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The Smart Shopper’s Toolkit: Mixing Payment Options

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There was a time when smart shopping referred to shoppers who sought out the best bargains through things like coupons and sales, or those who focused on the value of products and services, making the most of their dollar. Today, smart shopping is more involved, as consumers have a few more techniques and tools at their disposal. 

Many of these are tied to the different payment options now available to shoppers, ranging from credit cards to prepaid vouchers. These payment options each offer different features and benefits, depending on the context in which they’re used. Here we’ll explore these benefits and situations, and how they impact shoppers of all types—whether they’re luxury buyers or bargain hunters.

Credit Cards

When it comes to high-ticket purchases, credit cards have a range of benefits that make them a sensible payment option for shoppers. Credit cards provide more protection against fraudulent spending than other payment options. They’re protected through the use of a PIN, EMV chips that create a one-time code for each purchase, and ongoing monitoring for suspicious activities. Additionally, for shoppers, it’s easier to dispute fraudulent purchases, making it less likely to harm the shopper’s finances. Credit cards also offer the advantage of points or rewards for purchases made, allowing shoppers to apply them to future purchases, giving them greater value from every dollar spent.

Charge Cards

Charge cards are another practical option for high-ticket purchases because these cards have no preset spending limit. As a result, shoppers can spend with fewer restrictions and without concern that their payment won’t be accepted. Like credit cards, some charge cards offer the benefit of points and rewards, and they also offer zero interest on purchases, giving them even more useful features for high-end purchasers.

Mobile Wallets

For everyday, in-person, and online purchases, mobile wallets are an exceptionally convenient payment option for shoppers. Mobile wallets, such as Google Pay, Apple Pay, and Samsung Pay, allow their users to hold different cards in a digital platform or app, making payment a seamless, contactless experience. Since mobile wallets are used via mobile devices, they offer an appealing layer of security—using biometrics to unlock a phone to make a payment—and, of course, a high level of convenience.

Buy Now, Pay Later (BNPL)

Mobile wallets aren’t the only new payment method gaining traction as digital payments become more common; Buy Now, Pay Later (BNPL) options are too. BNPL is rapidly growing for e-commerce consumers because it allows them to pay for products in instalments, similar to traditional financing. Many BNPL options are interest-free and can be applied to purchases of all sizes and across product categories—including clothing, tech, and housewares. It provides a great deal of flexibility for shoppers, allowing them to optimise their cash flow without paying the additional fees (if they pay their balance on time) they’d incur with other payment methods like credit cards. The flexibility has led to rapid growth, with the Irish BNPL market anticipated to reach $2.21 billion by 2030.

Prepaid Vouchers

When it comes to online entertainment and subscription services, prepaid vouchers are a common payment option, and one that consumers adopt for a variety of reasons. One key appeal is that payment vouchers have predetermined amounts for users, making it easy to stick to a budget while still enjoying entertainment like online gaming and gambling. It allows users to stay in the moment of gameplay without worrying about exceeding their budget during the thrill of the game. 

Another reason shoppers use this payment method is that it offers more security and anonymity. Instead of having to share sensitive financial and personal information, prepaid vouchers allow consumers to use account information independent from their personal banking or credit information, giving them more peace of mind. For those who want to have more digital privacy, this enables them to avoid leaving a personal digital footprint while still accessing online entertainment, subscriptions, and other purchase options. Prepaid vouchers appear as payment options on casinos.com, streaming services, e-commerce stores, and even on bill payment platforms.

Cross-Currency and Crypto Payment Considerations

Today’s shoppers have a broad reach when shopping online, including sourcing products and services across borders, meaning that cross-currency payment options are seeing growing consumer demand. Multi-currency cards help navigate currency conversions while keeping exchange fees to a minimum. This allows consumers to make purchases with greater ease and fewer complications, and to prioritise responsible wealth management habits, allowing them to have more control over their spending and financial health. Often, multi-currency cards cater to luxury shoppers and offer incentives like concierge support and travel perks that complement the international lifestyle of global buyers.

Luxury buyers are increasingly adopting an alternative payment method: cryptocurrencies. Brands like Gucci, Balenciaga, Ferrari, and more are accepting this form of payment because of the appeal it has among their target customers. Crypto payments offer instant, borderless transactions and increase privacy and security for spenders. These qualities make it appealing for high-value purchases like fine art and real estate by reducing barriers to purchases and allowing anonymity and security. Of course, crypto isn’t without concerns, even among the most tech-savvy luxury shoppers. There are risk management concerns related more to wealth management and crypto’s volatile nature than purchases, though options like stablecoins (cryptocurrencies tied to fiat money like the US dollar) help mitigate these concerns.

Seamless Checkout: The New Luxury Standard

Each payment method explored here shares a common thread: the ability to enjoy a seamless checkout process. From credit to crypto payments, consumers have one-click options that cater to their preferences—whether that’s to earn more points for future shopping experiences, prioritise privacy and security, or stay on budget. The quality of a checkout process is as essential to a luxury purchase as the product or brand itself—in other words, seamless payment flexibility is a new, non-negotiable luxury standard.



This story originally appeared on Upscalelivingmag

The Smart Shopper’s Toolkit: Mixing Payment Options

0


There was a time when smart shopping referred to shoppers who sought out the best bargains through things like coupons and sales, or those who focused on the value of products and services, making the most of their dollar. Today, smart shopping is more involved, as consumers have a few more techniques and tools at their disposal. 

Many of these are tied to the different payment options now available to shoppers, ranging from credit cards to prepaid vouchers. These payment options each offer different features and benefits, depending on the context in which they’re used. Here we’ll explore these benefits and situations, and how they impact shoppers of all types—whether they’re luxury buyers or bargain hunters.

