileagePlus Neo World Elite Mastercard" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2026%2F04%2FUnited%2520Airlines%2520WE%2520Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">25,000 MileagePlus miles</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points upon first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points each year your account stays open</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">United and Star Alliance Flights</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.75<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag on United-operated flights for primary cardholder and travel companions on the same reservation</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Group 2 priority boarding on United-operated flights for primary cardholder and travel companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>NEXUS application fee credit of up to $120 USD every five years</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>At least 10% off United award flights (15% off with Premier Status) and access to exclusive cardholder Saver Award availability, including Polaris business class</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Mastercard Travel Pass membership (DragonPass) with access to 1,400+ lounges worldwide; per-visit fee applies</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Secured version available with same earn rates, travel perks, and MileagePlus access — requires security deposit</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">25,000 MileagePlus miles</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points upon first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points each year your account stays open</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.25<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">United and Star Alliance Flights</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.75<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag on United-operated flights for primary cardholder and travel companions on the same reservation</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Group 2 priority boarding on United-operated flights for primary cardholder and travel companions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>NEXUS application fee credit of up to $120 USD every five years</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>At least 10% off United award flights (15% off with Premier Status) and access to exclusive cardholder Saver Award availability, including Polaris business class</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Mastercard Travel Pass membership (DragonPass) with access to 1,400+ lounges worldwide; per-visit fee applies</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Secured version available with same earn rates, travel perks, and MileagePlus access — requires security deposit</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h2 id="the-sock-drawer-useful-but-not-daily-drivers">The Sock Drawer: Useful, but Not Daily Drivers</h2>
<p>These cards don&#8217;t see everyday use, but each one earns its place in the lineup through specific, high-value benefits that justify keeping them active.</p>
<h3 id="marriott-bonvoy-american-express-card">Marriott Bonvoy American Express Card</h3>
<p><strong>Annual fee:</strong> $120 | <strong>Earning rate:</strong> 5x at Marriott, 2x everything else</p>
<p>The <a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy</a> Amex isn&#8217;t a card we use for everyday spending, but it&#8217;s one we&#8217;d never cancel. The reason is simple: the annual <a href="https://princeoftravel.com/guides/marriott-bonvoy-free-night-awards/">Free Night Award</a>.</p>
<p>Each year on your card anniversary, you receive a certificate worth up to 35,000 Marriott Bonvoy points, which can be topped off with up to 25,000 additional points from your account for an effective cap of 60,000 points. At many properties, that&#8217;s easily worth $200–$400+ per night, which makes the $120 annual fee a no-brainer.</p>
<p>On top of that, when we do stay at Marriott properties, the 5x earning rate on hotel spending is excellent, and the 15 Elite Night Credits and automatic Silver Elite status provide a helpful boost toward Gold or Platinum qualification.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Marriott Bonvoy Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/marriott-bonvoy-american-express-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Marriott Bonvoy Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2Fmarriott-bonvoy-card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">75,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 65,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $500 in month 13</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2Fbest-credit-card-for-hotel-stays.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">75,000 Bonvoy points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 65,000 points upon spending $3,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 10,000 points upon spending $500 in month 13</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Marriott</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Silver Elite status + 15 Elite Night Credits</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>35,000-point Free Night Award annually (year 2+)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="national-bank-world-elite-mastercard">National Bank® World Elite® Mastercard®</h3>
<p><strong>Annual fee:</strong> $150 | <strong>Earning rate:</strong> 5x grocery &amp; dining, 2x gas, travel &amp; recurring bills, 1x everything else</p>
<p>This card lives in the sock drawer for two very specific reasons: travel insurance and the annual travel credit.</p>
<p>First, the National Bank World Elite Mastercard offers what is arguably the strongest travel insurance package of any Canadian credit card. It&#8217;s one of the only cards that covers award bookings from <em>any</em> loyalty program, not just bookings made through the card&#8217;s own rewards program. For anyone who books flights through <a href="https://princeoftravel.com/points-programs/aeroplan/">Aeroplan</a>, Avios, or other points currencies, this is a notable differentiator.</p>
<p>Second, the $150 annual travel credit effectively offsets the $150 annual fee, making this a near-zero-cost card to hold for the insurance coverage alone. We use it specifically to pay the taxes and fees on award bookings, which activates the insurance benefits.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/national-bank-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="National Bank® World Elite® Mastercard®" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/national-bank-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="National Bank® World Elite® Mastercard®" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F07%2FNational-Bank-World-Elite-Mastercard.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">35,000 National Bank rewards</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points upon spending $20,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Bills</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">35,000 National Bank rewards</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points upon spending $20,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Bills</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
</div>
</div>
</div>
<div>
<h3 id="westjet-rbc-world-elite-mastercard">WestJet RBC® World Elite Mastercardǂ</h3>
<p><strong>Annual fee:</strong> $139 | <strong>Earning rate:</strong> 2x travel, gas, grocery &amp; transit, 1.5x everything else</p>
<p>The WestJet card is another one that stays in the drawer most of the year, but it comes out whenever we book WestJet flights.</p>
<p>The free first checked bag benefit is straightforward and saves real money, especially for families or frequent WestJet flyers. But the bigger reason to hold this card is the <a href="https://princeoftravel.com/guides/the-best-credit-cards-with-companion-fares/">companion voucher</a>: spend $5,000 on the card each year, and you&#8217;ll receive a round-trip companion voucher that can save hundreds on a second ticket.</p>
