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CHANEL Make Up Holiday Season celestial night beauty

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CHANEL Make Up Holiday Season celestial night beauty


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The CHANEL Make Up Holiday Season collection opens on a night sky filled with glowing orange bursts of light and scattered stars that Gabrielle Chanel loved to observe. For the 2025 festivities, the CHANEL Makeup Creation Studio and Cécile Paravina from the Cometes Collective explore the beauty and duality of this vast expanse so that every gesture of makeup can echo a year drawing to a close and preparing to be reborn.

Five talismans guiding the festive galaxy.

At the heart of the CHANEL Make Up Holiday Season story, five cherished talismans return like a secret constellation in motion.

A cosmic vision by Cécile Paravina

Superstitious by nature, Gabrielle Chanel trusted the star-strewn heavens and their mysterious power. In the universe created with Cécile Paravina, her lion, comet, camellia, wheat, and pearls move in shimmering shades that seem to protect and inspire. The complexion, eyes and lips are adorned with magnetic glints built for the year-end and for celebrations that last until dawn.

Symbols of power, luck and harmony

Each symbol in this CHANEL galaxy evokes a different wish. The lion speaks of strength and character, the comet of sudden good fortune, the camellia of grace, wheat of prosperity and pearls of radiance. Together, they act as enchanted guides through the CHANEL Make Up Holiday Season, hinting at the perfect choice, whether the wish is for power, luck, harmony, prosperity, or light.

© CHANEL

A constellation of light for the complexion

The CHANEL Make Up Holiday Season also writes its story on the complexion with creations that seem to have captured starlight.

LES SIGNES DE CHANEL duos for soft radiance

Inspired by the incomparable radiance of the stars, LES SIGNES DE CHANEL duos of blush and highlighter powders cloak the skin in soft reflections with a satiny finish. Rose Lumière explores luminous tones of soft blueish pink with a white pearly pink highlighter, while Pêche Lumière reveals orangewood hues heightened by a white pearly gold highlighter. The exclusive palettes are embossed with the five signs of the House, which appear like a small constellation in the compact.

Eyes that follow the CHANEL Make Up Holiday Season sky.

On the eyes, the CHANEL Make Up Holiday Season imagines colours that mirror the enigmatic hues of the night.

LES 4 OMBRES Nuit Astrale

The iconic LES 4 OMBRES palette is reimagined as LES 4 OMBRES Nuit Astrale, an exclusive harmony of cosmic and celestial shades embellished with the five astral symbols. The quartet brings together a medium blueish grey, a deep, shimmery purple silver, and a satiny lavender, illuminated by a shimmery aqua blue highlighter. Shades can be combined, layered or worn alone so that the gaze is illuminated or intensified as desired.

Liners and mascara with stellar contrast

To extend this celestial story, two new shades of LE LINER DE CHANEL, Flamboyant and Écarlate, trace metallised orange or red curves along the lash line like the trail of a shooting star. The exploration of cosmic colour continues with NOIR ALLURE in Anthracite. This dark blueish grey mascara further deepens the gaze and anchors the radiance of the CHANEL Make Up Holiday Season on the eyes.

CHANEL Make-up-holiday-collection
© CHANEL

Lips like meteors in the CHANEL Make Up Holiday Season.

Lips become the most vivid expression of the CHANEL Make Up Holiday Season with textures that glow and move like meteors across the night.

Rouge Allure Velvet luminous matte colour

The legendary Rouge Allure Velvet formula bathes the lips in luminous matte colour with a plush sensation. Rouge Vie, a redwood shade, brings a warm, memorable red that feels instantly festive, while Abstrait offers an intense rosewood tone that suits every moment of the evening. The click of the case and the luminous velvet finish turn the gesture of application into a small celebration.

Rouge Allure Laque pearlescent shine

For a lacquered finish, Rouge Allure Laque reveals new shades that seem to leave light in their wake. Incandescent is described as a pearly pink, blue, magenta, or red that feels blazing yet refined. At the same time, Nébuleuse is a pearly crimson purple that recalls the hypnotic colours that colour the cosmos. The long-wearing, gleaming finish answers every desire for shine within the CHANEL Make Up Holiday Season.

Molten metal at your fingertips

Even the nails enter the CHANEL Make Up Holiday Season with lacquers that look as if they have been forged from molten metal.

LE VERNIS Cosmique & Alchimiste

In the vastness of this imagined cosmos, LE VERNIS dresses the hands in vivid, iridescent hues. Cosmique appears as a slate blue lacquer that feels cool and mysterious, like a sky just before daybreak. Alchimiste is a metallised orange that glows with intensity, recalling molten metal and adding a final spark to every look.

