Netflix is releasing the final season of Stranger Things in three parts over the holiday season, starting with four episodes on Thanksgiving Eve.
The new episodes focus on the heroes of Hawkins battling the supernatural villain Vecna, with the town under military occupation and Eleven hiding from authorities while honing her powers.
Will Byers’ personal journey and psychic connection to Vecna play a central role, adding emotional depth as the group risks everything to end the threat from the Upside Down.
Before the feast, the gorge.
Such is Netflix’s diabolical strategy to deliver the first four episodes of the final season of its monster hit Stranger Things — after a three-year hiatus! — on the night before Thanksgiving. (The next batch arrives on Christmas night, with the series finale arriving on the night of New Year’s Eve.)
These long-awaited episodes feel like events, to be sure, though not exactly family viewing. Unless you’re the Addams Family maybe, who might get their jollies watching terrifying monsters from the underworld invade suburban homes to snatch children for the most nefarious purposes.
Any review of the final season at this point would by nature be incomplete — not just because of the streamer’s laundry list of spoilers, but because there’s still much more to come in what everyone is referring to as The Final Battle between the heroes of 1980s Hawkins, Indiana, and the malevolent supernatural fiend Vecna from the Upside Down dimension, who’s accurately described as “a psychic serial killer.” As Nancy Wheeler (Natalia Dyer) warns after one particularly vicious setback, “He’s not gonna stop until we’re drained of every ounce of suffering.”
Happy holidays, everyone!
We’re not trying to be as flip about all of this as the snarky DJ Robin (the wonderfully droll Maya Hawke), who, when challenged whether she thinks all of this mayhem is funny, responds, “It must be my tone. My mother says I sound perpetually insincere.”
The tone set by the Duffer Brothers is never less than sincere, even when the plans concocted by these young warriors to save the town and thereby the world verge on the wacky to, as Dungeons & Dragons devotee Mike (Finn Wolfhard) describes it, “insane.” Part One of Stranger Things 5 is pretty much a thrill ride start to finish, with all of Hawkins under quarantine and military occupation following the earth-shaking events that concluded Season 4 all those years ago. The soldiers, taking orders from the sinister Dr. Kay — played by Linda Hamilton, the Terminator veteran, bringing those 1980s nostalgia vibes — are searching for the all-powerful Eleven (Millie Bobby Brown), who’s honing her super psychic powers under the protective guidance of her adoptive dad, Jim Hopper (David Harbour).
Netflix
While Eleven and Hopper try to evade capture, they and their loyal if ever-bickering friends are on a mission to find and destroy Vecna in the Upside Down, whatever it takes. And for that, they’ll need to rely on their most vulnerable member: sensitive Will Byers (Noah Schnapp), whose abduction into the Upside Down in Season 1 was the inciting incident in the war with the underworld. “We don’t have time for safe,” says Will, whose personal journey of self-acceptance adds a poignant undercurrent to his determination to step up and face the monster inside his mind, regardless of risk and the entreaties of his worried mother, Joyce (the great and goofy Winona Ryder). A shout-out here to the mothers of Hawkins, whose over-my-dead-body attitude toward the monsters endangering their children is something to behold.
Young Will describes his psychic connection to Vecna as being “like this scary movie you just can’t turn off.” If Netflix has its way, you won’t be able to throughout this holiday season.
Stranger Things, Season 5 Volume 1(four episodes), Thursday, November 27, 8/7c, Netflix (Volume 2, three episodes, December 25, 8/7c; Series Finale, December 31, 8/7c)
Even so, Microsoft has the depth and ecosystem strength to continue doubling down on AI data centers, said Prabhu Ram, VP for industry research at Cybermedia Research.
According to Sanchit Vir Gogia, chief analyst at Greyhound Research, the departures come at a sensitive moment because Microsoft is trying to expand its AI infrastructure faster than physical constraints allow.
“The executives who have left were central to GPU cluster design, data center engineering, energy procurement, and the experimental power and cooling approaches Microsoft has been pursuing to support dense AI workloads,” Gogia said. “Their exit coincides with pressures the company has already acknowledged publicly. GPUs are arriving faster than the company can energize the facilities that will house them, and power availability has overtaken chip availability as the real bottleneck.”
Sony appears to be ready to announce another addition to its Alpha camera lineup. The company shared an image on the Sony Alpha Instagram account with the text “Chase your dream” and the date December 2 at 9AM EST, which could be a teaser for its next mirrorless camera.
It’s possible the company has something else in mind, but the giant “V” or Roman numeral five in the background of the image seems like a clear reference to an unannounced Sony A7 V, a follow-up to the Sony Alpha 7 IV. Considering there was around a four year gap between the release of the A7 III and A7 IV, releasing the new camera in 2026 would make the timing lineup, too.
Rumors suggest the A7 V could feature a new 33MP “partially stacked sensor” designed by Sony, along with the ability to capture 4K / 60 fps video. The company is also rumored to be announcing at least two new lenses to go with the new camera. Since the Alpha 7 IV started at $2,500, it seems safe to expect that these upgrades could cost even more when the camera is officially announced in December.