<p>It&#8217;s worth noting that the $5,000 spending threshold is relatively low, and for cardholders who direct even a modest amount of spending to this card throughout the year, the companion voucher alone can deliver significant value relative to the $139 annual fee.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/westjet-rbc-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC WestJet Credit Card graphic" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/westjet-rbc-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC WestJet Credit Card graphic" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F05%2FRBC-WestJet.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">70,000 WestJet points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points on card anniversary</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Annual World Elite Companion Voucher ($119–$499 companion base fare)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Status Lift: $200 TQS per $5,000 spend (up to 50/year)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 guests</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Exchange option: 30% flight discount, $200 WJ Vacations credit, or 2 lounge passes</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FPoT-Award-WestJet-World-Elite-2026-EN.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">70,000 WestJet points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 30,000 points upon spending $5,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points on card anniversary</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Annual World Elite Companion Voucher ($119–$499 companion base fare)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Status Lift: $200 TQS per $5,000 spend (up to 50/year)</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Free first checked bag for cardholder + up to 8 guests</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Exchange option: 30% flight discount, $200 WJ Vacations credit, or 2 lounge passes</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h2 id="on-the-chopping-block">On the Chopping Block</h2>
<p>These are cards we&#8217;re actively reconsidering. They&#8217;re not bad products, but recent changes (to the cards themselves or to the competitive landscape) have shifted the value equation.</p>
<h3 id="american-express-platinum-card">American Express Platinum Card</h3>
<p><strong>Annual fee:</strong> $799 | <strong>Earning rate:</strong> 2x travel &amp; dining, 1x everything else</p>
<p>This one might be the most controversial take, but it&#8217;s a conversation that many of our team members are having right now.</p>
<p>The <a href="https://princeoftravel.com/credit-cards/american-express-platinum-card/">Amex Platinum</a> has long been the prestige card of choice in Canada, primarily for its lounge access. But recent changes have us rethinking. Starting January 1, 2027, Priority Pass and <a href="https://princeoftravel.com/reviews/plaza-premium-lounge-vancouver-transborder/">Plaza Premium</a> visits will be capped at six per year, with guests counting as separate visits. Unless you spend $20,000 on the card annually, unlimited access goes away.</p>
<p>Combined with the annual fee increase to $799, which was already a tough pill to swallow, the lounge access alone may no longer justify the cost for many cardholders.</p>
<p>In our opinion, the $200 travel credit and $200 dining credit help, but they don&#8217;t fully close the gap. And from a pure lounge-access perspective, several mid-tier cards now offer comparable access at a fraction of the cost: the TD First Class Travel Visa Infinite Card comes with four annual lounge visits, the Scotiabank Passport Visa Infinite Card offers six, and the <a href="https://princeoftravel.com/points-programs/cibc-aventura/">CIBC Aventura</a> Visa Infinite Card includes four.</p>
<p>That said, some team members are planning to hit the $20,000 spending target to retain unlimited lounge access, and for those who can direct enough spend to the card, that remains a viable path. Others are keeping the Platinum specifically for its referral value: each approved referral to the <a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/">American Express Cobalt Card</a> earns 15,000 MR points, which can represent a significant annual return if you&#8217;re regularly referring friends and family. Between the Business Platinum&#8217;s 20,000-point referral bonus and the personal Platinum&#8217;s 15,000-point bonus, these two cards together can generate substantial points income beyond everyday spending.</p>
<p>For cardholders who already hold the Business Platinum, which offers identical lounge access, the case for keeping the personal Platinum comes down to whether the referral income and credits justify the second $799 fee.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/american-express-platinum-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Platinum Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/american-express-platinum-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Platinum Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FThe_Platinum_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">170,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 90,000 points upon spending $10,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 40,000 points upon spending $45,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points Upon making a purchase between months 15 and 17 of Cardmembership</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual travel credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual dining credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$100 NEXUS credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Priority Pass lounge access</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Marriott Bonvoy Gold Elite status</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Platinum Concierge</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Premium-Credit-Card-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">170,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 90,000 points upon spending $10,000 in the first 3 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 40,000 points upon spending $45,000 in the first 12 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Plus, earn 40,000 points Upon making a purchase between months 15 and 17 of Cardmembership</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Travel</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual travel credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$200 annual dining credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>$100 NEXUS credit</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Unlimited Priority Pass lounge access</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Marriott Bonvoy Gold Elite status</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Platinum Concierge</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="air-france-klm-world-elite-mastercard-brim">Air France KLM World Elite Mastercard® (Brim)</h3>
<p><strong>Annual fee:</strong> $132 (first year free) | <strong>Earning rate:</strong> 2x restaurants, 1x everything else (<a href="https://princeoftravel.com/points-programs/air-france-klm-flying-blue/">Flying Blue</a> miles)</p>
<p>When this card launched, it was one of the only direct paths to earning Flying Blue miles in Canada, which gave it a clear niche. But the landscape has changed.</p>
<p><a href="https://princeoftravel.com/points-programs/american-express-membership-rewards/">Amex Membership Rewards</a> now transfers 1:1 to Flying Blue, which means anyone holding a Cobalt, Platinum, or Business Platinum already has a more efficient way to earn Flying Blue miles, with better earning rates and more flexibility.</p>
<p>The main exception is the cardholder perk on Air France and KLM cash fares. Simply holding the card earns you a bonus 5 Flying Blue miles per euro spent on their tickets, on top of regular Flying Blue earning, and you don&#8217;t even need to charge the flight to this card. That&#8217;s a solid return if you fly those airlines frequently on paid tickets. But for everyone else, the earning rates are underwhelming, and the card&#8217;s utility has narrowed.</p>
<p>Some team members are keeping it as a Costco card (since it&#8217;s a Mastercard), but even there, the <a href="https://princeoftravel.com/credit-cards/united-mileageplus-neo-world-elite-mastercard/">United® MileagePlus® Neo World Elite® Mastercard</a> in our daily rotation already fills that slot.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/air-france-klm-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Air France KLM World Elite Mastercard®" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/air-france-klm-world-elite-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Air France KLM World Elite Mastercard®" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2023%2F09%2FAFKLM_WorldElite_FINAL-V2-01-1.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">30<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Brim Partners</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air France KLM Flights</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Restaurants &amp; Bars</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>30 Flying Blue XP yearly upon renewal</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>DragonPass membership (no free visits included)</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">30<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Brim Partners</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air France KLM Flights</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Restaurants &amp; Bars</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>30 Flying Blue XP yearly upon renewal</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>DragonPass membership (no free visits included)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="cathay-world-elite-mastercard-powered-by-neo">Cathay World Elite® Mastercard® – Powered by Neo</h3>