Credit Cards

When it comes to high-ticket purchases, credit cards have a range of benefits that make them a sensible payment option for shoppers. Credit cards provide more protection against fraudulent spending than other payment options. They’re protected through the use of a PIN, EMV chips that create a one-time code for each purchase, and ongoing monitoring for suspicious activities. Additionally, for shoppers, it’s easier to dispute fraudulent purchases, making it less likely to harm the shopper’s finances. Credit cards also offer the advantage of points or rewards for purchases made, allowing shoppers to apply them to future purchases, giving them greater value from every dollar spent.

Charge Cards

Charge cards are another practical option for high-ticket purchases because these cards have no preset spending limit. As a result, shoppers can spend with fewer restrictions and without concern that their payment won’t be accepted. Like credit cards, some charge cards offer the benefit of points and rewards, and they also offer zero interest on purchases, giving them even more useful features for high-end purchasers.

Mobile Wallets

For everyday, in-person, and online purchases, mobile wallets are an exceptionally convenient payment option for shoppers. Mobile wallets, such as Google Pay, Apple Pay, and Samsung Pay, allow their users to hold different cards in a digital platform or app, making payment a seamless, contactless experience. Since mobile wallets are used via mobile devices, they offer an appealing layer of security—using biometrics to unlock a phone to make a payment—and, of course, a high level of convenience.

Buy Now, Pay Later (BNPL)

Mobile wallets aren’t the only new payment method gaining traction as digital payments become more common; Buy Now, Pay Later (BNPL) options are too. BNPL is rapidly growing for e-commerce consumers because it allows them to pay for products in instalments, similar to traditional financing. Many BNPL options are interest-free and can be applied to purchases of all sizes and across product categories—including clothing, tech, and housewares. It provides a great deal of flexibility for shoppers, allowing them to optimise their cash flow without paying the additional fees (if they pay their balance on time) they’d incur with other payment methods like credit cards. The flexibility has led to rapid growth, with the Irish BNPL market anticipated to reach $2.21 billion by 2030.

Prepaid Vouchers

When it comes to online entertainment and subscription services, prepaid vouchers are a common payment option, and one that consumers adopt for a variety of reasons. One key appeal is that payment vouchers have predetermined amounts for users, making it easy to stick to a budget while still enjoying entertainment like online gaming and gambling. It allows users to stay in the moment of gameplay without worrying about exceeding their budget during the thrill of the game. 

Another reason shoppers use this payment method is that it offers more security and anonymity. Instead of having to share sensitive financial and personal information, prepaid vouchers allow consumers to use account information independent from their personal banking or credit information, giving them more peace of mind. For those who want to have more digital privacy, this enables them to avoid leaving a personal digital footprint while still accessing online entertainment, subscriptions, and other purchase options. Prepaid vouchers appear as payment options on casinos.com, streaming services, e-commerce stores, and even on bill payment platforms.

Cross-Currency and Crypto Payment Considerations

Today’s shoppers have a broad reach when shopping online, including sourcing products and services across borders, meaning that cross-currency payment options are seeing growing consumer demand. Multi-currency cards help navigate currency conversions while keeping exchange fees to a minimum. This allows consumers to make purchases with greater ease and fewer complications, and to prioritise responsible wealth management habits, allowing them to have more control over their spending and financial health. Often, multi-currency cards cater to luxury shoppers and offer incentives like concierge support and travel perks that complement the international lifestyle of global buyers.

Luxury buyers are increasingly adopting an alternative payment method: cryptocurrencies. Brands like Gucci, Balenciaga, Ferrari, and more are accepting this form of payment because of the appeal it has among their target customers. Crypto payments offer instant, borderless transactions and increase privacy and security for spenders. These qualities make it appealing for high-value purchases like fine art and real estate by reducing barriers to purchases and allowing anonymity and security. Of course, crypto isn’t without concerns, even among the most tech-savvy luxury shoppers. There are risk management concerns related more to wealth management and crypto’s volatile nature than purchases, though options like stablecoins (cryptocurrencies tied to fiat money like the US dollar) help mitigate these concerns.

Seamless Checkout: The New Luxury Standard

Each payment method explored here shares a common thread: the ability to enjoy a seamless checkout process. From credit to crypto payments, consumers have one-click options that cater to their preferences—whether that’s to earn more points for future shopping experiences, prioritise privacy and security, or stay on budget. The quality of a checkout process is as essential to a luxury purchase as the product or brand itself—in other words, seamless payment flexibility is a new, non-negotiable luxury standard.



This story originally appeared on Upscalelivingmag

Typhoon Kalmaegi: At least 46 killed after storm unleashes heavy rains and floods in Philippines | World News

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At least 46 people have died after Typhoon Kalmaegi unleashed heavy rains and floods across the central Philippines, trapping people on their roofs and submerging cars, officials say.

The dead included six crew members of a military Huey helicopter, which crashed on the island of Mindanao, where it was carrying out a humanitarian disaster response mission, according to the military.

Although the powerful storm, locally named Tino, has weakened since it made landfall early on Tuesday, it has continued to lash the country with sustained winds of 87mph and gusts of up to 121mph.

Tens of thousands of people have been evacuated across the Visayas islands, the national disaster agency reported.

Philippine Red Cross personnel rescue people and dogs following torrential rains brought by Typhoon Kalmaegi. Pics: Reuters
Image:
Philippine Red Cross personnel rescue people and dogs following torrential rains brought by Typhoon Kalmaegi. Pics: Reuters

Several people were trapped on their roofs by floodwaters in the coastal town of Liloan in Cebu, said Gwendolyn Pang, secretary-general of the Philippine Red Cross.