Chrissy Teigen without any reservations expressed her family life through posting lots of photos and short videos that featured everything from a determined claw machine session to a spontaneous dance party with her children. The post of the model and author of the cookbook highlighted amusing and awkward moments, and at the same time, the public could identify their lives and started sending their kind and relatable replies.
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Teigen’s storytelling made everything sound relaxed and even funny with the joke of the Lucky Strike claw machine that ‘never wanted to see me, then sees I’m ready to pay a fortune for a pittance and finally is like ok.’ This clever admission of a parent’s ‘forbidden’ by the prize was just the start of the wonderful lift of the day. The day-by-day visuals included the preparation of delicate egg on rice which had already been crowned as the king of comfort food, and John was there in the background too whose choice of clothing sparked some good-natured discussion.
But Teigen and Legend’s kids were undoubtedly the main stars in the fairy tale. Among twins Esti and Wren, a short video of them showcasing their excited and heavenly dancing acted like a huge attractor to the public. One comment perfectly summed up the whole scenario saying, ‘Your kids dancing = me and my coworkers entering Thanksgiving break on what’s been the longest semester ever. They sure have the cheerful moves!!!’ The kids’ utter and unrestricted exuberance was a common energizer.
Another user was more direct and just stated, ‘The dance party is everything! ♥️’ Another user also responded in the same way, saying, ‘OMG, the twins dancing is everything 😂🤣’ It was a moment of collective delight and a soft reminder of the joy kids can bring.
The family was having a blast while a big mystery appeared that entirely overshadowed everything else. The pictures had several tiny turkey-shaped figures that made the internet curious about what they were. The comments turned into a massive flow of people wanting to know the little turkeys. ‘Wait, what are those little turkeys? 🦃’ was one person’s inquiry. Another was more urgent and said, ‘What are the turkey cups made of?’ The wonder was so enormous that one user went as far as to say they were ‘turkey-shaped ice cream!!! 🦃🍦’ The small turkeys turned out to be an unexpected focus of interest and a signal that even the minutest aspects could stir the public’s imagination.
Food, i.e. Teigen’s primary content, was a major talking point. Her appetizing fried egg on rice photo sparked the wave of mutual support in the culinary field. One comment read ‘Fried eggs over sticky rice is the best comfort food! Oh and save the crispy rice edges for me💜’ and pointed to the very specific textures that make the dish extremely popular. Another said, ‘OMG growing up in Hawaii I was raised on fried egg on rice with shoyu and pepper. It’s my fave comfort breakfast of all time!!!’ This bonding through a simple dish highlighted the shared experiences that food can create.
Teigen’s post did not only get a mostly positive response but also one critical voice that stood out by challenging a parenting decision that was evident in one of the pictures. The community’s reaction was instant and emphatic, it was characterized by a concise and sharp retort: ‘Go away.’ This was a decisive indication of the nice and friendly environment created by her followers.
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Chrissy Teigen’s post was more than just a simple update, it was a vivid and engaging portrait of modern family life. The total experience from the humorous if not sad at times struggle at a claw machine to the infectious joy of the dancing kids and the communal wonder over tiny turkey novelties was very real and heartwarming for her audience. Teigen’s sharing was a charming reminder of the lovely, chaotic, and totally delightful reality of parenting in the public eye. This reminds many of D’Angelo‘s earlier statements.
In a fiery rebuttal to allegations he’d criminally misrepresented facts in his mortgage documents, Rep. Eric Swalwell (D-Dublin) sued Federal Housing Finance Agency Director Bill Pulte on Tuesday — accusing him of criminally misusing government databases to baselessly target President Trump’s political opponents.
“Pulte has abused his position by scouring databases at Fannie Mae and Freddie Mac — two government-sponsored enterprises — for the private mortgage records of several prominent Democrats,” attorneys for Swalwell wrote in a federal lawsuit filed in Washington, D.C. “He then used those records to concoct fanciful allegations of mortgage fraud, which he referred to the Department of Justice for prosecution.”
Pulte’s attack, Swalwell’s attorneys wrote, “was not only a gross mischaracterization of reality” but “a gross abuse of power that violated the law,” infringing on Swalwell’s free speech rights to criticize the president without fear of reprisal, and violating the Privacy Act of 1974, which they said bars federal officials from “leveraging their access to citizens’ private information as a tool for harming their political opponents.”
Pulte, the FHFA and the White House did not immediately respond to requests for comment Wednesday.
Pulte has previously defended his work probing mortgage documents of prominent Democrats, saying no one is above the law. His referrals have exclusively targeted Democrats, despite reporting on Republicans taking similar actions on their mortgages.
Swalwell’s lawsuit is the latest counterpunch to Pulte’s campaign, and part of mounting scrutiny over its unprecedented nature and unorthodox methods — not just from targets of his probes but from other investigators, too, according to one witness.