CHANEL make-up holiday collection
© CHANEL

Winter Constellation, the fragrant echo of the CHANEL Make Up Holiday Season.

Beyond makeup, the CHANEL Make Up Holiday Season extends into an olfactory galaxy called Winter Constellation, where the same five talismans guide gift choices.

N°5 The White Gold Body Oil

Under the sign of the comet, N°5 The White Gold Body Oil illuminates the skin and scents it with the sensual notes of the abstract floral N°5 bouquet. The simple bottle reveals pearly particles in shades of white gold that leave skin looking beautifully illuminated. The rich, shimmering oil can be applied generously to provide lasting moisturisation, prolong the fragrance’s trail, and offer a comforting glow.

COCO MADEMOISELLE Pearly Body Oil

Linked to the luster of the pearls, COCO MADEMOISELLE Pearly Body Oil awakens the senses while it illuminates and scents the skin with fresh ambery notes. Within the glass bottle, iridescent pearly particles catch the light. On application, the voluptuous, shimmering oil offers the softness of a satiny veil, together with the sensual signature of COCO MADEMOISELLE, from vibrant orange to a feminine jasmine and rose accord, and elegant patchouli notes.

Iconic fragrances with pearly sleeves

Further along the Winter Constellation path, N°5 Eau de Parfum, COCO MADEMOISELLE Eau de Parfum and CHANCE EAU SPLENDIDE Eau de Parfum appear dressed in pearly white sleeves with shimmering golden and silvery accents. Each fragrance preserves its own character, from abstract floral to ambery woody and magnetic fruity floral. Yet, they are united as luminous gifts under the CHANEL Make Up Holiday Season sky.

CHANEL Fragrances holiday season
© CHANEL

To Conclude,

As the story of the CHANEL Make Up Holiday Season comes full circle, every creation seems designed to accompany the year from its last evenings to its first mornings. Complexion, eyes, lips, hands and even the body are invited into a constellation of light where colour and texture echo the lion, comet, camellia, wheat and pearls that Gabrielle Chanel cherished. Whether the choice is a soft blueish-pink glow, a flash of metallised orange, a lacquered crimson-purple lip, or the enveloping trail of a legendary fragrance, each gesture becomes a small talisman for the person who wears it. It is an invitation to choose a talisman shade for every mood, from the most discreet gatherings to the most dazzling celebrations. This holiday collection offers a way to celebrate the present and welcome what is to come, with skin and senses wrapped in light. May your season be radiant, generous and filled with moments that shine like stars.

José Amorim
This article was created exclusively for LuxuryActivist.com. All content is protected by copyright. Images are used for illustrative purposes under fair use. If you own the rights to any image and wish it to be removed, please don’t hesitate to contact us, and we will act promptly.



This story originally appeared on Luxuryactivist

Down 43% and on a P/E of 10, this FTSE 250 stock looks like an absolute bargain

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Down 43% and on a P/E of 10, this FTSE 250 stock looks like an absolute bargain


Image source: Getty Images

It has been chalk and cheese for the FTSE 100 and FTSE 250 so far this year. While the blue-chip index has powered 17% higher, the latter has laboured, rising just 4.4%.

In some ways, this is understandable. FTSE 250 firms are far more exposed to the UK economy, which has hardly been firing on all cylinders for, well, seemingly forever now. As such, investor interest in UK mid-caps as a category remains weak.

However, sentiment for individual firms can quickly change. I’ve seen this with a couple of turnaround FTSE 250 shares I’ve highlighted this year — hydrogen stock Ceres Power and animal genetics firm Genus.

Year to date, they’re up 116% and 66%, respectively.

Europe’s leading rail app

Another turnaround candidate that sticks out to me in the FTSE 250 is Trainline (LSE:TRN). Its share price has crashed 43% since December 2024.

Trainline is Europe’s most downloaded rail app, with 27m users (around 18m in the UK). It earns commission and fees on ticket sales, as well as ancillary services like travel insurance and advertising.

In theory, as more people opt for digital bookings, this market-leading firm’s share price should be doing well. However, a massive regulatory dark cloud has been hanging over the tech firm.

Namely, the UK government’s plan to launch a ticketing platform under Great British Railways as part of broader rail industry reform. This could reduce Trainline’s dominance in the UK, making this an obvious risk.

On top of this, there’s the expanded pay-as-you-go contactless ticketing across more of the rail network. However, Trainline only expects this project to put around £150m of net ticket sales at risk (about 4% of its UK total). 

Super-low valuation

Despite these potential challenges, I think there are a few things to like here. First, Trainline appears to have a sizeable long-term growth opportunity across multiple European markets.

Trainline is well placed to scale in continental Europe, particularly in Spain, France and Italy as carrier competition becomes more widespread over the next few years. The three markets generate industry passenger revenues of around €17bn per annum, expected to grow to €23bn by 2030.