She said in the city of Mandaune, also in Cebu, floodwaters were “up to the level of heads of people”, adding that several cars were submerged in floods or floated in another community in Cebu.

“We have received so many calls from people asking us to rescue them from roofs and from their houses, but it’s impossible,” Ms Pang said. “There is so much debris, you see cars floating, so we have to wait for the flood to subside.”

Damaged vehicles after flooding in Cebu City. Pic: AP
Image:
Damaged vehicles after flooding in Cebu City. Pic: AP

Fierce winds either ripped off roofs or damaged around 300 mostly rural shanties on the island community of Homonhon in Eastern Samar, but there were no reported deaths or injuries, mayor Annaliza Gonzales Kwan said.

“There was no flooding at all, but just strong wind,” she said. “We’re okay. We’ll make this through. We’ve been through a lot, and bigger than this.”

Read more from Sky News:
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Pic: AP
Image:
Pic: AP

Warning of ‘life-threatening storm surges’

The combination of Kalmaegi and a shear line brought heavy rains and strong winds across the Visayas and nearby areas, state weather agency PAGASA said. A shear line is the boundary between two different air masses such as warm and cold air.

Pic: AP
Image:
Pic: AP

A boy with a goldfish he caught after a nearby fish farm overflowed due to floodwaters. Pic: AP
Image:
A boy with a goldfish he caught after a nearby fish farm overflowed due to floodwaters. Pic: AP

More than 180 flights to and from the affected areas have been cancelled, while those at sea were advised to head to the nearest safe harbour immediately and remain in port.

PAGASA warned of a high risk of “life-threatening and damaging storm surges” that could reach more than three metres high along coastal and low-lying communities in the central Philippines.

Vietnam gears up for storm

The Vietnamese government has said it was preparing for the worst-case scenario as it braced for the impact of Kalmaegi.

The typhoon is forecast to make landfall in Vietnam’s central regions on Thursday night. Those areas have already suffered heavy floods which killed at least 40 people and left six missing over the last week.

“This is a very strong typhoon, which continues to strengthen after entering the East Sea,” the government said in a statement, referring to the South China Sea.

Kalmaegi hit the Philippines as it continues to recover from several disasters, including earthquakes and severe weather over recent months.

Around 20 typhoons and storms hit the Philippines each year, and the country is also often struck by earthquakes and has more than a dozen active volcanoes.



This story originally appeared on Skynews

Meet Austria’s real-life nuns on the run : NPR

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Sisters Regina, Bernadette and Rita celebrate Mass at the convent chapel of the Goldenstein castle, in the municipality of Elsbethen, south of the city of Salzburg, Austria, on Sept. 20.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images

SALZBURG, Austria — Morning Mass is underway at the chapel of Schloss Goldenstein, a convent in Elsbethen, an Austrian parish nestled between the church spires of Salzburg and the arresting backdrop of the Alps. Sister Rita is delighted to see so many people in attendance.

As Catholic congregation numbers dwindle in Austria, Sister Rita says you’d expect the church to be equally thrilled by such tightly packed pews, but 82-year-old Rita and fellow Sisters Regina, 86, and Bernadette, 88, are in their superior’s bad books.

“People are calling us the rebellious sisters!” Rita says with a giggle and a glint in her eye.

The three Augustinian sisters — who use only their religious names — recently ran away from a nursing home and, with the help of a local locksmith, broke back into the convent that used to be their home. Rita jokes that they are octogenarian squatters.

Sister Bernadette, 88, walks back to the convent chapel of the Goldenstein castle, in the municipality of Elsbethen, south of Salzburg city, Austria on September 20, 2025. Supporters of three rebel nuns in their 80s who had graced international headlines after fleeing their care home to occupy their former convent in Austria's Salzburg province flocked to the nunnery Saturday in a show of solidarity. (Photo by Joe Klamar / AFP) (Photo by JOE KLAMAR/AFP via Getty Images)

Sister Bernadette, 88, walks back to the convent chapel of the Goldenstein castle, in the municipality of Elsbethen, south of Salzburg city, Austria, on Sept. 20.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images

Giggles aside, Rita says they were taken to a nursing home against their will two years ago when church authorities shuttered the cloisters as nun numbers diminished.

“When the opportunity arose to return to our beloved convent, we didn’t wait for his permission”

The parishioners who hired a U-Haul and helped the sisters stage their getaway are now joined by a whole host of locals eager to help the sisters grow old on their own terms.

Sister Rita says they simply had to act. “I wanted to speak to the prelate to tell him how unhappy we were but we couldn’t reach him,” she explains. “When the opportunity arose to return to our beloved convent, we didn’t wait for his permission. But I don’t want him to be angry with us.”

Sister Rita poses for a portrait.

Sister Rita poses for a portrait.

Esme Nicholson for NPR


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Esme Nicholson for NPR

But their superior, Provost Markus Grasl, is not pleased with the sisters’ dissent. And when their getaway made headlines last month, he brought in a PR firm specializing in damage control. So Harald Schiffl now speaks on the clergyman’s behalf.

“It goes without saying that the sisters were consulted before being moved into the nursing home,” Schiffl says. “And it’s understandable that after decades of living and working in one place, such a move is not easy.”

Schiffl explains that Sisters Rita, Bernadette and Regina were the last three remaining nuns in the cloister and that staying there was unwise as they aged. He stresses that the provost’s decision to move them was made with their best interests in mind.

But the sisters have no intention of hanging up their wimples; they entered the cloister on the understanding they would serve there — and at the adjoining convent school — for the rest of their lives.

And their reach now goes far beyond the parish; the nuns now have their own Instagram account, currently with 70,000 followers.