In addition to Swalwell, Pulte has referred mortgage fraud allegations to the Justice Department against Sen. Adam Schiff (D-Calif.), New York Atty. Gen. Letitia James and Federal Reserve Governor Lisa Cook, who have all denied wrongdoing and suggested the allegations amount to little more than political retribution.
James was criminally charged by an inexperienced, loyalist federal prosecutor specially appointed by Trump in Virginia, though a judge has since thrown out that case on the grounds that the prosecutor, Lindsey Halligan, was illegally appointed. The judge also threw out a case against former FBI Director James Comey, another Trump opponent.
Cook’s attorneys slammed Pulte in a letter to the Justice Department, writing that his “decision to use the FHFA to selectively — and publicly — investigate and target the President’s designated political enemies gives rise to the unmistakable impression that he has been improperly coordinating with the White House to manufacture flimsy predicates to launch these probes.”
Schiff also has lambasted Trump and Pulte for their targeting of him and other Democrats, and cheered the tossing of the cases against James and Comey, calling it “a triumph of the rule of law.”
In recent days, federal prosecutors in Maryland — where Schiff’s case is being investigated — have also started asking questions about the actions of Pulte and other Trump officials, according to Christine Bish, a Sacramento-area real estate agent and Republican congressional candidate who was summoned to Maryland to answer questions in the matter last week.
Pulte has alleged that Schiff broke the law by claiming primary residence for mortgages in both Maryland and California. Schiff has said he never broke any law and was always forthcoming with his mortgage lenders.
Bish has been investigating Schiff’s mortgage records since 2020, and had repeatedly submitted documents about Schiff to the federal government — first to the Office of Congressional Ethics, then earlier this year to an FHFA tip line and to the FBI, she told The Times.
When Trump subsequently posted one of Schiff’s mortgage documents to his Truth Social platform, Bish said she believed it was one she had submitted to the FHFA and FBI, because it was highlighted exactly as she had highlighted it. Then, she saw she had missed a call from Pulte, and was later asked by Pulte’s staff to email Pulte “the full file” she had worked up on Schiff.
“They wanted to make sure that I had sent the whole file,” Bish said.
Bish said she was subsequently interviewed via Google Meet on Oct. 22 by someone from the FHFA inspector general’s office and an FBI agent. She then got a subpoena in the mail that she interpreted as requiring her to be in Maryland last week. There, she was interviewed again, for about an hour, by the same official from the inspector general’s office and another FBI agent, she said — and was surprised their questions seemed more focused on her communications with people in the federal government than on Schiff.
“They wanted to know if I had been talking to anybody else,” she said. “You know, what did I communicate? Who did I communicate with?”
Schiff’s office declined to comment. However, Schiff’s attorney has previously told Justice Department officials that there was “ample basis” for them to launch an investigation into Pulte and his campaign targeting Trump’s opponents, calling it a “highly irregular” and “sordid” effort.
The acting FHFA inspector general at the time Bish was first contacted, Joe Allen, has since been fired, which has also raised questions.
On Nov. 19, Rep. Robert Garcia (D-Long Beach) — the ranking Democrat on the House Oversight and Government Reform Committee — wrote a letter to Pulte denouncing his probes as politically motivated, questioning Allen’s dismissal and demanding documentation from Pulte, including any communications he has had with the White House.
Swalwell’s attorneys wrote in Tuesday’s lawsuit that he never claimed primary residence in both California and Washington, D.C., as alleged, and had not broken any laws.
They accused Pulte of orchestrating a coordinated effort to spread the allegations against Swalwell via a vast network of conservative influencers, which they said had “harmed [Swalwell’s] reputation at a critical juncture in his career: the very moment when he had planned to announce his campaign for Governor of California.”
They said the “widespread publication of information about the home where his wife and young children reside” had also “exposed him to heightened security risks and caused him significant anguish and distress.”
Swalwell said in a statement that Pulte has “combed through private records of political opponents” to “silence them,” which shouldn’t be allowed.
“There’s a reason the First Amendment — the freedom of speech — comes before all others,” he said.
Like many investors, I appreciate the long-term passive income prospects of a high-yield share. Take insurer Aviva (LSE: AV) as an example. The current Aviva dividend yield of 5.7% is already significantly higher than the FTSE 100 average.
Not only that, but the company aims to grow its payout per share each year. While delivering such a goal can never be guaranteed, the company has managed to do so in recent years.
Then again, it has also cut its dividend before now, including as recently as five years ago.
No business is without risk after all. Taken on balance, though, I see Aviva as a high-yield dividend share investors should consider.
Strong position in a massive, proven market
The first reason I like Aviva as a business is what it does.
Insurance is a market most people understand at least to some extent from personal experience. The business model has been proven for centuries already.
Is it going away any time soon? I do not think so. People want or need to insure their homes, business premises, and possessions.