Trainline.

Additionally, the company has a thriving business-to-business operation (called Solutions). This division provides ticketing technology and data to rail companies, operators and other travel apps. 

In H1, Solutions saw net ticket sales grow 18%, with revenue 5% higher at £94m (around 40% of total group revenue). This high-margin unit makes up more than 50% of profits.

On its consumer app, Trainline has launched a personalised AI assistant, offering real-time rail travel advice, as well as agentic tools like refund processing without human intervention. I doubt Great British Railways’ app will prove as innovative (but I could be wrong).

It’s also encouraging to see the company buying back shares. In September, it launched a £150m programme, adding to its previous £75m buyback.

For FY26, ending February, the company expects net ticket sales growth of 6%-9%, and adjusted EBITDA growth of 10%-13%. So its hardly in dire straits.

Finally, the stock looks dirt cheap, trading at a forward price-to-earnings (P/E) ratio of just over 10 times. I can see why Berenberg analysts recently put a price target of 500p on Trainline.

That’s 104% above the current 245p — a price I think bargain hunters should note and I see it as one to consider.



This story originally appeared on Motley Fool

Lewis Hamilton Collaborates With Saul Nash And Lululemon On New Collection

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Lewis Hamilton Collaborates With Saul Nash And Lululemon On New Collection


Instagram/@lewishamilton

Lewis Hamilton, the seven-time world champion, has formed a partnership with Saul Nash, a designer, and lululemon, an athletic brand, in order to launch a new fashion collaboration. This is a new, daring venture of the Formula 1 ace that seeks to conquer the fashion world. This partnership allowed the champion to reinforce his commitment to British talent through this collaboration. The collection was available for purchase immediately after the announcement.

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Hamilton is now the one who is asserting his power in the fashion sector of the F1 world, and this is certainly a collaboration that should not be missed. An F1 star has come out with the news of his collaboration not only with the still-developing but already very gifted British designer Saul Nash but also with the strong global sportswear brand lululemon. He stated, It is a big part of my ambition to bring attention and collaborate with up-and-coming UK talents, which not only highlighted his ongoing support for British creatives but also signaled his commitment to the British market. Hence, the collection was made available for purchase right after his social media post, thereby creating instant buzz with his enormous following.

Hamilton’s entry into fashion is not a shock to the public as he has long been associated with style and design. To put it another way, he is often found on the best-dressed lists and has continuously collaborated with high-end fashion houses. The current collaboration is understood to be a fresh choice made in favor of upcoming British designers, who will be exposed to the public alongside the established brands. Nash, the London-based designer whose revolutionary approach to sportswear and clothing that allows movement has been gradually making him more visible in the fashion world, through this partnership, could help Hamilton achieve his dreams.

The reaction to the announcement made by Hamilton was very enthusiastic, as the world expressed its sentiments almost in every language through comments. Hamilton’s style and the collaboration were liked by the majority of the people. One of the users made a comment saying, “Lewis is an amazing model. I love his style, humour and thoroughness. Lewis is the Best,” which represented the general trend of admiration for Hamilton’s taste and character.

Fans from different countries expressed their appreciation in different tongues, one of the Spanish comments could be translated as “You always look so handsome, son of my soul,” while another one in Portuguese said “God bless your parents every day for the masterpiece they put into the world.” The fact that responses came from all over the world pointed out Hamilton’s international allure which is not restricted to racing or fashion.

Amidst the showing of characters’ global fanbase, some comments mentioned specifically the clothes; “Am so in love with this outfit looking amazing,” one user said, another one asserted, “Nice fit loving the drip game always got me licking off my screen.” Though, the excitement was high as users indicated they would get the things from the collection right away.

On the other hand, there was a fairly voiced discontent directly by one commenter who was concerned about the collaboration with lululemon because niceness had been over. This person wrote, “Sorry NOT Lululemon …unethical and history of” then linked to the website that criticizes the company’s practices. This standpoint was an exception from the rest of the reactions that were rather positive but the fact that there is a proper mix of voices in celebrity collaborations did hit critics with the same power.

Hamilton’s collaboration with Nash, along with the others, signals the next phase of his career in transition from Formula-1 driving to conducting off-track business along various lines. The 39-year-old Hamilton has become to express vocally more and more his interests besides fashion, music, and activism I his lifestyle. He feels that he is in a position to facilitate emerging UK talent in his partnership with Nash and this is something that has traditionally been the case with Hamilton.

It is thus no wonder that Hamilton’s fashion partnerships have generally been very popular, as they serve not only the purpose of showcasing the couple’s genius and style but also, the designers’ discovery. The immediacy with which the collection followed the announcement created a state of impatience among customers and this probably translated into extra visits to lululemon’s website and physical stores.