<p><strong>Annual fee:</strong> $180 | <strong>Earning rate:</strong> 4x Cathay Pacific, 2x foreign currency, 1x everything else (<a href="https://princeoftravel.com/points-programs/cathay-pacific-asia-miles/">Asia Miles</a>)</p>
<p>The Cathay Pacific card generated a lot of excitement when it launched, and an elevated welcome offer last year brought many of our team members on board. But now that the welcome bonus has been earned and the dust has settled, the ongoing value proposition is thin.</p>
<p>Outside of the 4x earning on Cathay Pacific purchases and the 15% discount on cash fares, the card doesn&#8217;t offer much to justify a $180 annual fee. The 1x base earning rate on everyday spending is uncompetitive, and Asia Miles, while useful for Cathay Pacific and oneworld partner redemptions, aren&#8217;t as flexible as MR or Avion points.</p>
<p>With the <a href="https://princeoftravel.com/credit-cards/united-mileageplus-neo-world-elite-mastercard/">United MileagePlus Neo card</a> now in our daily rotation and offering a more compelling value proposition for a co-branded product in this space, the Cathay Pacific card may be the first to go.</p>
</p></div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/cathay-world-elite-mastercard-powered-by-neo/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Cathay World Elite® Mastercard® – Powered by Neo" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/cathay-world-elite-mastercard-powered-by-neo/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="Cathay World Elite® Mastercard® – Powered by Neo" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2024%2F02%2FCathay-Card-Vertical.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">30,000 Asia Miles</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points upon spending $5,000 in the first 3 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">4<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Cathay Pacific</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Foreign Currency</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>15% discount on Cathay Pacific flights</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Bonus Asia Miles with Neo partners</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">30,000 Asia Miles</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 15,000 points upon spending $5,000 in the first 3 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">4<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Cathay Pacific</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Foreign Currency</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>15% discount on Cathay Pacific flights</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Bonus Asia Miles with Neo partners</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h2 id="the-big-picture">The Big Picture</h2>
<p>If there&#8217;s one theme running through our 2026 card strategy, it&#8217;s this: flexibility matters more than ever.</p>
<p>The cards that have earned permanent spots in our wallets (the Cobalt, the ION+, and the <a href="https://princeoftravel.com/credit-cards/scotiabank-gold-american-express-card/">Scotiabank Gold Amex</a>) all share a common trait: they earn points that can be deployed across multiple programs and redeemed in multiple ways. In a loyalty landscape where programs are constantly shifting, that flexibility is the best hedge against devaluation.</p>
<p>Meanwhile, the cards on the chopping block share a different trait: their value was once anchored to a specific perk or benefit that has since been diluted. When a card&#8217;s core proposition erodes, even strong secondary benefits aren&#8217;t always enough to justify the annual fee.</p>
<p>As always, the right card lineup depends on your own spending habits, travel patterns, and goals. But we hope this look inside our wallets gives you a useful framework for thinking about your own.</p>
</div>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/insights/whats-in-our-wallets/" target="_blank">princeoftravel </a></p>
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		<title>Canada&#8217;s Best Credit Cards for Students</title>
		<link>https://pagegoo.com/2026/07/canadas-best-credit-cards-for-students/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Mon, 06 Jul 2026 21:03:18 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/canadas-best-credit-cards-for-students/</guid>

					<description><![CDATA[As a college or university student, you have a unique set of expenses, such as textbooks, electronics, and tuition fees, on top of your everyday needs like rent, groceries, and personal items. Fortunately, there are ways to make the most of these expenses and earn a little something back with every dollar you spend. As [&#8230;]]]></description>
										<content:encoded><![CDATA[<p><br />
</p>
<div>
<div>
<p>As a college or university student, you have a unique set of expenses, such as textbooks, electronics, and tuition fees, on top of your everyday needs like rent, groceries, and personal items.</p>
<p>Fortunately, there are ways to make the most of these expenses and earn a little something back with every dollar you spend.</p>
<p>As a student, you qualify for student and entry-level credit cards which, when used responsibly, can earn rewards like travel points and cash back, which can help offset your costs and fulfill your travel dreams.</p>
<p>In this article, we break down how to apply for a credit card as a student, and we list some of<strong> the best credit cards to choose while you’re still in school.</strong></p>
<h2 id="applying-for-a-credit-card-as-a-student">Applying for a Credit Card as a Student</h2>
<p>In Canada, you’re able to apply for and have a credit card under your own account once you’ve reached the age of majority. Depending on your province or territory, that age is 18 or 19 years old.</p>
<p>Generally speaking, credit cards, which are a form of unsecured credit, are granted to people who are employed and who therefore demonstrate that they have the income to pay their bills each month.</p>
<figure id="attachment_41519" aria-describedby="caption-attachment-41519" style="width: 1569px" class="wp-caption alignnone"><figcaption id="caption-attachment-41519" class="wp-caption-text">Credit cards are a form of unsecured credit and thus carries risks on the side of the bank</figcaption></figure>
<p>However, as a student, you may qualify for a student credit card even if you’re currently unemployed as you’re subject to a different set of criteria than the non-student population.</p>
<p>As a full-time college or university student, the easiest way to receive your first credit card is to apply for an entry-level or student-focused card with the bank that you’re currently doing business with. This is because you already have a history with this bank, and this makes them more likely to extend credit to you.</p>
<p>If you don’t have a bank account yet or you’re looking to get a credit card with a different bank, a good approach is to go to a branch in person to open an account and, at the same time, tell the bank advisor that you’re speaking with that you’d like to also open a student credit card.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-175845 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51PM.png" alt="" width="2336" height="988" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51PM.png 2336w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51-PM-300x127.png 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51-PM-1024x433.png 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51-PM-768x325.png 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51-PM-1536x650.png 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-2.52.51-PM-2048x866.png 2048w" sizes="auto, (max-width: 2336px) 100vw, 2336px"/></p>
<p>Regardless of whether you’re just applying for a credit card or you’re opening a bank account as well, it’s often best to apply in person at a bank branch. By doing so, it allows the bank advisor to do what’s called “manual underwriting,” which lets them vouch for you to be lent money through a credit card, improving your chances of being approved with limited income and credit history.</p>
<p>While your first credit card may be limited to a fairly small credit limit (often only around $1,000), once you’ve kept this card in good standing for a while, built your credit score, and increased your income, you can apply online for higher tiered cards.</p>
<h2 id="canada-s-best-credit-cards-for-students">Canada’s Best Credit Cards for Students</h2>
<p>Whether you’re looking for a first credit card or your next card, we’ve put together some of the best credit cards for students in Canada so that you can earn a little something back on all your purchases.</p>
<p>Although most of these cards yield rewards at a fairly modest rate, they’re good options to help you start to build your credit history. Once you have an established credit history and an increase in income, you can continue moving up the credit card ladder and obtain more premium cards that earn rewards at higher rates.</p>