That attracts a lot of companies who wish to profit from the opportunity. Aviva has what I see as a massive advantage: it has built itself to a position where it is Britain’s biggest insurer.
That gives it economies of scale. This year’s acquisition of rival Direct Line has helped strengthen Aviva’s position in its home market even further.
Such a strong position can help Aviva’s cash generation potential, hopefully enabling it to grow its dividend further.
But size can bring challenges too. If one of Aviva’s smaller rivals tries to build market share by competing aggressively on price, that could threaten Aviva with the choice of reducing profitability or seeing some of its customers switch to a competitor.
Over the past five years, the company’s share price has more than doubled, growing 104%.
That is an excellent performance, even before taking into the account the income streams the dividend has provided for Aviva investors along the way.
Past performance is not necessarily indicative of what to expect in future, though.
This month, Aviva’s share price hit a level last seen in 2007. Seen positively, that suggests that what I see as the positive investment case for the insurer is also appreciated by the wider market.
But it does raise the question of valuation. Is Aviva potentially now overvalued, with its market capitalization just shy of £20bn?
It is a possibility. If there is a significant financial downturn, that could make Aviva’s investment returns weaker, hurting its profitability.
But I actually think Aviva’s current valuation remains attractive. It is huge, proven, and has strong brands that can help it attract and retain customers cost-effectively.
As Nigeria’s evolving security crisis pivots from ideological terrorism to organised crime, Mark Owen welcomes Dr Douglas Yates, Author, Political Scientist and Professor specialising in Africa at the American Graduate School of International Relations and Diplomacy (AGSIRD) and CY Cergy Paris Université. The new criminal activity threatening the very security of Nigeria and its people signal a deeper breakdown in social and economic structures. As organised groups like Boko Haram fade, new threats emerge: decentralised bandits driven by poverty, climate stress, and lack of opportunity. Dr. Yates warns that without long-term development and regional integration, policing alone will never solve the crisis.
Dame Judi Dench has sadly revealed she has lost her independence and can’t leave the house alone due to suffering with age-related macular degeneration (AMD).
The James Bond actress revealed back in 2012 she suffers from AMD, which can affect your eyesight. Now, at 90 years old, the York-born star has shared an update on her health diagnosis and how it has impacted her day-to-day life as well as her acting career.
Due to the fact that her eye sight severely deteriorating with age, Judi Dench has revealed she can’t go out without a chaperone.
Talking at the Theatre Royal in Bury St Edmunds, where she acts as a patron, she said: “I can’t see any more. When I go to the theatre, I can’t see. Hopeless.”
The star, who was given an Oscar for her role in Shakespeare in Love, has previously talked about how the eye condition had been changing the way she lives, including not being able to watch TV anymore. Back in January 2025 she spoke on Trinny Woodall’s Fearless podcast and admitted she had to have help every time she leaves the house.
However, although she’s lives with AMD for more than a decade now, Judi remains committed to working and catching up on the latest TV gossip.
She says that although she can’t see much she just “deals with it” when it comes to being on set and reading scripts.
What is AMD?
According to the NHS, age-related macular degeneration (AMD) is a common condition that affects the middle part of your vision. It usually first affects people in their fifties.
It doesn’t cause total blindness, but it can make things like reading and recognising faces difficult.
The NHS states that without treatment, vision may get worse. This can happen gradually over several years, before it can then get worse quickly over a few weeks or months.
The exact cause of the condition is unknown, however it has been linked to things such as ageing, smoking, high blood pressure, being overweight and having a family history of AMD.
Symptoms of AMD
AMD affects the middle part of your vision, not the edges (peripheral vision), according to the NHS. You can can get it in one eye or both.
The first symptom is usually blurred or a distorted area in the centre of your vision. If it gets worse, you may struggle to see anything in the middle of your vision.
AMD can mean things like reading, watching TV, driving or recognising faces become difficult.
Other symptoms include:
Seeing straight lines as wavy or crooked
Being sensitive to bright light
Seeing flickering or flashing lights
Seeing things that are not there (hallucinations)
AMD isn’t painful and does not affect the appearance of your eyes.
Sometimes AMD is found during a routine eye test before any symptoms start showing. Experts advise to see an optician if you’re worried about your vision.
Early diagnosis and treatment may help stop your vision getting worse if you have a problem with your eyes.
It’s advised to get an urgent opticians appointment or get help from NHS 111 if:
Your vision gets suddenly worse
You have a dark “curtain” or shadow moving across your vision
Your eye is red and painful
These symptoms can be signs of other eye problems that need to be treated straight away.
Dr. Sarah Blackwelder, an optometrist based in the US, has taken to her TikTok account to share advice on what people can do to protect themselves from AMD.
She said in a video: “First and arguably the most important is to stop smoking. If you are or were a cigarette or tobacco smoker, that is highly linked to developing AMD. We definitely want you to quit.”
The expert then added: “Several studies have found that there is a link between AMD and an excess UV exposure, so anytime you’re outside, UV protective eyewear is a must.”