While Hamilton is still keeping the edge in motorsports and working on various other business and creative ventures, he has this collaboration, on the other hand, to show his potential to merge sports and style seamlessly. The successful launch of this collection has enhanced his reputation as an exquisite empowering force not only in the world of racing but also in the general cultural landscape. Recent announcements from Hamilton have kept his fans speculating about his future plans.

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The joint venture regarding the collection of Hamilton, Nash, and lululemon unites sports, fashion, and British creativity into one that has greatly excited the fans and fashion watchers alike. With the collection now accessible one more question arises about how soon items will be sold out and about what kind of effect this collaboration will have on the already established reputation of Saul Nash in the fashion world. Hamilton’s recent grid penalty was a reminder of his primary racing career, while his serene moments during travel show a different side of the champion. Hamilton’s touching tribute to his dog Roscoe demonstrated his personal side, and his praise for former teammate Valtteri Bottas showed his sportsmanship.



This story originally appeared on Celebrityinsider

L.A. County’s first flu death confirmed; season could be severe

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L.A. County’s first flu death confirmed; season could be severe

L.A. County has had its first flu death in a season that health officials have warned could be severe.

The county Department of Public Health confirmed the influenza-associated fatality on Wednesday.

The death occurred in an elderly individual with underlying health conditions who had not received a flu vaccination this season, according to the Department of Public Health.

“We send our condolences to the family and loved ones of the person we lost. This tragic death reminds us how serious influenza can be,” Dr. Muntu Davis, Los Angeles County health officer, said in a news release.

Flu activity is low at the moment, though it is likely to increase with Thanksgiving next week and the holiday season, which typically involves more plane travel and indoor gatherings.

Last year’s flu season was the worst California had seen in years — and state health officials have already warned that this year could be just as bad.

Health experts, including the Centers for Disease Control and Prevention, recommend an annual flu vaccination for everyone older than 6 months.

Nationwide, the number of children who died from flu last season — 280 — was the highest in about 15 years, according to one report. About 9 in 10 of those children were not vaccinated, officials said.

The flu vaccine can be administered at the same time as the COVID-19 vaccine and takes two weeks for protection to develop.

“You can also reduce your risk by taking simple but powerful steps,” Davis said. “[W]ash your hands frequently, stay home and away from others when you feel sick, and wear a well-fitting mask in crowded indoor spaces, around people at higher risk, or whenever you have symptoms.”

As respiratory virus activity increases in L.A. County, the Department of Public Health also recommends that everyone 6 months and older receive an updated COVID-19 vaccine. RSV immunization is also recommended for older adults, pregnant people and infants.

L.A. County residents can find a vaccine site near them by visiting the department’s website.



This story originally appeared on LA Times

‘He must have got this from K’: What mistaken tweet tells us about ‘secret’ plan to end Ukraine war | World News

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‘He must have got this from K’: What mistaken tweet tells us about ‘secret’ plan to end Ukraine war | World News


There are developments in the quest for peace in Ukraine. 

It’s been one of those days when different snippets of news have come together to create a picture of sorts. The jigsaw remains complicated, but the suggestion is neither the Ukrainians nor the Europeans have been privy to the developments.

As it happened: Russia responds to spy ship claim

The most intriguing development came at lunchtime on Thursday.

“He must have got this from K…” wrote Donald Trump‘s special envoy Steve Witkoff on X. He clearly thought he was sending a private message.

He was replying to a scoop of a story by Axios’s Barak Ravid.

The story revealed a “secret” plan to end the Ukraine war. The report suggested the Americans had been talking secretly to the Russians about a renewed effort to bring the war to an end, which involved Ukraine ceding land it still controls to Russia.

Image:
Steve Witkoff, Trump’s envoy for the Middle East and trusted Ukraine peace plan man. Pic: Reuters

Who is “K” in Witkoff’s message? It’s probably Kirill Dmitriev, who has become Putin’s unofficial and unlikely envoy to Washington. Kyiv-born and Stanford-educated Dmitriev is, essentially, Witkoff’s Russian opposite number.

In a sense, they are the yin and yang of this geopolitical puzzle. Witkoff is a real estate mogul. Dmitriev is an economist. They are opposing forces with backgrounds that are, on the face of it, equally unsuited to geopolitical conflict resolution. Yet their two leaders are trusting them with this huge task.

Kirill Dmitriev was in Alaska for the Trump-Putin summit earlier this year. Pic: Reuters
Image:
Kirill Dmitriev was in Alaska for the Trump-Putin summit earlier this year. Pic: Reuters

‘Territorial concessions’ in 28-point plan

So, back to the developments to have emerged over the last 24 hours.