<p>In anticipation of your success with the entry-level/student credit cards, we’ve also included one credit card that we highly recommend you apply for a little further down the line when you’re ready.</p>
<h3 id="for-everyday-expenses-rbc-ion-visa">For Everyday Expenses: RBC® ION+ Visa</h3>
<p>The <a href="https://princeoftravel.com/credit-cards/rbc-ion-plus-visa/">RBC® ION+ Visa</a> is a low-fee card that punches well above its weight for everyday spending, earning <a href="https://princeoftravel.com/points-programs/rbc-avion/">RBC Avion</a> points across a wide range of common categories at the following rates:</p>
<ul>
<li><strong>3 Avion points per dollar (all figures in CAD) spent</strong> on grocery, dining, food delivery, gas, daily public transit, rideshare, electric vehicle charging, and streaming purchases<sup>†</sup></li>
<li><strong>1 Avion point per dollar spent</strong> on all other purchases<sup>†</sup></li>
</ul>
<p>As a student, groceries and dining will likely make up the bulk of your everyday spending, so a card that rewards those categories at 3x is a natural fit. Just as important is where you can actually use it. The RBC® ION+ Visa runs on the Visa network, which is accepted almost everywhere, whereas many of the budget-friendly restaurants and takeout spots you’ll frequent throughout your studies don’t accept American Express. A widely accepted Visa often earns you more in practice than a card with higher headline rates that you can’t always use.</p>
<p>Crucially, the RBC® ION+ Visa places no cap on these bonus categories, which sets it apart from other popular everyday cards that limit accelerated earning to a set amount of monthly spending.</p>
<p>Avion points are also one of the more flexible currencies in Canada, and they’re easy to redeem in plenty of different ways. If you eventually want to transfer them to airline partners for outsized value, you can upgrade to a card like the <a href="https://princeoftravel.com/credit-cards/rbc-avion-visa-platinum/">RBC® Avion Visa Platinum</a> down the road. Even without doing so, the ION+ makes it easy to put your points to good use.</p>
<p>The card also comes with a welcome bonus of <strong>up to 28,000 Avion points</strong>, along with useful perks like mobile device insurance to help protect the phone you rely on every day.</p>
<p>The ION+ can also pay off at the pump, which is handy for students who drive. When you link your card to your Petro-Points account and pay at Petro-Canada, you’ll save 3 cents per litre on fuel and earn 20% more Petro-Points, on top of the 3x Avion points you’re already earning on gas.<sup>†</sup></p>
<p>With an annual fee of just <strong>$48</strong>, the RBC® ION+ Visa is an excellent everyday card for students who want to earn valuable, flexible points on the purchases they’re already making.</p>
</div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/rbc-ion-plus-visa/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC® ION+ Visa" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/rbc-ion-plus-visa/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="RBC® ION+ Visa" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2022%2F06%2FION_Card_FRONT_RGB_ENG-1.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">28,000 Avion points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 14,000 points upon spending $1,500 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on card anniversary</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer points to WestJet (other Avion transfer partners — British Airways Avios, Cathay Asia Miles, American Airlines — require an Avion-tier card)</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">28,000 Avion points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on approval</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 14,000 points upon spending $1,500 in the first 6 months</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 7,000 points on card anniversary</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer points to WestJet (other Avion transfer partners — British Airways Avios, Cathay Asia Miles, American Airlines — require an Avion-tier card)</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="for-bigger-purchases-td-aeroplan-visa-platinum-card">For Bigger Purchases: TD® Aeroplan® Visa Platinum* Card</h3>
<p>The TD® Aeroplan® Visa Platinum* Card takes a more travel-focused approach, earning <a href="https://princeoftravel.com/points-programs/aeroplan/">Aeroplan</a> points as follows:</p>
<ul>
<li><strong>1 Aeroplan point per dollar spent</strong> on eligible Air Canada®, Air Canada Vacations®, gas, and grocery purchases<sup>†</sup></li>
<li><strong>1 Aeroplan point per $1.50 spent</strong> on all other eligible purchases<sup>†</sup></li>
</ul>
<p>This card typically comes with a welcome bonus of <strong>around 20,000 Aeroplan points,</strong> which can potentially fly you round-trip between Toronto and Cancun in economy.</p>
<p><img decoding="async" class="alignnone size-full" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/07/Air-Canada-Select-departing-flight-07-06-2026_01_48_PM.png" alt="Air Canada award flight to Cancun bookable with Aeroplan points"/></p>
<p>These points are usually earned in two chunks, with the first allotment awarded after you make your first purchase, and then second boost awarded after you meet a <a href="https://princeoftravel.com/guides/how-to-meet-minimum-spending-requirements/">minimum spending requirement</a>.</p>
<p>As a student, you may be on a fairly tight budget throughout the school year, but if you sign up for this credit card before the school year begins, you should be able to easily meet the minimum spending requirement when you buy your textbooks and other school supplies, or when you pay your tuition fees.</p>
<p>The TD® Aeroplan® Visa Platinum* Card also provides some solid insurance coverage. When you charge your trip expenses and Aeroplan bookings to this card, you can receive common carrier travel accident insurance, flight/trip delay insurance, delayed and lost baggage insurance, and auto rental collision/loss damage insurance.<sup>†</sup></p>
<p>These coverages are on top of the purchase security and extended warranty protection that you’ll receive for eligible purchases that you make to the card.</p>
<p>Keep in mind, however, that this card has an <strong>annual fee of $89</strong> – though this is usually waived in the first year.</p>
<p>This card is a good choice if you’d like to earn travel-focused points, you don’t mind the annual fee, and you feel that you can meet the minimum spending requirement for the higher welcome bonus.</p>
</div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/td-aeroplan-visa-platinum-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="TD® Aeroplan® Visa Platinum* Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/td-aeroplan-visa-platinum-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="TD® Aeroplan® Visa Platinum* Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2020%2F08%2F305-23655-653_TD_Aeroplan_Platinum_Eng_879x494_tcm341-332512.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">20,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points upon spending $1,500 in the first 3 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air Canada</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.67<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>4th night free on Aeroplan hotel redemptions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Mobile device insurance up to $1,000</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">20,000 Aeroplan points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points on first purchase</p>
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 10,000 points upon spending $1,500 in the first 3 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">EV Charging</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Air Canada</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.67<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>4th night free on Aeroplan hotel redemptions</span></li>
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Mobile device insurance up to $1,000</span></li>
</ul>
</div>
</div>
</div>
</div>
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<p class="text-lg font-bold">50,000+ travellers get this email</p>
<p class="mt-1 text-sm text-white/70">Weekly deals, credit card insights, and points strategies – free forever.</p>
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<h3 id="for-cash-back-bmo-cashback-mastercard">For Cash Back: BMO Cashback® Mastercard®*</h3>
<p>The BMO Cashback® Mastercard®* gives you a chance to earn straightforward cash back on all eligible purchases at the following rates:</p>
<ul>
<li><strong>3% cash back</strong> on grocery purchases<sup>†</sup></li>
<li><strong>1% cash back</strong> on recurring bill payments such as mobile phones, streaming services, and subscriptions<sup>†</sup></li>
<li><strong>0.5% cash back</strong> on all other purchases<sup>†</sup></li>
</ul>
<p>With this earning structure, you’ll enjoy cash back on the purchases you make on the card, and you can then use your accumulated cash back to help pay off your monthly statement.</p>