Cardiovascular disease is also linked to AMD, so Dr Blackwelder said preventing things like diabetes and high blood pressure as well as controlling them if you do have them is “really important”.
Next, she suggested making dietary changes, such as adding Omega-3s and consuming lots of green, leafy vegetables likes spinach and kale.
She said: “Those contain carotenoids that are really important for macular health.”
Lastly, the expert said regular eye examinations are key, because the sooner AMD can be spotted, the better.
Apple TV isn’t going on “The Hunt” anytime soon. The new French thriller, which was set to premiere on Wednesday, Dec. 3, is now being pushed by the streamer following allegations of plagiarism.
“The broadcast of our series ‘The Hunt’ has been temporarily postponed,” production company Gaumont said in a statement. We are currently conducting a thorough review to address any questions related to our production. We take intellectual property matters very seriously.”
According to The Hollywood Reporter (via French journalist Clement Garin), “The Hunt” is essentially an uncredited adaptation of “Shoot,” a novel written by Douglas Fairbairn in 1973, which had already been adapted into a film in 1976.
A future release date for the series is obviously pending. “The Hunt” was originally slated for a double-episode premiere on Dec. 3, followed by individual weekly episodes through its Dec. 31 finale.
Created by Cédric Anger, “The Hunt” stars Benoît Magimel Mélanie Laurent, Damien Bonnard, Manuel Guillot, Cédric Appietto, Frédéric Maranber, Angelyna Danabe-Mignot, Paul Beaurepaire, Yann Goven, Sarah Pachoud, and Patrick De Vallette.
The decision to postpone the premiere of “The Hunt” comes just a few months after Apple TV postponed another one of its projects, the Jessica Chastain-fronted drama “The Savant,” amid concerns over releasing the series — about infiltrating online hate groups and stopping domestic terrorists — in such a charged political climate. Chastain expressed her disapproval with Apple’s move, confirming that she and the streamer were “not aligned on the decision to pause the release.”
TD Canada Trust is one of Canada’s largest and most popular banks, offering a range of products and services through in-person and online banking.
In this guide, we provide an overview of TD’s bank account and credit card portfolio, with links to more in-depth articles on specific products and other key information.
Chequing and Savings Accounts
TD has four personal chequing accounts and three personal savings accounts, which we’ll go over in this section.
When considering which type of account to open, it’s important to think about your banking priorities and preferences, and how you tend to use and access your account.
TD also often has promotional offers when you sign up for a specific account or multiple accounts together that can garner you a cash bonus, higher interest rates on savings, and other perks (e.g., merchandise).
Chequing Accounts
Chequing accounts are the best day-to-day account as they tend to offer more monthly transactions and lower fees compared to savings accounts. Plus, they often come with perks such as free Interac e-transfers and rebates on credit card annual fees.
To learn more, let’s take a look the key characteristics of each of TD’s personal chequing accounts from the simplest to the most comprehensive:
TD Minimum Chequing Account
Monthly fee: $3.95 (waived for seniors receiving the Guaranteed Income Supplement (GIS) and for Registered Disability Savings Plan beneficiaries)
Included transactions: 12 (additional transactions = $1.25/each)
Interac e-transfers: $0.50/each (for transactions up to $100) and $1/each (for transactions above $100)
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Credit card annual fee rebate: None
Best for: Individuals with minimal banking needs
TD Every Day Chequing Account
Monthly fee: $11.95 (waived if a $3,000 account balance is maintained); $8.20 for seniors over the age of 60
Included transactions: 25 (additional transactions = $1.25/each)
Interac e-transfers: Free
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Credit card annual fee rebate: None
Best for: Individuals who make fewer than 25 transactions per month
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TD Unlimited Chequing Account
Monthly fee: $17.95 (waived if a $4,000 account balance is maintained); $11.95 for seniors over the age of 60
Included transactions: Unlimited
Interac e-transfers: Free
ATM fees: $0 for all ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Credit card annual fee rebate: First year annual fee rebate for an eligible TD credit card
Best for: Individuals who want the freedom of unlimited transactions and who can take advantage of the credit card fee rebate
TD All-Inclusive Banking Plan
Monthly fee: $30.95 (waived if a $6,000 account balance is maintained); $22.45 for seniors over the age of 60
Included transactions: Unlimited
Interac e-transfers: Free
ATM fees: $0 for all ATMs globally
Credit card annual fee rebate: : Yearly annual fee rebate for an eligible TD credit card
Additional features: A small safety deposit box (subject to availability) and free personalized cheques
Best For: Individuals who often use non-TD ATMs and those who can take advantage of the annual credit card fee rebate and the additional product perks
Savings Accounts
TD also offers three savings accounts for clients looking to build their savings while still having easy access to their funds.
Let’s explore these three accounts and what makes each one unique.
TD’s savings accounts all pay variable interest that’s calculated daily and paid monthly. Rates change over time, and some accounts have balance thresholds for earning higher rates, so be sure to check TD’s site for the latest numbers before you apply.