Schiffl, the provost’s spokesperson, says the nuns’ social media presence is unbecoming of their order and that their superiors take a dim view of it.

“Without all the media interest, a viable and sustainable solution would have been found long ago, causing far less damage to the church,” Schiffl asserts.

Sister Bernadette, 88, celebrates Mass at the convent chapel of the Goldenstein castle, in the municipality of Elsbethen, south of Salzburg city, Austria, on Sept. 20.

Sister Bernadette, 88, celebrates Mass at the convent chapel of the Goldenstein castle, in the municipality of Elsbethen, south of Salzburg city, Austria, on Sept. 20.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images

But Christina Wirtenberger, one of the sisters’ former students who initiated “operation get thee to a nunnery,” says they were advised to make it public.

“We invited the press along to prevent the provost from turfing the sisters out of the convent,” Wirtenberger says. “I was told that he would not be so bold in front of the press.”

Sixty-five-year-old Wirtenberger has known the sisters since she was 10 years old. She says that while they are as headstrong and sharp as ever, they’re also vulnerable on account of their age.

When other volunteers suggested launching the Instagram account, Wirtenberger said only on the proviso the sisters gave their express permission.

Eighty-eight-year-old Sister Bernadette, who has been a nun here since 1955, takes social media stardom in her stride.

“I think it’s wonderful that Instagram brings people to us to praise God. Sure, they’re curious to see us after all the press coverage, but what they see is our worship,” Bernadette enthuses. “So heaven uses tech to spread the word? God arranged this, not us!”

Sister Bernadette poses for a portrait on Oct. 11.

Sister Bernadette poses for a portrait on Oct. 11.

Esme Nicholson for NPR


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Esme Nicholson for NPR

But Bernadette is still reeling about what happened. As she climbs four flights of stairs, she says the stair lift was removed from the cloister not long after her own removal.

“I’d been in hospital for two weeks and, when I was discharged, I thought I was returning home to the convent,” Sister Bernadette explains. “But the ambulance took me to a nursing home in my nightgown. I was shocked. The provost came but didn’t speak to me. I called after him, saying I would only be obedient for a week.”

They’re accused of breaking their vows

Through his spokesperson, Provost Grasl has accused the sisters of breaking their vows. But Wolfgang Rothe — a priest and scholar of canon law — says this charge is often pitted at critics within the church.

“It’s rather telling that the church reaches for the cudgel of obedience to quash dissent,” Rothe says. “But the sisters’ vow of obedience refers to their obligation to listen to each other. It’s not about kowtowing to the powers above.”

Sisters Rita, 81, Regina, 86, and Bernadette, 88, celebrate Mass with over a dozen of supporters and former students.

Sisters Rita, 81, Regina, 86, and Bernadette, 88, celebrate Mass with over a dozen of supporters and former students.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images

Rothe, who sits on a German Bishops’ Conference advisory board that advocates for the victims of sexual violence and abuse in the Catholic Church, says involving the media is the only way to safeguard the vulnerable.

“The church authorities fear the media like the devil fears holy water because they’d rather keep hidden what is going on behind closed doors,” Rothe says.

Behind closed cloister doors after Mass, Sister Bernadette brews an espresso and reflects on what it means to be home with Sisters Regina and Rita.

“There is such harmony between the three of us. Of course, we all have our own personality! It wouldn’t be fair on God if we were all the same,” she says. “That is the beauty of our order; every sister can be herself.”

Sisters Rita (right), 81, Regina (left), 86, and Bernadette (center), 88, celebrate a Mass with over a dozen of supporters and former students.

Sisters Rita (right), 81, Regina (left), 86, and Bernadette (center), 88, celebrate a Mass with over a dozen of supporters and former students.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images

Nuns on the Run meets The Sound of Music

It all sounds rather familiar in Salzburg, where dissenting nuns with personality are a specialty. In the center of town, a merry group of prosecco-sipping women have launched into some al fresco karaoke in praise of another rebellious nun — Maria von Trapp, immortalized as the nun who “waltzes on her way to Mass” by Julie Andrews in the 1965 film The Sound of Music. 

By complete chance, they bump into the one-time nun Maria’s real-life granddaughter, Elisabeth von Trapp. Von Trapp has known Sister Bernadette for years, which she says is hardly a surprise considering her family’s track record with nuns.

Von Trapp, who was born in the United States where her family settled after fleeing the Nazis, returns to Salzburg regularly. One summer, about a decade ago, she chanced upon the convent at Schloss Goldenstein. She says she didn’t think twice about ringing the bell.

“When Sister Bernadette answered and opened the door to me, I mentioned that my name was Elisabeth von Trapp. She put two and two together very quickly,” says von Trapp. “But here’s the thing: All of it is connected.”

Von Trapp, who has continued the family singing tradition, ended up giving a concert in the convent chapel.

“The sisters rallied around and I remember them sitting up in the choir loft,” von Trapp recalls. “I ended up with ‘Climb Every Mountain,’ which I figured was, you know, it’s the nuns song in The Sound of Music. And there they were leaning down, so happy to hear that song!”

And while this sounds as far-fetched as a Hollywood producer’s pitch — Nuns on the Run meets The Sound of Music — von Trapp says this is no Sister Act but something far more profound, pointing out the Augustinian emphasis on community.

Elisabeth von Trapp is the granddaughter of Maria von Trapp, whose story inspired The Sound of Music.

Elisabeth von Trapp is the granddaughter of Maria von Trapp, whose story inspired The Sound of Music.

Hannelore Kirchner/Via Elisabeth von Trapp


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Hannelore Kirchner/Via Elisabeth von Trapp

“I believe Sister Bernadette has a message,” von Trapp says. “It has a lot to do with how she has taken care of the community and who is now surrounding her.”