First, we know senior US Department of War officials, including Army Secretary Dan Driscoll, have arrived in the Ukrainian capital to meet their counterparts there.

Their visit was scheduled but the focus shifted. The plan to discuss drone technology and the winter offensive morphed into a discussion about a Russian-presented peace plan Witkoff and Dmitriev had been discussing.

Rescue workers clear rubble after a Russian strike on Ternopil, Ukraine. Pic: AP
Image:
Rescue workers clear rubble after a Russian strike on Ternopil, Ukraine. Pic: AP

This is the second development. The Axios report – which Witkoff seems inadvertently to have suggested came from Dmitriev – claims the two envoys met recently in Florida (Witkoff’s base) to discuss a 28-point plan for peace.

A defence official told our partners at NBC News that Driscoll has been briefed on the 28-point plan. Driscoll and his military staff are thought to have been presenting an initial brief to the Ukrainian side of this Russian-sponsored plan.

Ukrainian sources have suggested to me in clear terms they are not happy with this Witkoff-Dmitriev plan. Sources tell me it includes “territorial concessions” and “reductions in military strength”. The Ukrainian position is the plan represents the latest attempt to “play the American government”.

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Death toll rises after Russian strikes

What’s happening with security guarantees?

Ukraine wants security guarantees from the US. Trump signalled during Zelenskyy’s last visit to Washington that he was willing to provide those. This was framed by the Europeans as a huge positive development, even though the White House did not spell out the crucial detail – what would these guarantees actually entail?

The latest reporting, from Axios, suggests the security guarantees (still undefined, publicly at least) are dependent on Ukraine giving up the whole of the Donbas region – this would include about 15% of territory Russia does not currently hold.

Crucially, the areas of the Donbas from which Ukraine would withdraw (the 15%) would be considered a demilitarised zone. The plan is very similar to one floated by Vice President JD Vance in the months before Trump won last year’s election, which was roundly rejected as a non-starter at the time.

Watch more from Mark Stone:
What have we learned from the Epstein files?
The prince and president: What happened?

Is Gaza plan the model?

Another source, from a third country close to the negotiations, has told me the Qataris are playing a role in the talks and were present at the weekend when Steve Witkoff met Ukraine’s national security advisor Rustem Umerov last weekend.

Qatari and Turkish mediation, along with the multipoint peace plan for Gaza, is being projected as a model transferable to Ukraine despite the conflict, challenges, and root causes being wholly different.

Other European sources told me this morning they were not aware of this Russian-American plan. It’s worth remembering it’s in the interests of the Russians to be seen to be engaged in peace proposals in order to avoid secondary sanctions from the US.

Zelenskyy has been in Turkey over the past 24 hours, where he singled out Trump’s efforts to find peace.

Volodymyr Zelenskyy and Recep Tayyip Erdogan at a press conference in Ankara. Pic: AP
Image:
Volodymyr Zelenskyy and Recep Tayyip Erdogan at a press conference in Ankara. Pic: AP

“Since the beginning of this year, we in Ukraine have supported every decisive step and the leadership of @POTUS, every strong and fair proposal aimed at ending this war.” Zelenskyy wrote. “And only President Trump and the United States have sufficient power to make this war come to an end.”

This is the vital language of flattery.



This story originally appeared on Skynews

House lawmakers force a vote on bill to restore federal workers’ bargaining rights : NPR

NPR
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House lawmakers force a vote on bill to restore federal workers’ bargaining rights : NPR


House lawmakers have collected enough signatures to force a vote on a bill that would nullify President Trump’s executive order terminating collective bargaining rights for most federal workers.



AILSA CHANG, HOST:

It’s been a big week for House Republicans. Nearly all of them voted to force a release of the Epstein files after President Trump reversed his position. But even before that vote, a handful of Republicans signaled a willingness to take on the president over a different contentious issue. NPR’s Andrea Hsu explains.

ANDREA HSU, BYLINE: Back in late March, President Trump signed an executive order directing around 20 federal agencies to end collective bargaining rights for most federal workers, citing national security concerns. The move outraged the unions.

(SOUNDBITE OF ARCHIVED RECORDING)

EVERETT KELLEY: This isn’t about safety or security.

HSU: Everett Kelley is president of the American Federation of Government Employees. They represent the lion’s share of the roughly 1 million employees affected by the order.

(SOUNDBITE OF ARCHIVED RECORDING)

KELLEY: It’s about silencing workers who are courageously standing up to this nonintegrity, to his nonaccountability in the government.

HSU: The White House explained that unions have been obstructing agency management, and said that’s dangerous in agencies with national security responsibilities. According to Trump, that includes the Department of Veterans Affairs, the Environmental Protection Agency. Later, he added NASA and the National Weather Service. Since January, the American Federation of Government Employees has been hostile to Trump’s agenda. It’s filed lawsuits to block mass layoffs, the dismantling of agencies and, yes, the termination of its union contracts.