TD Every Day Savings Account
Monthly fee: $0
Annual interest rate: 0.010%
Included transactions: One (additional transactions = $3/each)
Transfers: Free to other TD deposit accounts
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Best For: Individuals looking for a simple place to start saving
TD High Interest Savings Account
Monthly fee: $0
Annual interest rate depending on your daily closing balance:
$0–$4,999: 0.00%
$5,000–$9,999: 0.50%
$10,000–$99,999: 1.00%
$100,000–$499,999: 1.30%
$500,000 or more: 1.50%
Included transactions: Zero (transactions = $5/each, which is waived if a $25,000 account balance is maintained)
Transfers: Free to other TD deposit accounts
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Best for: Individuals looking for an easy-to-access savings account
TD ePremium Savings Account
Monthly fee: $0
Annual interest rate depending on your daily closing balance:
$0–$9,999: 0.000%
$10,000 or more: 0.550%
Included transactions: Zero (transactions = $5/each)
Transfers: Free to other TD deposit accounts
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Best For: Individuals who can maintain an account balance of $10,000 or higher
Additionally, for individuals who have newly immigrated to Canada, TD has created a special offer called the TD New to Canada Banking Package.
This offer provides a variety of different financial incentives when you open specific chequing and savings accounts, plus additional rewards-based incentives when you sign-up for a specific credit card.
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Student Bank Accounts
TD offers one account specifically for youth (under the age of 23) and students (of any age) who are enrolled in full-time post-secondary education: the TD Student Chequing Account.
TD Student Chequing Account
Monthly fee: $0
Included transactions: Unlimited
Interac e-transfers: Free
ATM fees: $2 for non-TD ATMs in Canada, $3 for foreign ATMs in the US and Mexico, and $5 for foreign ATMs in any other country
Credit card annual fee rebate: None
Best for: Individuals who are under the age of 23 or who are enrolled in a full-time post-secondary program
Both the New to Canada Banking Package and the International Student Banking Package regularly come with limited-time promos like cash bonuses, gift cards, and rebated TD Global Transfer fees. The exact mix changes, so check TD’s current special offers page before you apply.
US Dollar Accounts
TD has two US dollar accounts available: the US Daily Interest Chequing Account and the Borderless Account.
These accounts are ideal for people who have banking needs in both Canada and the US as they allow you to easily exchange funds between the two countries at a competitive rate.
The US Daily Interest Chequing Account has no monthly fee, making it an excellent account if you find yourself occasionally in need of banking access in the US.
Comparatively, the Borderless Account has a monthly fee of $4.95 (USD) which is waived if the account balance is $3,000 (USD).
This account enjoys a preferred exchange rate and provides account holders with free US bank drafts and basic cheques. These features make it ideal for frequent travellers to the US.
Keep in mind that these are Canadian-domiciled accounts, which means you won’t be onboarded into the U.S. banking system. In other words, you won’t get access to ACH transfers or the ability to pay U.S. billers like a true U.S.-based account would allow.
TD Credit Cards
TD offers its clients a range of personal credit cards that provide the opportunity to earn cash back, Aeroplan points, and TD Rewards Points.
These credit cards are ideal for people who like the simplicity of cash back rewards, which can be used to pay down your account at any time with a minimum of $25.
For an entry-level card, the TD Cash Back Visa* Card has no annual fee and earns 1% cash back grocery, gas & electric vehicle charging, public transit, recurring bill payments, and streaming, digital gaming & media purchases, and 0.5% on other purchases.†
Earn $10 cash back† on first purchase with your card†.
Earn an additional $40 cash back† when you spend $1,500 in the first 3 months of account opening†.
Earn 1% cash back†on eligible grocery, gas, electric vehicle charging, public transit, recurring bill payments, streaming, digital gaming, and media purchases†
Then, earn 0.5% cash back† on all other eligible purchases†
No minimum income requirement
Annual fee: $0
Comparatively, the TD Cash Back Visa Infinite* has an annual fee of $139 but offers 3% cash back on grocery, gas & electric vehicle charging, public transit, recurring bill payments, and streaming, digital gaming & media purchases, and 1% on everything else.†
TD Cash Back Visa Infinite* Card
Earn 10% cash back† in the first three months, on up to $3,500 spent on eligible groceries, gas, electric vehicle charging, public transit, recurring bills, streaming, digital gaming, and media purchases†
Then, earn 3% cash back† on eligible groceries, gas, electric vehicle charging, public transit, recurring bill payments, streaming, digital gaming, and media†
Free Deluxe TD Auto Club Membership for roadside assistance†
Minimum income: $60,000 personal or $100,000 household
Annual fee: $0 for the first year†, then $139
Application must be approved on or after April 30, 2025 to receive this offer
We’ve created individual in-depth guides to both of these cash back credit cards, where you can find up-to-date offers and enrollment information – just click above to learn more.