<p>The BMO Cashback® Mastercard®* has no annual fee and comes with some helpful perks and benefits like purchase protection and extended warranty<sup>†</sup>, plus discounts on eligible car rentals, eligible Booking.com accommodations, and more.<sup>†</sup></p>
<p>This card is a great choice if you’re looking for a card with no annual fee and you like the simplicity of earning cash back.</p>
</div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/bmo-cashback-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="BMO CashBack® Mastercard®*" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/bmo-cashback-mastercard/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="BMO CashBack® Mastercard®*" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=32&amp;q=75 32w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=48&amp;q=75 48w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=64&amp;q=75 64w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=96&amp;q=75 96w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=128&amp;q=75 128w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=256&amp;q=75 256w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=384&amp;q=75 384w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=640&amp;q=75 640w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=750&amp;q=75 750w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=828&amp;q=75 828w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=https%3A%2F%2Fkqphqqvkrdovtyhdapud.supabase.co%2Fstorage%2Fv1%2Fobject%2Fpublic%2Fmedia%2F2021%2F04%2FNFCB-EN.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">Up to $125 cash back</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5% cash back on purchases (up to $2,500 spend) in the first 3 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Instacart+ 3 months + $5/month credit</span></li>
</ul>
</div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">Up to $125 cash back</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 5% cash back on purchases (up to $2,500 spend) in the first 3 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">0.5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Instacart+ 3 months + $5/month credit</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h3 id="for-when-you-ve-built-up-your-credit-american-express-cobalt-card">For When You’ve Built Up Your Credit: American Express Cobalt Card</h3>
<p>Arguably the best card for students is the <a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/">American Express Cobalt Card</a>, which also happens to be the <a href="https://princeoftravel.com/best-credit-cards/overall/">best overall credit card in Canada.</a></p>
<p>Compared to the other cards mentioned in this article, the Cobalt Card has the highest earning rates across several categories, as follows:</p>
<ul>
<li><strong>5 Membership Rewards points per dollar spent</strong> on groceries and dining<sup>†</sup></li>
<li><strong>3 Membership Rewards points per dollar spent</strong> on streaming services<sup>†</sup></li>
<li><strong>2 Membership Rewards points per dollar spent</strong> on gas, public transit, and travel purchases<sup>†</sup></li>
<li><strong>1 Membership Rewards point per dollar spent</strong> on all other purchases<sup>†</sup></li>
</ul>
<p><a href="https://princeoftravel.com/points-programs/american-express-membership-rewards/">Membership Rewards (MR)</a> points can be transferred to several airline and hotel loyalty programs, namely <a href="https://princeoftravel.com/points-programs/aeroplan/">Air Canada Aeroplan,</a> <a href="https://princeoftravel.com/points-programs/air-france-klm-flying-blue/">Air France KLM Flying Blue,</a> <a href="https://princeoftravel.com/points-programs/british-airways-avios/">The British Airways Club (Avios),</a> <a href="https://princeoftravel.com/points-programs/cathay-pacific-asia-miles/">Cathay Pacific Asia Miles, </a><a href="https://princeoftravel.com/points-programs/delta-skymiles/">Delta SkyMiles,</a> <a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy,</a> and <a href="https://princeoftravel.com/points-programs/hilton-honors/">Hilton Honors.</a></p>
<p>The wide assortment of available <a href="https://princeoftravel.com/transfer-partners">transfer partners</a> makes MR points one of the most valuable loyalty currencies in Canada.</p>
<p>For example, MR points can be converted to Aeroplan points at a rate of 1:1, which means that when you make grocery and dining purchases on your Cobalt Card, you’re effectively getting <strong>5 Aeroplan points per dollar spent.</strong></p>
<p>In addition to the accelerated earning rates, the Cobalt Card also typically comes with the opportunity to earn a decent welcome bonus, which can help you rapidly build up the balance in your MR points account.</p>
<p>However, keep in mind that the Cobalt Card has a <strong>monthly fee of $15.99,</strong> totalling $191.88 annually, which is more than some premium cards.</p>
<p>Also, American Express usually requires that you have an established credit history before approving you for this card. Therefore, we recommend applying for the Cobalt Card after 6–12 months of maintaining another card in good standing (like the ones we’ve listed above).</p>
<p>In terms of features and benefits, as a cardholder, you’ll get access to presale and reserved tickets for concerts, theatre productions, and other special events through American Express Experiences, and you’ll also enjoy access to <a href="https://princeoftravel.com/guides/amex-offers/">Amex Offers</a>, which can earn you statement credits or extra MR points with partnered merchants.</p>
<p><img loading="lazy" decoding="async" class="size-full wp-image-175851 aligncenter" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15PM.png" alt="" width="2212" height="1168" srcset="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15PM.png 2212w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15-PM-300x158.png 300w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15-PM-1024x541.png 1024w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15-PM-768x406.png 768w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15-PM-1536x811.png 1536w, https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2024/09/Screenshot-2024-09-03-at-4.14.15-PM-2048x1081.png 2048w" sizes="auto, (max-width: 2212px) 100vw, 2212px"/></p>
<p>The card card also offers some basic travel insurance, <a href="https://princeoftravel.com/guides/which-credit-cards-have-mobile-device-insurance/">mobile device insurance</a>, and purchase protection.</p>
<p>As the best overall card in Canada, the American Express Cobalt® Card is a card that we think everyone should have, and it’s a great choice if you’d like to earn the valuable and flexible Membership Rewards points at elevated earning rates.</p>
</div>
<div class="not-prose my-8 overflow-hidden rounded-xl bg-gradient-to-br from-burgundy/[0.06] via-burgundy/[0.02] to-transparent border border-burgundy/15 dark:border-white/10 dark:bg-[#1a1a2e] dark:from-burgundy/[0.08] dark:via-transparent">
<div class="flex flex-col sm:flex-row">
<div class="hidden shrink-0 sm:flex sm:w-56 sm:flex-col sm:items-center sm:gap-4 sm:p-6"><a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Cobalt Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
<div class="flex flex-col sm:hidden">
<div class="flex justify-center px-6 pt-6 pb-2"><a href="https://princeoftravel.com/credit-cards/american-express-cobalt-card/"></p>
<div class="h-44 w-44 shrink-0 flex items-center justify-center rounded-full bg-burgundy/[0.06] dark:bg-white/[0.08]"><img alt="American Express Cobalt Card" loading="lazy" width="132" height="132" decoding="async" data-nimg="1" class="max-h-[75%] max-w-[75%] object-contain drop-shadow-md" style="color:transparent" sizes="auto, 132px" srcset="/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=32&amp;q=75 32w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=48&amp;q=75 48w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=64&amp;q=75 64w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=96&amp;q=75 96w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=128&amp;q=75 128w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=256&amp;q=75 256w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=384&amp;q=75 384w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=640&amp;q=75 640w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=750&amp;q=75 750w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=828&amp;q=75 828w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1080&amp;q=75 1080w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1200&amp;q=75 1200w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=1920&amp;q=75 1920w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=2048&amp;q=75 2048w, /_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75 3840w" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fcards%2FAmerican_Express_Cobalt_Card.png&amp;w=3840&amp;q=75"/></div>
<p></a></div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">15,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 1,250 points per month upon spending $750 per month for 12 months</p>