(SOUNDBITE OF ARCHIVED RECORDING)

KELLEY: This executive order is plainly retaliatory. The executive order says plainly that they are taking this action because AFGE is standing up for our members.

HSU: And here’s where House lawmakers come in. Democrat Jared Golden of Maine introduced a bill.

(SOUNDBITE OF ARCHIVED RECORDING)

JARED GOLDEN: The Protect America’s Workforce Act, which would overturn President Trump’s executive order.

HSU: It would also restore any collective bargaining agreements canceled since March. Within days, the bill had gained enough Republican co-sponsors to pass in the House, but getting it to a vote was another matter. Leadership wasn’t on board. So Golden turned to the same procedural tactic House lawmakers used to force a vote on the Epstein files – the discharge petition. Two hundred eighteen signatures guarantees a vote. Golden spoke at a press conference in July.

(SOUNDBITE OF PRESS CONFERENCE)

GOLDEN: If every member who signed on to this bill would join us, we could overturn this union-busting action and show America that this body will protect workers’ rights, no matter what.

HSU: And this week, Golden got to 218 with Republicans Nick LaLota and Michael Lawler of New York signing the petition on Monday. In a statement posted to his website, Lawler wrote, supporting workers and ensuring good government are not opposing ideas. Now, a date for the House vote has not yet been set, and if the bill passes, it would move on to the Senate, where it’s far less clear there are enough Republicans willing to defy the president. Andrea Hsu, NPR News, Washington.

Copyright © 2025 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.

Accuracy and availability of NPR transcripts may vary. Transcript text may be revised to correct errors or match updates to audio. Audio on npr.org may be edited after its original broadcast or publication. The authoritative record of NPR’s programming is the audio record.



This story originally appeared on NPR

With a dividend yield of almost 10%, is this REIT too good to be true?

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With a dividend yield of almost 10%, is this REIT too good to be true?


Image source: Getty Images

Real estate investment trusts (REITs) are often known to offer attractive income payments to investors. To maintain favourable tax treatment, the trusts have to pay out a high proportion of their profits to shareholders. However, when I saw a REIT with an incredibly high yield, I wanted to see if it really was sustainable or not.

Company details

I’m talking about the Regional REIT (LSE:RGL). As the name suggests, the property portfolio is primarily in regional UK centres, outside the M25 motorway. In case Londoners forget, there is a world outside of Zone 5!

One unique feature about the REIT is that it holds a mix of office, industrial, retail, and residential properties. Typically, other REITs would focus on just one area of the market. Yet, like other companies in the sector, Regional REIT makes money through long-term rental agreements. This is a key element that makes cash flow strong, which ultimately should translate to making the dividend streams predictable.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice.

A generous dividend yield

At the moment, the yield stands at 9.45%. Over the past year, the share price has fallen by 18%. This is one reason why the yield has risen. After all, the dividend yield is calculated from the dividend per share and the share price. So if the stock falls, it acts to push up the yield.

Although some might see this as a red flag, I’d quickly add that the dividend per share has also been increasing. Just two years ago, the total payment was 5.25p. It looks like the total for 2025 is set to finish at 10p. So there’s clearly growth here, which is important.

The yield might be high, but in the latest half-year report from September, management said the dividend was fully covered. This means the income paid is taken from earnings, with earnings alone sufficient to pay the dividend. This shows that it’s sustainable and not stretching the company.

Looking ahead

The September update provided several signs that the dividend could be sustainable. There is strong lease activity, with the firm recently securing new lettings and lease renewals. For example, it reported £1.6m of new or renewed rent, beating their estimated rental values.

Further, the team has a process of selling non-core assets. This generates cash that can be used to reduce debt or reinvest in higher-return properties.

One risk I do see is the ongoing work on debt refinancing. A major debt facility matures in August 2026, and if interest rates remain high or financing conditions tighten, refinancing could be expensive or difficult.

Even with this concern, I don’t think the yield is too good to be true. As a result, I think it’s an income stock for investors to consider as part of a broader diversified portfolio.



This story originally appeared on Motley Fool

‘The dude’s a machine’: 3 takeaways from LeBron James’ Lakers return

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‘The dude’s a machine’: 3 takeaways from LeBron James’ Lakers return
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The Lakers (11-4) accomplished plenty without James during their first 14 games. Luka Doncic jump-started his most-valuable-player campaign and rose to the top of the NBA scoring leaderboard. Austin Reaves is averaging career highs in points, rebounds, assists, steals and minutes. Some wondered how much the team really would benefit from James’ return after it started 10-4 without him.