Among them is Karin Seidl, another former convent student. She says the sisters have devoted their lives to the community and now it’s time to give back.

“This is their home! And although we’ve organized for 24-hour care starting next week, I live just three minutes away so I’m also on hand,” Seidl says. The church is surely about practicing ‘love thy neighbor,’ not just preaching it.”

She says the sisters are as devout as they are defiant and that they deserve agency and dignity in old age.

The Schloss Goldenstein is located in the municipality of Elsbethen, south of Salzburg city, Austria. Three nuns in their 80s gained notoriety after fleeing their care home to return to their former convent.

The Schloss Goldenstein is located in the municipality of Elsbethen, south of Salzburg city, Austria. Three nuns in their 80s gained notoriety after fleeing their care home to return to their former convent.

Joe Klamar/AFP via Getty Images


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Joe Klamar/AFP via Getty Images




This story originally appeared on NPR

Amber Rose Celebrates Epic Halloween Birthday Bash With Star-Studded Guest List

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Instagram/@amberrose

Amber Rose has just organized what she calls ‘the best party of the Halloween season’, thanking numerous partners and sponsors for their role in keeping her birthday alive in the world. The model and social media influencer has shared a few clips and pictures taken at the glamorous night, highlighting the important and hardworking team that made it all happen.

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In her Instagram post, Amber specifically mentioned the event company, Quiet Giant Entertainment, who has been doing her event yearly and their collaboration is described as the best competition for Halloween season parties. Amber was most excited to be working with Meme House Productions and their partnership with Branden King while thanking Passes for having provided the most suitable venue for the celebrations. The event was graced by the presence of her own Bande Rose Tequila sponsor, Nebula 9 Vodka, and many others from the Los Angeles area.

The video attached to her post was indeed a lively one where Amber was seen laughing, dancing and having her fun amidst the others while the music was going on. The video really captured the exciting environment of what appeared to be a luxuriously decorated Halloween-themed birthday party full of guests and entertainment.

Amber’s posting drew comments that reflected the same sense of jubilance that was around the event. One of the comments dubbed it ‘such an amazing night’ and was even sending birthday wishes to the girl. Another guest from The 13th Company said ‘a Movie was made’ and thanks to Amber for, so to speak, letting them be part of that epic party by recording it. Joinkalo, a sponsor, also regarded the event as the ‘best party of the year’ in their comment.

Among the comments there are a few pointing out specific aspects that made the event memorable. A netizen remarked that he/she missed it and so characterized the videos posted as ‘Dope. Natural. Fun. Vibes’ in tribute to the video shooter Danny Dirty Draws. Another viewer called it ‘One for the books’ with a mixed bag of happy emojis while Pretty Pusha with her comment ‘A TIME WAS HAD’ combined Halloween and party emojis.

The feeling of excitement was not only around the attendees but also those who were not there – a lot of Insta users have shown their interest in the next round of parties. One single follower mentioned/described his/her wish to see the party in ATL or NC next year, saying ‘need a amber party’ in his/her request. Another comment saying ‘Can I get an invite next time?’ with laughing emojis attached came, while Westcott Laurent has promised ‘Next time I’m there!’ in his/his reply.

However, not all comments were merry. One user said ‘You gotta be a certain type of lame to attend some shit like this’, hinting that the party’s vibe was not for everyone. The second one was talking about the technical problems by saying ‘U guys suckkkk? Fix the lag on the twins’ but it wasn’t very clear what the lag issue was about from the particular post.

Amber Rose has become synonymous with extraordinary parties that undoubtedly make for great celebrity spotting and offer her signature style. Her Halloween-birthdays in October have become not only destination parties but also must-attend events for her close friends and followers as well. One of the signs of the scale and complexity of the production and coordination involved in the making of those big parties was the long sequence of the people she thanked in her Instagram post.

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Moreover, professional event planning, a wide variety of sponsors, and very positive feedback from the participants all combine to testify that Amber’s birthday party was a personal celebration alongside professional entertainment production. She then referred to it as the best Halloween season party, and along with the positive reactions of the guests and collaborators, the event has become a social highlight for the fall period in the calendar of those who were close to her. The coupling of celebration and business has also shown Amber’s evolution from a model to an entrepreneur who is now creating her brand through smart collaborations and high-profile events. Amber Rose Howard recently made headlines with her personal life as well. The event also brought to mind Dwight Howard’s Hall of Fame celebration that was similarly grand. This kind of production quality brings to mind Cinderella with a Detroit twist, showing creative thematic execution. The joyful atmosphere was reminiscent of the Hall of Fame achievement celebrations she’s been part of.




This story originally appeared on Celebrityinsider

Homemade Beef Broth

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This rich, flavorful homemade beef broth is slow-simmered from roasted bones, vegetables, and herbs for lots of flavor. It’s perfect for soups, sauces, or sipping straight from a mug!

Here’s Why It Beats Store-Bought

  • Pure, rich flavor. Slow-simmered bones create a rich, deep flavor you’ll never get from a box.
  • Clean and wholesome. No mystery ingredients, just real, simple goodness.
  • Budget-friendly magic. Turns leftover bones and veggies into liquid gold.
  • Make it your way. Control the salt, intensity, and aromatics to suit your taste.

Homemade Beef Broth Ingredients

  • Choosing and Storing Bones: Neck bones, beef shank, oxtail, or short ribs make the richest broth, especially when they’re meaty. If you don’t have enough bones at once, freeze them in a ziplock bag and add to your stash until you’ve collected enough for a full batch.
  • Vegetables: Optional, but they add flavor and nutrients. Just avoid any that turn bitter, like peppers, broccoli, cabbage, rosemary, and basil.
  • Herbs: Keep thyme minimal (2–4 sprigs) but parsley generous (12–15 stems).
  • Season to taste later: This stock is unsalted, so you can control the flavor when using it in soups or sauces.
  • Using Leftovers: If using leftover beef bones, no need to roast again—unless you want extra drippings. You can also save any drippings from the original meal to add to the stock later.