</div>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="border-t border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer to airline and hotel partners</span></li>
</ul>
</div>
<div class="flex justify-center pb-5"><img alt="Prince of Travel Award" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" style="color:transparent" srcset="/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=128&amp;q=75 1x, /_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75 2x" src="https://princeoftravel.com/_next/image/?url=%2Fimages%2Fawards%2FBest-Credit-Card-for-Groceries-Gas-and-Transit-2026.png&amp;w=256&amp;q=75"/></div>
</div>
<div class="hidden flex-1 border-l border-burgundy/10 dark:border-white/10 sm:block">
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p><span class="text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Welcome bonus</span><span class="text-sm font-bold text-burgundy dark:text-burgundy-salmon">15,000 Membership Rewards points</span></p>
<div class="mt-1.5 space-y-0.5">
<p class="text-xs text-body dark:text-white/70">• <!-- -->Earn 1,250 points per month upon spending $750 per month for 12 months</p>
</div>
</div>
<div class="border-b border-burgundy/10 px-5 py-3 dark:border-white/10">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Earning rates</p>
<p><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Groceries</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Dining</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">5<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Food Delivery</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">3<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Streaming</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Transit</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Rideshare</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">2<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Gas</span></span><span class="inline-flex items-center gap-1 rounded-full border border-burgundy/15 bg-white px-3 py-1 text-xs dark:border-white/10 dark:bg-white/[0.06]"><strong class="text-burgundy dark:text-burgundy-salmon">1<!-- -->x</strong><span class="text-muted-foreground dark:text-white/60">Everything Else</span></span></p>
</div>
<div class="px-5 py-3">
<p class="mb-2 text-xs font-bold uppercase tracking-wider text-muted-foreground dark:text-white/50">Key perks</p>
<ul class="space-y-1 text-xs text-body dark:text-white/80">
<li class="flex gap-2"><span class="mt-1 h-1.5 w-1.5 shrink-0 rounded-full bg-burgundy dark:bg-burgundy-salmon"/><span>Transfer to airline and hotel partners</span></li>
</ul>
</div>
</div>
</div>
</div>
<div>
<h2 id="conclusion">Conclusion</h2>
<p>Credit cards, when used responsibly, can unlock incredible value, whether that’s straightforward cash back or amazing travel opportunities through travel-focused rewards programs and airline loyalty programs.</p>
<p>Student credit cards (and credit cards in general) allow you to earn rewards on expenses that you’ll make regardless, like textbooks, tuition fees, groceries, and more.</p>
<p>These entry-level cards will also help you build up your credit history as you climb up the rungs of the credit card ladder, letting you earn even better rewards and experiences over time.</p>
<p>Hopefully, you found this article helpful as you set out to pick a student credit card that will best serve you in this early part of your Miles &amp; Points journey.</p>
</div>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/guides/canadas-best-credit-cards-for-students/" target="_blank">princeoftravel </a></p>
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		<title>Accor and H World Expand Partnership Across Loyalty and Direct Booking</title>
		<link>https://pagegoo.com/2026/07/accor-and-h-world-expand-partnership-across-loyalty-and-direct-booking/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Fri, 03 Jul 2026 02:32:42 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/accor-and-h-world-expand-partnership-across-loyalty-and-direct-booking/</guid>

					<description><![CDATA[A few weeks ago, I checked into a Crystal Orange hotel in Shenzhen to see what China&#8217;s biggest domestic hotel chain was all about. As it turns out, Accor and H World Group were about to make that corner of the hotel world much more relevant to Canadian travellers. On June 29, 2026, the two [&#8230;]]]></description>
										<content:encoded><![CDATA[<p><br />
</p>
<div>
<p>A few weeks ago, I checked into a Crystal Orange hotel in Shenzhen to see what China&#8217;s biggest domestic hotel chain was all about. As it turns out, <strong>Accor</strong> and <strong>H World Group</strong> were about to make that corner of the hotel world much more relevant to Canadian travellers.</p>
<p>On June 29, 2026, the two groups announced a major expansion of their long-term partnership. Members on each side will soon be able to book, earn points, and enjoy status recognition across the other&#8217;s hotels in China, Europe, and the Middle East.</p>
<h2 id="a-reciprocal-loyalty-tie-up-across-three-regions">A Reciprocal Loyalty Tie-Up Across Three Regions</h2>
<p>Accor and H World have worked together since 2014, when H World (then known as Huazhu) took on the master franchise for Accor&#8217;s economy and midscale brands in China. The new agreement takes that relationship well beyond franchising.</p>
<figure></figure>
<p>Under the expanded deal, the two groups will integrate their direct booking channels and loyalty programs in phases throughout 2026.</p>
<p><a href="https://princeoftravel.com/points-programs/accor-live-limitless/">Accor Live Limitless</a> members will be able to book H World International hotels in Europe and the Middle East directly through Accor&#8217;s own website and app. In the other direction, H Rewards members will get access to Accor&#8217;s premium and luxury brands in mainland China through H World&#8217;s platforms.</p>
<p>Members on both sides can expect select status recognition, member-only rates, hotel-level perks, and the ability to earn points on partner bookings.</p>
<p>The combined numbers are hard to ignore. Between ALL&#8217;s roughly 120 million members and H Rewards&#8217; more than 310 million, the partnership connects around <strong>430 million members</strong> across nearly two million rooms.</p>
<p>Both programs will keep operating independently, so think of this as a partnership rather than a merger of currencies.</p>
<h2 id="who-is-h-world-exactly">Who Is H World, Exactly?</h2>
<p>If you haven&#8217;t heard of H World Group, you&#8217;re not alone. I hadn&#8217;t given them much thought either until I <a href="https://princeoftravel.com/insights/my-first-stay-domestic-hotel-brand-shenzhen">stayed at one of their Crystal Orange hotels in Shenzhen</a> earlier this year.</p>
<p>H World, formerly known as Huazhu, is essentially the Marriott of China. However, the group is really two businesses in one, and it helps to understand both halves to see why Accor wants closer ties.</p>
<h3 id="the-chinese-domestic-engine">The Chinese domestic engine</h3>
<p>At home, H World runs a standardized, tech-forward operation across a wide ladder of brands. HanTing anchors the budget tier, Ji Hotel and Starway cover midscale, and lifestyle names like Orange, Crystal Orange, and Joya fill out the upper-midscale rungs.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/crystal-orange-shenzhen-bay-mixc/h-world-brand-chart.png" alt="H World Group brand portfolio chart, with Crystal Orange in the lifestyle tier" class="aligncenter"/></figure>
<p>Rather than chasing global acquisitions the way Marriott and Hilton have, H World built its scale on domestic dominance. The booking experience is deeply embedded in WeChat, Alipay, and the group&#8217;s own app, which works brilliantly for locals and poorly for everyone else.</p>
<p>From my one stay, the appeal was easy to see. I got a modern, high-floor room in one of Shenzhen&#8217;s best neighbourhoods for a fraction of what the familiar international names were charging nearby.</p>
<p>It also suited the trip I was actually taking, a quick solo visit built around catching up with a friend over drinks. I didn&#8217;t need in-room dining or a fancy pool, just a good location, a complimentary laundry room, and food delivery arriving right at my door.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/crystal-orange-shenzhen-bay-mixc/IMG_0722.JPG" alt="Crystal Orange Shenzhen Bay delivery robot in the guest floor hallway" class="aligncenter"/><figcaption>Food delivery arrives at your door by robot at the Crystal Orange Shenzhen Bay MixC</figcaption></figure>
<p>That&#8217;s the quiet advantage of a brand ladder this wide. You can match the hotel to the trip instead of paying for facilities you&#8217;ll never touch.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/crystal-orange-shenzhen-bay-mixc/crystal-orange-shenzhen-bay-room-overview.jpg" alt="Crystal Orange Shenzhen Bay guest room with king bed and city-view desk" class="aligncenter"/><figcaption>My room at the Crystal Orange Shenzhen Bay MixC, part of H World&#8217;s midscale lineup</figcaption></figure>