Then the Lakers scored a season-high 140 points, shot a season-best 59.5% from the field and locked down on defense to give up just 23 points during a 15-minute second-half stretch that turned a five-point deficit into a 23-point blowout.

“I can fit in with anybody,” James said. “I don’t even understand why that was a question.”

Doncic continued his scoring spree with 37 points and 10 assists but eight turnovers. Reaves had 26 points.

The Lakers lauded their early season chemistry, and coach JJ Redick praised players for leading themselves through difficult times. He purposely restructured timeouts to give players time to discuss alone before the coaches joined them, hoping the opportunities for player-to-player communication prompted stronger team connection. Adding James’ voice to the conversation was an easy transition.

“Us as a young team, I’m glad we got hold of accountability before LeBron got out there,” Ayton said. “I’m glad we went through some tough games and a little of hardships and ups and downs and adversity. And it made us prepare for times like this where he says one thing and we get it done right away.”

The Jazz (5-9) knocked the Lakers back with guard Keyonte George making five threes in the first half and 23 points on nine-for-15 shooting. Utah jumped out to a 11-point lead in the first half, but the Lakers tied it with 18.8 seconds left in the second quarter and went into halftime down by four, prepared to make a push.

“The word we were using as a coaching staff was our ‘poise’ as a group,” Redick said. “Not overreacting, not pulling apart, problem solving, all that stuff, in real time. Just continuing to play. That, at times, was missing last year, and for us to get that on the first night [fully healthy] was really good.”



This story originally appeared on LA Times

Christmas makes sufferers of one life-changing condition feel a burden

Express.co.uk
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Christmas makes sufferers of one life-changing condition feel a burden


A stroke sufferer dubbed ‘Miss Christmas‘ by friends has rekindled her joy for the festive season after being like a third of survivors this time of year – and feeling a burden to her loved-ones. The Stroke Association has also found 46 percent of survivors now feel negatively about Christmas time due to their health impacts – while 66 percent are frustrated not being able to do things at Christmas they once did before.

Today and every day, another 240 people will wake up to the life-changing impact of a stroke, leaving many unable to move, see, speak, or even swallow and spark personality changes and depression. To highlight the new research, the Stroke Association charity has released a short film, ‘Still Christmas’ – narrated by celebrity supporters like Gavin and Stacey’s Alison Steadman – and featuring Yuletide home videos shared by survivors.

 

Now stroke-surviving ‘Miss Christmas’ Jo Dayton, 37, from Grimsby, has told the Express how suddenly collapsing in October 2024 turned her world and thoughts over the festive season upside down.

The mother-of-three explained how after waking that morning her partner Ian was shocked to notice her face was slumped on one side and asked her: “Oh my god, are you okay?”

Jo told us: “I said I felt fine as I felt normal. He rang an ambulance and sat me on the side of the bed and I couldn’t sit up so he laid me on the floor and that’s when I realised I couldn’t feel my leg.

“When he was on the phone telling them he thought I was having a stroke, I was thinking, ‘don’t be stupid, no I’m not’.”

At hospital, doctors confirmed the stroke was caused by a blood clot but later also had a bleed on the brain caused by the medication to help reduce the clots.

Confused and in disbelief, Jo struggled on the stroke ward – “everything was a bit of a blur” – and desperate for her home but spent two weeks in hospital.

She added: “But back home I couldn’t go out and do normal things.

“I felt like a failure as a mother because I couldn’t do the school run and things because of the weakness in my hand. I also had sensory issues: anything cold or hot, my affected arm would seize up.”

As a huge fan of the festive time of year and with three kids – Evelyn, nine, Morgan, 17, and Bailey, 20 – Christmas hit especially hard for Jo.

Jo said: “I normally decorate the whole house with a new theme, put up seven Christmas trees but I couldn’t do any of that.

“I don’t know what it is about Christmas, but when it comes to September I’m in Christmas mode. Although I wanted to be a part of Christmas, it was like I didn’t want to be. Mentally it was draining and I was too tired to do things.”

The financial burden of Jo’s stroke also hit her and her usual Christmas plans, with her worrying they could not afford the mortgage.

She said: “I was using a lot more gas because I was cold all the time.

“I just felt more sorry for the kids thinking they would end up having a rubbish time at Christmas -It was deflating. I think people need to understand more about the financial strain of stroke, particularly around times like Christmas.”

Now as her second Christmas post stroke arrives, Jo is excited to get into the festive spirit again and feel fully involved despite the effects of her stroke.

Jo said: “At Christmas, you realise that family is more important than anything. The kids didn’t get as much that year, but they are old enough to realise that they still had me there.

“Looking back on the last year, I feel sad, but fortunate. This year, I’m just looking forward to quality family time.