Aeroplan Co-Branded Credit Cards
For individuals looking to earn points with Canada’s most popular and powerful airline loyalty program, TD offers three personal credit cards that earn Aeroplan points on everyday spending.
These cards are great choices for Aeroplan members looking to build up their points account balance to access award flights, as each card comes with a welcome bonus and earns Aeroplan points on everyday spend.
The entry-level member of the TD Aeroplan co-branded card family is the TD Aeroplan Visa Platinum* Card. This card often features a generous welcome bonus and comes with a few Air Canada perks.
This is a great card to consider if you have a more modest income or want to keep costs down while still earning points towards travel.
TD® Aeroplan® Visa Platinum* Card
Earn 10,000 Aeroplan points† upon first purchase†
Plus, earn 5,000 Aeroplan points† upon spending $1,000 in the first three months
Earn 1x Aeroplan points† on eligible gas, electric vehicle charging, groceries, and Air Canada® purchases, including Air Canada Vacations®†
Preferred pricing on Air Canada® flights through Aeroplan†
Annual fee: $89, rebated in the first year†
Offer available for applications approved on or after September 4, 2025.
The TD® Aeroplan® Visa Infinite* Card is the next level up in TD’s Aeroplan credit card family.
Much like its Platinum counterpart, this card often comes with a nice welcome bonus, and it also offers cardholders one free checked bag on Air Canada flights and a fee rebate for your NEXUS application.†
This card is a good choice for individuals who travel often and can take advantage of the related perks.
TD® Aeroplan® Visa Infinite* Card
Earn 10,000 Aeroplan points† upon first purchase†
Plus, earn 15,000 Aeroplan points† upon spending $7,500 in the first 180 days of account opening†
Plus, earn an additional 20,000 Aeroplan points† on renewal when you spend $12,000 within 12 months of account opening†
Earn 1.5x Aeroplan points† on eligible gas, groceries, and Air Canada® purchases, including Air Canada Vacations®†
Preferred Aeroplan pricing and free checked bag on Air Canada® flights†
Minimum income: $60,000 personal or $100,000 household
Annual fee: $139 (rebated for the first year)
Offer available for applications approved on or after September 4, 2025.
The third card in the TD Aeroplan family is the TD® Aeroplan® Visa Infinite Privilege* Card. Of TD’s three Aeroplan credit cards, this one will come with the highest welcome bonus and the most valuable perks.
This card is ideal for individuals who don’t mind paying the high annual fee and for Air Canada frequent flyers who can maximize the utility of the associated travel benefits, including eUpgrade rollover and unlimited Maple Leaf Lounge access.
TD® Aeroplan® Visa Infinite Privilege* Card
Earn 20,000 Aeroplan points† upon first purchase
Plus, earn an additional 35,000 Aeroplan points† upon spending $12,000 in the first 180 days
Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points† upon spending $24,000 within 12 months of account opening†
Earn 2x Aeroplan points† on eligible Air Canada® purchases, including Air Canada Vacations®†
Earn 1.5x Aeroplan points† on eligible gas, electric vehicle charging, groceries, dining, travel, and transit purchases†
Aeroplan preferred pricing, free checked bag, priority check-in and boarding on Air Canada flights†
Unlimited Air Canada Maple Leaf Lounge† access
Visa Airport Companion Program membership with six free lounge visits per year
$100 partial rebate for the NEXUS application fee every 48 months†
Minimum income: $150,000 personal or $200,000 household
Annual fee: $599
Offer available for applications approved on or after September 4, 2025.
Check out our in-depth guides for these three Aeroplan cards to learn about up-to-date offers and enrollment information – just click the card names above.
TD Rewards Credit Cards
TD offers three credit cards that earn TD Rewards Points on everyday spending. TD Rewards is the bank’s own rewards program, allowing clients to earn points that can be used for travel, statement credits, and gift cards.
TD Rewards Points are particularly valuable when redeemed for travel booked through Expedia® for TD, the bank’s online travel portal operated in partnership with Expedia®.
The TD Rewards Visa* Card is this credit card family’s entry-level offering and offers the opportunity to earn TD Rewards Points on everyday purchases with zero annual fee.†
This is a great card for individuals who are looking for a straightforward, low-cost card that lets them earn towards flexible future travel.
Earn 15,152 TD Rewards Points when you spend $500 within 90 days of Account opening+†
Plus, earn 4x TD Rewards Points† on eligible travel purchases when you book through Expedia® for TD†
Use your rewards for any travel bookings available on Expedia® for TD†
Annual fee: $0
Application must be approved on or after January 7, 2025 to receive this offer
The TD Platinum Travel Visa* Card is the mid-level card of the TD Rewards credit card family, and new cardholders usually have the opportunity to earn a welcome bonus in the first few months of card membership.
This card also offers elevated TD Rewards Points earning rates, making it a good card for individuals looking to build up their points balance faster.