Homemade Beef Broth Recipe

I love making my own chicken and vegetable broth, but realized I didn’t have a beef version yet, so here it is! Skip the store-bought stuff, control the sodium, and enjoy the real deal.

  1. Prep: Preheat the oven to 425°F. Spread the beef evenly on two large baking sheets, then drizzle with olive oil and rub it around to coat the meat.
  2. Cook Beef & Deglaze the Pans: Roast the beef for 1 hour, flipping at the 30-minute mark. Once roasted, add the beef to the bottom of a large deep stockpot. Then, take your baking sheets and add ½–¾ cup of water to deglaze. Heat over medium-low if needed to loosen the drippings.
  1. Add: Add the beef drippings from the baking sheets to the stockpot, along with the onion, garlic, carrots, celery, parsley, thyme, bay leaves, peppercorns, and apple cider vinegar. Add cold water to the pot until the beef and vegetables are just barely submerged. Stir just a few times, then leave it alone. Too much stirring makes the broth cloudy. Bring to a boil over medium heat, then reduce to low and simmer uncovered for 8–24 hours for a deeper flavor. If the liquid drops below the meat and bones after 8 hours, add just enough cold water to keep them covered without diluting the broth.
  2. Skim the Scum: Skim the scum that rises to the surface of the broth a few times during cooking. Don’t stir it, or the broth will become cloudy!
  3. Strain: When the broth is done simmering, strain the solids through a colander and let them drain for 5–10 minutes without pressing (pressing makes the broth cloudy). Discard the solids, then strain again through a fine-mesh sieve lined with cheesecloth for an extra-clear broth. (You can do this 2-3 times) Pour the broth into a large container, cool to room temperature, then cover and refrigerate. After chilling homemade beef broth overnight, scoop off and discard the solid fat layer. If your broth yields more than 1.5 quarts or tastes mild, simmer over low heat to reduce and concentrate the flavor (optional).

Alyssa’s Pro Tip

Homemade Bouillon: Simmer broth until reduced to 2–3 cups, cool, pour into ice cube trays, and freeze. Add a cube to sauces or soups for an instant flavor boost.

Slow Cooker Directions

  1. Add ingredients: Place roasted bones and beef in a 6–7 quart slow cooker.
  2. Add aromatics: Include the vegetables, herbs, and vinegar.
  3. Cover: Pour in cold water until the bones and beef are just barely submerged.
  4. Cook: Set to LOW for 8–10 hours, skimming any foam that rises a couple of times.
  5. Finish: Strain and reduce as directed in the recipe card.

Print

Homemade Beef Broth

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Slow-simmered homemade beef broth made from roasted bones, fresh vegetables, and herbs. A rich, flavorful beef stock perfect for soups, sauces, and gravies.
Course pantry staple
Cuisine American
Keyword Beef Broth, Beef broth recipe, beef stock, Bone broth, Homemade Beef Broth, homemade beef broth recipe, homemade beef stock, Homemade bone broth, homemade broth, homemade stock, how to make beef broth, how to make beef stock
Prep Time 45 minutes
Cook Time 10 hours
Total Time 10 hours 45 minutes
Servings 6 cups
Calories 54kcal

Equipment

  • 1 large 8-10 quart stockpot

Ingredients

  • 5 pounds meaty beef bones
  • 2 tablespoons olive oil
  • 1 large onion peeled and chopped into large chunks
  • 6 cloves garlic lightly smashed, skin on or off
  • 1-2 large carrots chopped into large chunks
  • 1-2 celery ribs chopped into large chunks with the leaves removed
  • 10 sprigs fresh parsley
  • 3 sprigs fresh thyme
  • 2 dried bay leaves
  • 12 whole peppercorns
  • 1 ½ tablespoons apple cider vinegar
  • 6-7 quarts cold water more or less as necessary to just cover the bones

Instructions

  • Preheat the oven to 425 degrees Fahrenheit. Spread out 5 pounds meaty beef bones evenly on two large baking sheets and drizzle with 2 tablespoons olive oil, rubbing the oil around to coat the meat.
  • Roast the beef for 1 hour, flipping at the 30-minute mark. Once roasted, add the beef to the bottom of a large, deep stockpot and add about ½-¾ cups of water to the baking sheets to deglaze them. If necessary, heat the pans on the stovetop over medium-low heat in order to scrap up all the beef drippings.
  • Add the beef drippings from the baking sheets, 1 large onion, 6 cloves garlic, 1-2 large carrots, 1-2 celery ribs, 10 sprigs fresh parsley, 3 sprigs fresh thyme, 2 dried bay leaves, 12 whole peppercorns, and 1 ½ tablespoons apple cider vinegar.
  • Add 6-7 quarts cold water to the pot, until the beef and vegetables are just barely submerged.
  • Bring to a boil over medium heat, before reducing the heat to low. Simmer uncovered for at least 8 hours, or up to 24 hours for more depth of flavor. If you cook the broth longer than 8 hours, you may want to add a little more cold water as it evaporates and exposes the meat and bones but avoid adding too much additional water as this will dilute the flavor of the broth.
  • A few times during the cooking process, skim the scum that rises to the top of the broth. Don't stir it, as this will make the broth cloudy!
  • Once the broth is done simmering, strain the solids with a colander and let them sit for 5-10 minutes in the colander to catch any drippings from them (don't press them! this will make the broth cloudy). Discard the solids and, if desired, strain the broth a second time through a fine mesh sieve lined with a few layers of cheesecloth.
  • Add the broth to a large container and let sit on the counter until cooled to room temperature, then cover and refrigerate.
  • After the broth has chilled overnight, scoop off the solidified fat from the top and discard. Once the fat has been removed, you may heat the broth on the stove over low heat and concentrate the flavor by simmering it until it has reduced to 1.5 quarts if it exceeds that amount, but this is optional.