<h3 id="h-world-international-in-europe-and-the-middle-east">H World International in Europe and the Middle East</h3>
<p>The group&#8217;s Western arm has a very different flavour. H World acquired Germany&#8217;s Deutsche Hospitality in 2019, and rebranded it as H World International in 2024.</p>
<p>This side of the business leans premium and lifestyle. Steigenberger brings more than a century of upscale German hotel heritage, IntercityHotel specializes in properties beside major rail stations, and Jaz in the City and Zleep Hotels cover the lifestyle and economy niches.</p>
<p>All told, H World International runs more than 100 hotels across Europe, North Africa, and the Middle East. It&#8217;s this collection that ALL members will soon be able to book through Accor&#8217;s channels.</p>
<h3 id="one-loyalty-program-with-two-faces">One loyalty program with two faces</h3>
<p>Both halves sit under the same loyalty umbrella, H Rewards, which claims more than 310 million members. That&#8217;s the same league as the biggest international chains by sheer member count.</p>
<p>In practice, though, the program splits along the same lines as the hotels themselves.</p>
<table>
<thead>
<tr>
<th>Feature</th>
<th>H World in China</th>
<th>H World International</th>
</tr>
</thead>
<tbody>
<tr>
<td>Hotel footprint</td>
<td>Thousands of budget and midscale urban properties</td>
<td>More than 100 premium and lifestyle hotels in Europe, North Africa, and the Middle East</td>
</tr>
<tr>
<td>Primary brands</td>
<td>HanTing, Ji Hotel, Starway, Orange, Crystal Orange, Joya</td>
<td>Steigenberger, IntercityHotel, Jaz in the City, Zleep Hotels</td>
</tr>
<tr>
<td>Booking ecosystem</td>
<td>WeChat, Alipay, and the Huazhu app</td>
<td>Traditional web booking and the international H Rewards app</td>
</tr>
</tbody>
</table>
<p>The English-facing H Rewards site only covers the European brands, while the Chinese-facing Huazhu app covers Crystal Orange and most of the domestic portfolio.</p>
<p>I&#8217;ve run into this split first-hand. My Huazhu app credentials don&#8217;t work on the international H Rewards site, since the two platforms run on separate account systems, and there&#8217;s no self-serve way to link them.</p>
<h3 id="how-the-two-sets-of-tiers-compare">How the two sets of tiers compare</h3>
<p>Even the elite tiers are defined differently on each side. The Chinese program hands out free breakfast at Gold, while the international program saves daily breakfast for Platinum, a tier that takes 35 nights to reach.</p>
<table>
<thead>
<tr>
<th>Tier</th>
<th>HuaZhu Rewards (China)</th>
<th>H Rewards (International)</th>
</tr>
</thead>
<tbody>
<tr>
<td>Star</td>
<td>Free to join, rate discounts, 1x points</td>
<td>Free to join, member rates, 8 points per €1</td>
</tr>
<tr>
<td>Silver</td>
<td>3 nights to qualify, 1.5x points</td>
<td>3 nights or €350 spend, 1pm late checkout</td>
</tr>
<tr>
<td>Gold</td>
<td>12% off retail rates, free breakfast for one, 2pm late checkout</td>
<td>22 nights or €2,150 spend, room upgrades, 10% dining discount, 2pm late checkout</td>
</tr>
<tr>
<td>Platinum</td>
<td>15% off retail rates, breakfast for two, 36 free room upgrades a year, 2pm late checkout</td>
<td>35 nights or €3,500 spend, daily breakfast, 3pm late checkout</td>
</tr>
</tbody>
</table>
<p>Earning doesn&#8217;t line up either. The Chinese side works on room-rate multipliers, while the international side pays a flat 8 base points per euro with tier bonuses layered on top.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/crystal-orange-shenzhen-bay-mixc/IMG_0683.JPG" alt="Build-your-own breakfast station at the Crystal Orange Shenzhen Bay MixC" class="aligncenter"/><figcaption>The breakfast spread at the Crystal Orange Shenzhen Bay MixC</figcaption></figure>
<p>Night requirements are also murkier on the Chinese side, where the app only shows how far you personally have left to climb rather than a published ladder.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/06/H-Rewards-Bonus-program-Discover-member-benefits-07-02-2026_02_59_PM.png" alt="H Rewards international tier qualification requirements and points earning rates" class="aligncenter"/><figcaption>The international H Rewards tier ladder, with published qualification requirements</figcaption></figure>
<p>None of this is a problem when the programs stay in their own lanes. It becomes one the moment a traveller tries to straddle both, which is exactly the gap the Accor deal starts to close.</p>
<h2 id="what-all-accor-members-stand-to-gain">What ALL Accor Members Stand to Gain</h2>
<p>For Canadians, the practical upside starts in Europe. Steigenberger is a storied upscale brand with flagship properties in cities like Frankfurt, Berlin, and Hamburg, plus a strong resort presence in Egypt, while IntercityHotel covers the reliable midscale segment across Germany and beyond.</p>
<p>Once the integration goes live, you&#8217;ll be able to book these hotels through Accor&#8217;s app, earn ALL Reward points on your stays, and receive some level of <a href="https://princeoftravel.com/guides/accor-live-limitless-elite-status">elite status recognition</a>.</p>
<p>What caught my eye is what the announcement doesn&#8217;t say. There&#8217;s no mention of ALL members earning or redeeming at H World&#8217;s enormous domestic Chinese network, at least not in this first phase.</p>
<p>The China side of the deal flows the other way. H Rewards members will be pointed toward Accor&#8217;s premium and luxury hotels in mainland China, where Accor <a href="https://princeoftravel.com/deals/accor-china-enhanced-member-benefits-2026">has been investing in better member benefits</a> this year.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/06/fairmont-peace-hotel-shanghai.jpg" alt="Fairmont Peace Hotel Shanghai" class="aligncenter"/><figcaption>Accor&#8217;s luxury properties in mainland China, like the Fairmont Peace Hotel Shanghai, open up to H Rewards members</figcaption></figure>
<h3 id="a-points-conversion-already-exists">A points conversion already exists</h3>
<p>One wrinkle the press release doesn&#8217;t mention is that Accor and HuaZhu Rewards have quietly offered a points conversion for years. The terms are still listed on Accor&#8217;s own site.</p>
<p>ALL members can convert 2,000 ALL Reward points into 6,000 HuaZhu Rewards points. Going the other way, it takes 12,600 HuaZhu Rewards points to get 1,000 ALL points, and either direction can take up to six weeks to process. You&#8217;ll also need accounts in both programs under the same name.</p>
<p>The lopsided rates make this strictly a one-way street. Round-tripping 2,000 ALL points through HuaZhu and back would leave you with fewer than 500, so only convert with a specific redemption in mind.</p>
<h2 id="the-real-prize-is-easier-booking">The Real Prize Is Easier Booking</h2>
<p>All of this brings me back to why I care about this deal as a traveller rather than an industry watcher. My Crystal Orange stay was one of my favourite hotel finds this year, and the hardest part of the whole experience was booking it.</p>
<p>H World&#8217;s domestic booking flow lives inside a Chinese-language ecosystem. Even checking what Gold status would get me means running my phone&#8217;s translation tools over the Huazhu app&#8217;s tier pages.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/06/Huazhu%20app.jpg" alt="Huazhu app booking screen and Gold and Platinum tier benefit pages, all in Chinese" class="aligncenter"/><figcaption>No luck finding Frankfurt hotels in the Huazhu app, which is entirely in Chinese anyway</figcaption></figure>
<p>The app will tell me how many nights I have left to climb toward each tier, though how it counts them isn&#8217;t obvious from a single stay. For most Canadians, the practical workaround today is a third-party site like Trip.com rather than H World&#8217;s own channels.</p>
<p>That&#8217;s why the direct booking half of this announcement matters more to me than the loyalty half. Every phase that moves H World inventory onto a platform with real English support chips away at that barrier.</p>
<p>The loyalty half isn&#8217;t far behind, though. My Shenzhen stay counted for nothing in any program I can use globally, with no points, no elite night credits, and no way to stack the stay with the double-elite-night or bonus-point promotions that points collectors plan around.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2026/05/crystal-orange-shenzhen-bay-mixc/crystal-orange-shenzhen-bay-view.png" alt="Aerial view of the Shenzhen Bay area with the Shenzhen Bay Sports Centre and surrounding skyline" class="aligncenter"/><figcaption>The Shenzhen Bay neighbourhood surrounding the Crystal Orange Shenzhen Bay MixC</figcaption></figure>
<p>It didn&#8217;t bother me this time, since I wasn&#8217;t chasing status. On a longer trip, those foregone credits add up, and bridging that gap is exactly what this partnership could do.</p>
<p>The first phase starts at the easy end, sending the European and Middle Eastern hotels to Accor&#8217;s channels. The bigger prize would be the reverse flow, with Crystal Orange, Ji Hotel, and the rest of the Chinese portfolio showing up somewhere a Canadian can comfortably book.</p>