TD Platinum Travel Visa* Card
Earn 15,000 TD Rewards Points upon first purchase†
Earn 35,000 TD Rewards Points upon spending $1,000 in the first 90 days†
Plus, earn 6x TD Rewards Points† on eligible travel purchases when you book through Expedia® for TD†
Earn 4.5x TD Rewards Points†on eligible grocery, dining, and public transit purchases†
Use your rewards for any travel bookings available on Expedia® for TD†
No minimum income requirement
Annual fee: $89, rebated in the first year†
The TD First Class Travel Visa Infinite* Card is the premium card offering in the TD Rewards credit card family.
This card often features a generous welcome bonus and a first-year annual fee rebate.
Cardholders will also enjoy excellent earning rates for TD Rewards Points and a $100 accommodations/vacation credit that can be used when booking at least $500 worth of eligible travel through Expedia® for TD.†
This card is a good choice for individuals who are looking to quickly accumulate TD Rewards Points and who can make use of the $100 accommodations/vacation credit.
TD First Class Travel® Visa Infinite* Card
Earn 20,000 TD Rewards Points upon making your first purchase†
Earn 145,000 TD Rewards Points upon spending $7,500 within 180 days of account opening†
Plus, earn a Birthday Bonus of up to 10,000 TD Rewards Points†
Plus, earn 8x TD Rewards Points† on eligible travel purchases when you book through Expedia® for TD†
Get an annual TD Travel Credit† of $100 when you book through Expedia® for TD†
Use your rewards for any travel bookings available on Expedia® for TD†
Four complimentary lounge visits through the Visa Airport Companion Program†
Minimum income: $60,000 personal or $100,000 household
Annual fee: $139, rebated for the first year†
Offer effective as of September 4, 2025†
Click on the credit card names above to access our in-depth guides for the up-to-date offers and enrollment information for the three TD Rewards credit cards.
Low-Rate Credit Cards
TD offers one low-rate credit card in the TD Low Rate Visa* Card.
This card is a good choice for someone who often needs to carry a balance on their card and would benefit from the lower annual interest rate of 12.90%.
This card also often offers promotional interest rates for a set number of months, allowing new cardholders to make bigger or unexpected purchases without incurring as much interest.
TD Banking App
TD has an app available for both Apple iOS and Android.
Within the app, you can access their chequing, savings, credit, and investment accounts. You can move money between these accounts, pay bills, and deposit cheques (by taking a photo of the cheque).
You can also send and request money within Canada via Interac e-transfer or to 200+ countries using TD Global Transfer.
Within the app, you can also keep their debit and credit cards secure with the ability to lock a card if it is misplaced, lost, or stolen. They can then easily unlock the card in the app once it has been found.
If you’re new to the app, TD also provides some very helpful tutorials on their website to help you learn all about the different features.
Conclusion
TD Canada Trust is the second largest bank in Canada, with over 1,000 branches across the country.
TD offers a range of bank accounts, credit cards, and additional products designed to suit a myriad of different client types.
Whether you’re a student, a newcomer to Canada, or someone perusing new banking options, TD’s diversity of offerings are certainly worth exploring.
Frequently Asked Questions
What do I need to open a TD bank account?
To open a TD bank account, you’ll need your personal information including full name, birthdate address, phone number, and email address. Additionally, you’ll need to provide two valid forms of identification, and if the bank account you plan to open will earn interest, you’ll also need to provide your Social Insurance Number for tax reporting purposes. Valid forms of identification can include a Canadian driver’s license, health card, or passport, Canadian birth certificate, Old Age Security card, Certificate of Indian Status, citizenship certificate, permanent resident card, and more. You can learn more about the ID requirements from the Financial Consumer Agency of Canada’s website. (https://www.canada.ca/en/financial-consumer-agency/services/banking/opening-bank-account.html)
What do I need to open a TD credit card?
To open a TD credit card, you’ll need your personal information including full name, birthdate, address, phone number, and email address. Different credit cards will have different requirements, and for some credit cards you will be required to provide additional financial information such as your employment status (past and present) and your income.
How do I contact/access TD?
There are multiple ways to contact/access TD in Canada. Information about TD and their personal banking products and services can be found on the TD website. If you are already a TD client with either a personal bank account or personal credit card, you can sign in to your account on your computer and use the EasyWeb Messaging feature on the website to message with a live agent between the hours of 9am and 11pm Eastern Time Monday to Friday and between 10am and 7pm Eastern Time on Saturday and Sunday. Alternatively, you can sign in on the TD App and select Contact Us from the menu, followed by Call Us. This will connect you with a live phone agent during business hours as long as you’re physically in Canada. You can also reach out by telephone: For bank accounts, you can call 1-866-222-3456 (English) and 1-800-895-4463 (French) For credit cards, you can call 1-800-983-8472 (options for French and English), 1-877-233-5558 (Cantonese), and 1-877-233-5844 (Mandarin) If you’d prefer to speak to someone in person, you can walk in to your local TD branch, or you can first make an appointment online.