Notes

Storing, Reheating, & Bouillon Making Instructions

  • Refrigerate: Store beef broth in an airtight container for up to 7 days.
  • Freeze: Freeze for up to 6 months in freezer-safe containers, ziplock bags, or silicone molds. Smaller portions (like ice cube trays) make it easy to use later.
  • Texture: Chilled broth may gel—it’s rich in collagen! It melts quickly when reheated on the stove or in the microwave.
  • Reheat: Warm gently over medium-low heat; avoid boiling to keep it clear.
  • Bonus Tip: For homemade bouillon, simmer broth until reduced to 2–3 cups, cool, pour into ice cube trays, and freeze. Add a cube to sauces or soups for an instant flavor boost.

Nutrition

Calories: 54kcal | Carbohydrates: 3g | Protein: 0.4g | Fat: 5g | Saturated Fat: 1g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 3g | Sodium: 58mg | Potassium: 72mg | Fiber: 1g | Sugar: 1g | Vitamin A: 2175IU | Vitamin C: 5mg | Calcium: 44mg | Iron: 0.4mg



This story originally appeared on TheRecipeCritic

Could Nvidia stock be a ticking time bomb?

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There has not been a stock like Nvidia (NASDAQ: NVDA) in history. That may sound like a bold claim, even given the chip company’s 1,294% gain in value on the stock market over the past five years. But it is true: Nvidia is the first listed business ever to achieve a market capitalisation of $5trn.

That has been the stuff of dreams for many long-term Nvidia stockholders, I am sure.

But could there be a catch?

Is this a bubble set to implode?

First, consider the Nvidia price itself, aside from the wider market (though in reality they are connected strongly at this point, due to the company’s key role in the S&P 500 index).

Could the share price be a bomb set to explode?

I think it may be. But that might not necessarily be bad. After all, it has already exploded in recent years — and got much, much more valuable!

The bear case for Nvidia stock at the moment points to its valuation of 58 times earnings, coupled with the fact that those earnings have themselves exploded in recent years.

That valuation already looks pretty racy. But what if the earnings are not sustainable?

For example, maybe big tech firms currently shelling out tens of billions of dollars on AI capability do not get the financial returns they want and decide to turn off the taps. That could badly hurt Nvidia’s earnings, potentially making the stock price fall badly.

Or might it explode?

The reverse could happen, though.

It could be that this is just the start of large-scale AI usage. Companies might plough more and more money into it.

With its proprietary chip designs, proven capabilities, and large installed user base, that could potentially mean revenues and earnings at Nvidia soar even from here.

In that case, I think that rather than implode, the share price could explode!

The wider market could catch a flu

My concern about the Nvidia stock price is not just about Nvidia. After all, I do not own the share.

Rather it is about what is sometimes known as the contagion effect. If Nvidia sneezes, will the wider market catch the flu?

I fear it could. In that sense think the Nvidia stock price may be a ticking time bomb.

After all, the recent strong performance of the US market has been led by large-cap tech stocks – which have been led by Nvidia. Any big fall Stateside would likely ricochet to the London market, I reckon.

Don’t panic Mr. Mainwaring!

Although I think Nvidia could potentially be a ticking time bomb for the wider market, we do not know how long its fuse might be.

Like any company, Nvidia could suddenly shock the market with bad news. Or — unlike many companies — it could keep on doing what it already has done for years, quarter after quarter: reporting robust performance and long-term growth.

Rather than time the market – or Nvidia – I am doing what I always do, looking to buy into great companies at attractive prices.

I think Nvidia is a great company and, while its current valuation looks too high for my comfort, I will continue to watch it closely in case it suddenly gets a lot cheaper!



This story originally appeared on Motley Fool

California Supreme Court deals defeat to UC over policy barring undocumented students from campus jobs

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The California Supreme Court has let stand an appellate court’s ruling that the University of California’s ban on hiring undocumented workers is discriminatory and must be reconsidered.

The recent refusal to hear UC’s challenge to the lower court’s decision was met with joy by immigrant rights groups. But UC expressed concern.

The university system has grappled with federal grant suspensions and other painful Trump administration actions after being accused of violating federal laws, and UC spokesperson Rachel Zaentz said in a statement that the ruling “creates serious legal risks for the University and all other state employers in California.”

UC is already fighting the Trump administration’s proposed $1.2-billion fine stemming in part from federal allegations that UCLA failed to protect Jewish students’ civil rights during pro-Palestinian campus protests last year.

The hiring-policy case is the second time in recent weeks that the California Supreme Court has refused to review a lower-court decision at the request of UC lawyers. Last month, the state’s high court declined to overturn an order that UC release the document outlining the terms of the Trump administration’s settlement proposal.

UCLA argued that disclosing the information would harm ongoing negotiations with the Trump administration and open them up to unnecessary public scrutiny.

The lawsuit regarding UC’s hiring policy was filed by a former UCLA student and a lecturer in October 2024. It alleges that the UC system’s refusal to hire undocumented workers violates state law because it discriminates against students based on their immigration status.

Plaintiffs argued that, without campus work, students lacking documentation not only miss out on career-advancing research opportunities but also often struggle to afford tuition, housing and even food.