“I think it’ll be nice to actually cook Christmas dinner this year as well and actually put the tree up with my family. I’m one of those people who just won’t let anything stop me especially at this time of year.”

The Stroke Association survey of 1,000 stroke survivors found, of those who had experienced a Christmas following their stroke, almost a third (28%) couldn’t cook the festive dinner, and more than a quarter (26%) couldn’t visit friends and family or leave the house.

Almost a quarter of stroke survivors (23%) couldn’t decorate the Christmas tree, while around a fifth (19%) couldn’t play with their children or grandchildren.

Of those who now felt negatively about Christmas, over a quarter (27%) said this was because they were too tired to socialise, while a quarter (25%) said they felt under pressure to act or feel like themselves before their stroke.

One in five people (18%) felt under financial pressure at Christmas due to their stroke, and the same number of people (18%) felt unable to join in the celebrations with their family and friends.

The survey also highlighted ways in which loved ones may be able to support stroke survivors at Christmas, to help them enjoy the festive period.

Almost half of people (40%) said that offering to help with the preparation, such as wrapping gifts and decorating the tree, would be a big support, while over a third (39%) said they’d appreciate friends and family offering to host or go to the stroke survivor’s home to best accommodate their needs.

Juliet Bouverie OBE, CEO of the Stroke Association, said: “So many of us associate Christmas time with joy, being together with family and friends, and enjoying much loved traditions.

“But for another 85,000 people in the UK, this year will be their first Christmas after a stroke, and those things we all take for granted are no longer the same.

“A stroke can have physical and cognitive impacts, as well as emotional trauma, with survivors facing a long journey to relearn lost skills and adapt to new circumstances.

“But, with strength, determination and the right support, recovery is possible. That’s why we’ve created our powerful new film, to highlight the devastation stroke can cause, and to remind people that we are here for support.

“Stroke support is crucial at any time of year for stroke survivors and their loved ones, but we know we are not reaching everyone who needs help.

“We’re encouraging everyone to give the gift of stroke support this Christmas, whether as a donation, volunteering your time or fundraising, so that we can help more survivors and their loved ones find their strength and their way back to life after a stroke.”

* To give the gift of stroke support this Christmas – visit https://www.stroke.org.uk/donate 



This story originally appeared on Express.co.uk

Rams place Quentin Lake, Tyler Higbee and Rob Havenstein on IR

LATimes
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Rams place Quentin Lake, Tyler Higbee and Rob Havenstein on IR


The Rams, Super Bowl contenders riding a five-game winning streak, will navigate at least the next four games of the season without three veteran starters.

The Rams on Wednesday placed safety Quentin Lake, tight end Tyler Higbee and right tackle Rob Havenstein on injured reserve.

Lake, who had surgery Tuesday for a dislocated left elbow, Higbee (ankle) and Havenstein (knee/ankle) must sit out at least four games before they are eligible to return. The earliest return would be a Dec. 18 game against the Seahawks in Seattle.

“You don’t replace players like that,” McVay said of the experience and leadership that will be missing when the Rams play the Tampa Bay Buccaneers on Sunday at SoFi Stadium. “You can’t expect others to be able to do that. You expect guys that are getting opportunities to step up to be the best versions of themselves.”

Lake, 26, was injured last Sunday in a victory over the Seattle Seahawks, a win that improved the Rams’ record to 8-2. McVay indicated that if Lake returns, it would possibly be for the playoffs.

Josh Wallace played in Lake’s place as a hybrid nickel corner/linebacker. McVay said the Rams would continue to evaluate and formulate a plan to replace Lake moving forward, but they are expected to consider utilizing a combination that includes safety Kam Kinchens, Wallace and cornerbacks Cobie Durant and Roger McCreary.

Higbee also was injured against the Seahawks.

The 10th-year pro has 20 receptions, including two for touchdowns, as the leader of a tight end group that includes Davis Allen, Colby Parkinson and rookie Terrance Ferguson, who is expected to get an increased role in Higbee’s absence.

Havenstein, an 11th year pro, played the first four games before he was sidelined for three games because of injuries. Third-year pro Warren McClendon played in his place.

Havenstein returned against the New Orleans Saints and has played the last three games, but McVay said time on injured reserve would enable him to work back to full strength.

“Both of those guys are obviously big-time leaders and catalysts on our team and our offense,” quarterback Matthew Stafford said of Higbee and Havenstein. “But we’ll just move forward with the guys that we have, and then hopefully those guys can heal up and be ready to go at some point.”

In corresponding moves, the Rams signed kicker Harrison Mevis to the active roster, claimed safety Chris Smith II off waivers from the Las Vegas Raiders and signed cornerback Alex Johnson to the practice squad.



This story originally appeared on LA Times

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