<p>Even landing those hotels on the English-facing H Rewards platform would lower the barrier considerably. Making them bookable through Accor with ALL status recognition attached would change how I plan China trips entirely.</p>
<h2 id="is-this-good-news-for-canadian-travellers">Is This Good News for Canadian Travellers?</h2>
<p>Mostly, yes, though the fine print will decide how good.</p>
<p>&#8220;Select status recognition&#8221; is doing a lot of heavy lifting in the press release. We don&#8217;t yet know how ALL tiers will map onto H World properties, which hotels will participate first, or what the earning rates will look like.</p>
<p>The phasing is already visible. When I checked this week, flagship properties like the Steigenberger Frankfurter Hof weren&#8217;t bookable through Accor&#8217;s channels yet.</p>
<p>However, Accor has a solid track record with partnerships. It&#8217;s already one of the more interesting <a href="https://princeoftravel.com/guides/alternative-hotel-loyalty-programs-part-one">alternatives to the big four hotel programs</a> for Canadians, with airline transfer partners and a footprint the others can&#8217;t match in Europe and Asia.</p>
<p>If the rollout delivers real earning and recognition, this fills a gap for anyone whose travels lean toward Germany, the Middle East, or China rather than the usual Marriott and Hilton strongholds.</p>
<h2 id="conclusion">Conclusion</h2>
<p>Hotel loyalty keeps inching toward the airline alliance model, with mid-sized programs linking up instead of fighting alone. Accor has been the most aggressive player on that front, and plugging into H World&#8217;s 310 million members makes it the centre of gravity for hotel partnerships outside the big American chains.</p>
<p>I&#8217;ll be watching for the participating hotel list and the status mapping as the phases roll out this year. If the benefits turn out to be more than token, I&#8217;d happily route a future stay in Germany or the Middle East through a Steigenberger or an IntercityHotel to put it to the test.</p>
<p>The day a Crystal Orange shows up as bookable through my ALL account, I&#8217;ll have my excuse to plan another trip to China.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/news/accor-h-world-loyalty-partnership/" target="_blank">princeoftravel </a></p>
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		<title>Marriott Bonvoy and United MileagePlus &#8220;Stay, Fly, Earn&#8221; Promotion 2026</title>
		<link>https://pagegoo.com/2026/07/marriott-bonvoy-and-united-mileageplus-stay-fly-earn-promotion-2026/</link>
		
		<dc:creator><![CDATA[PrinceOfTravel]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 14:29:04 +0000</pubDate>
				<category><![CDATA[TRAVEL]]></category>
		<guid isPermaLink="false">https://pagegoo.com/2026/07/marriott-bonvoy-and-united-mileageplus-stay-fly-earn-promotion-2026/</guid>

					<description><![CDATA[If you&#8217;ve got a summer trip that pairs a United flight with a Marriott stay, this one is an easy way to pick up extra points and miles, as long as you clear the fine print. Marriott Bonvoy and United MileagePlus dust off their dual-currency promotion every so often, and the 2026 version is back [&#8230;]]]></description>
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<p>If you&#8217;ve got a summer trip that pairs a United flight with a Marriott stay, this one is an easy way to pick up extra points and miles, as long as you clear the fine print.</p>
<p><strong><a href="https://princeoftravel.com/points-programs/marriott-bonvoy/">Marriott Bonvoy</a></strong> and <a href="https://princeoftravel.com/points-programs/united-mileageplus/">United MileagePlus</a> dust off their dual-currency promotion every so often, and the 2026 version is back under the name &#8220;Stay, Fly, Earn.&#8221; Book a paid hotel stay and a paid United flight, and you&#8217;ll earn a bonus in both programs at the same time.</p>
<p>Register first, then earn <strong>2,000 Marriott Bonvoy points</strong> and <strong>1,500 <a href="https://princeoftravel.com/points-programs/united-mileageplus/">United MileagePlus</a> miles</strong> every time you pair a stay with a flight.</p>
<figure></figure>
<p>One thing to note is that the two sides have to come in equal numbers. A flight only pays out if there&#8217;s a stay to match it, and a stay only pays out if there&#8217;s a flight. No spare halves.</p>
<p>It&#8217;s counted per stay and per flight, by the way, not per hotel night or per connecting segment. Anything you&#8217;ve already booked still counts too, as long as you register in time and travel by September 30, 2026.</p>
<p>Registration is open now through August 31, 2026. The points and miles can take up to 12 weeks to show up after the promotion ends, so don&#8217;t panic if they&#8217;re slow to land.</p>
<p>You sign up at <a href="https://www.marriottbonvoy.com/stayflyearn" target="_blank" rel="noopener noreferrer">marriottbonvoy.com/stayflyearn</a>. If your two accounts aren&#8217;t linked yet, you&#8217;ll need to join the <a href="https://princeoftravel.com/guides/marriott-united-rewardsplus/">RewardsPlus partnership</a> first, over on <a href="https://travel-partner.marriott.com/united/en-us" target="_blank" rel="noopener noreferrer">Marriott&#8217;s travel partner page</a>.</p>
<h2 id="who-can-earn-the-bonus">Who Can Earn the Bonus</h2>
<p>One thing worth knowing upfront is that the promotion isn&#8217;t open to everyone with linked accounts.</p>
<p>To take part, you need to be enrolled in the RewardsPlus partnership, and that enrollment is limited to top-tier elites. On the hotel side, you need <strong>Marriott Bonvoy Titanium or Ambassador Elite</strong>. On the airline side, you need <strong><a href="https://princeoftravel.com/points-programs/united-mileageplus/">United MileagePlus</a> Premier Gold, Platinum, or 1K</strong>.</p>
<p>If you&#8217;re sitting just below one of those tiers, there&#8217;s unfortunately no buy-in or workaround to get in.</p>
<h2 id="a-few-things-to-keep-in-mind">A Few Things to Keep in Mind</h2>
<p>A handful of rules decide whether the bonus actually lands, and they&#8217;re the easy kind to miss.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2019/05/St-Regis-Bali-16.jpg" alt="Guest room at The St. Regis Bali Resort" class="aligncenter"/><figcaption>Any paid stay at a Marriott Bonvoy property counts, from a downtown hotel to a resort like The St. Regis Bali Resort.</figcaption></figure>
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<li>You only earn on matched pairs. Marriott&#8217;s own example has someone with four flights and seven stays walking away with just four pairs, so the three extra stays count for nothing.</li>
<li>It has to be paid travel. Award nights, award flights, and &#8220;money plus points&#8221; bookings are all out.</li>
<li>Your Bonvoy account has to be set to earn points, not airline miles. Get this wrong and you&#8217;ll earn zero, even if everything else checks out. Worth a quick look before you travel.</li>
<li>You get one dual-currency campaign a year, so signing up for this burns your 2026 slot.</li>
</ul>
<h2 id="how-much-is-it-really-worth">How Much Is It Really Worth?</h2>
<p>Let&#8217;s not oversell it. This is a nice top-up, not a jackpot.</p>
<p>Using our valuations of 1.6 cents (CAD) a United mile and 0.8 cents a Marriott Bonvoy point, each pair is worth about $40 (CAD), and that&#8217;s on top of the points and miles the stay and flight already earn you.</p>
<figure><img decoding="async" src="https://kqphqqvkrdovtyhdapud.supabase.co/storage/v1/object/public/media/2019/11/St-Regis-New-York-7.jpg" alt="Sitting room at The St. Regis New York" class="aligncenter"/><figcaption>A paid stay at a Marriott property, such as The St. Regis New York, counts toward the promotion when paired with a paid United flight.</figcaption></figure>
<p>Do three trips and you&#8217;re looking at 6,000 points and 4,500 miles. Handy, but not enough to book much on its own.</p>
<p>The whole thing only makes sense if you were already flying United and staying at Marriott this summer. If you&#8217;re booking trips just to trigger it, you&#8217;ve missed the point.</p>
<p>One note for Canadians. Bonvoy points transfer to United at a rough 3:1, which is poor. The upside here is that you skip that entirely, since you&#8217;re earning both currencies straight up rather than converting one into the other.</p>
<h2 id="conclusion">Conclusion</h2>
<p>My honest take is that this is worth it for a narrow group. If you&#8217;re a top-tier Bonvoy or United member with summer travel already booked, take two minutes to register and make sure your Bonvoy account is set to earn points. Easy value.</p>
<p>Everyone else can let it slide. If you&#8217;re not already deep in both programs, a few thousand points and miles isn&#8217;t worth reshuffling your travel for, and you&#8217;ll probably want to save your one yearly slot for a bigger trip.</p>
</div>
<p><br />
<br />This story originally appeared on <a href="https://princeoftravel.com/deals/marriott-united-stay-fly-earn-more/" target="_blank">princeoftravel </a></p>
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