In August, a California Court of Appeal ruled that UC had not provided sufficient legal grounds to justify its “discriminatory policy.”

That ruling stopped short of overturning the hiring policy, but rather asked UC to reconsider it using proper legal criteria. Instead, UC opted to challenge the appellate court’s ruling to the state Supreme Court, which declined to hear the case last week, thus allowing the ruling to stand.

Former UC lecturer and plaintiff Iliana Perez said in a statement Monday that, as a formerly undocumented student, she had seen firsthand how employment restrictions limit opportunities for immigrant students. She is urging UC to take the Supreme Court’s decision as an opportunity to revise its hiring policy.

“The California Supreme Court’s decision not only reaffirms that discriminating against undocumented immigrants from accessing on-campus employment cannot continue to be tolerated,” Perez said, “but it also gives UC the clarity to finally unlock life-changing opportunities for the thousands of immigrant students who contribute to its campuses, and to the state’s economy and workforce.”

UC is “assessing its options” following the state Supreme Court’s decision, according to Zaentz. The university system did not indicate that it is plans to change its hiring policy.

“UC has been a leader in supporting its undocumented students — remarkable young people who have overcome obstacles and excelled academically — including hiring DACA students,” Zaentz said.

Under the Obama-era Deferred Action for Childhood Arrivals policy, undocumented youth who were brought to the United States as children are protected from deportation and can get work permits.

UC does allow the hiring of students with DACA; however, new applicants have been shut out of the program for years. The Trump administration has proposed reopening DACA to first-time applicants, which would include many students who are now old enough to qualify, but has not done so yet.

Attorneys representing UC have argued that its hiring policy is justified because offering jobs to undocumented students could run afoul of the Immigration Reform and Control Act of 1986, a federal law that bars the hiring of people without legal status. Attorneys have said that hiring undocumented students could lead to litigation, civil fines, criminal penalties and the freezing of federal funding.

The three-judge appellate court panel, however, ruled in August that fear of federal litigation is not sufficient grounds for UC to uphold the discriminatory hiring policy.

UC has historically advocated for undocumented students to receive equal treatment at its campuses. Several UCs provide spaces aimed at developing academic and leadership success among immigrant students, such as the Dream Resource Center at UCLA.

Issues regarding undocumented students have become more politically volatile during the Trump administration. At UC, concerns have grown not just around on-campus employment but also potential immigration law enforcement on campuses and in-state tuition rates.

UC, like other public state universities, offers in-state tuition to undocumented immigrants who graduate from California high schools. Rough estimates say there are 80,000 students who benefit from Assembly Bill 540, which since 2001 has allowed such immigrants to avoid the much higher nonresident rates.

But the Trump administration has sued multiple states this year over offering in-state tuition to undocumented students, leading Texas to drop its program and prompting fear that the administration could take similar action in California.



This story originally appeared on LA Times

Does Jim Curtis Have Children? Jennifer Aniston’s Boyfriend’s Family – Hollywood Life

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Image Credit: GC Images

Jennifer Aniston is happily in love with her boyfriend, Jim Curtis, whose personal life, health and wellness career and relationship with the Morning Show star became nationwide topics after she shared their first photo on social media in November 2025. Now that Jim is a favorite among Jen’s fans, many are wondering about his past, including his former relationships and whether he has any children.

Below, learn about Jim’s family, and find out if he welcomed any children before meeting Jennifer.

How Did Jennifer Aniston Meet Boyfriend Jim Curtis?

The details of Jennifer and Jim’s meet-cute are still unclear; they prefer to keep their relationship private. The couple were first spotted together over the 2025 4th of July weekend.

How Old Is Jim Curtis? His Age Now

Jim is 50 years old as of November 2025. That month, he celebrated his 50th birthday alongside his girlfriend, Jennifer, as seen in various Instagram posts from their respective accounts. In her own post — effectively going Instagram official with her beau — the Friends alum appeared to be embracing Jim at his birthday party.

In his own social media gallery, Jim shared pictures from the celebration, captioning the post, “50 and feeling good! Birthday recap part 1. Thank you for all the wishes and love. So grateful for you my friends, family and community.”

How Old Is Jennifer Aniston? Her Age Now

Jennifer is currently 57 years old. She was born on February 11, 1969.

Does Jim Curtis Have Any Children?

Yes, Jim is a father to one son, who is reportedly a teenager now.

Has Jim Curtis Been Married?

Yes, Jim was married to his ex-wife, Rachel Napolitano, according to multiple outlets. The details of their divorce are unclear.

Does Jim Curtis Have a Disability?

Jim walks with a cane due to his history of an illness that went misdiagnosed. Doctors found lesions on his spinal cord when he was 22.

“After years of living with a chronic, misdiagnosed illness and emotional trauma, he found a way to heal that honored both the body and the soul,” Jim’s website reads. “His work is rooted in that experience — and in the belief that no matter how stuck or broken you may feel, transformation is always possible.”

During a 2018 interview with Fast Company, Jim opened up about his health and the condition that caused muscle spasms and walking with a limp.

“It was unknown how they started, but I very rapidly became ill and soon had trouble walking,” Jim explained. “My illness was telling me something about the perception of who I was, [which to me] was this macho guy; I was an athlete, and I had a plan to work on Wall Street, so I did it.”




This story originally appeared on Hollywoodlife

Louvre delayed Windows security updates ahead of burglary – Computerworld

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Twenty years of technical debt weighed heavily on security at the Louvre, as it steadily accumulated systems for analogue video surveillance, digital video surveillance, intrusion detection, and access control, some of them with dedicated servers or proprietary applications. Some of these became obsolete over time and needed updating or replacing

Thales supplied one such system, Sathi, to the Louvre in 2003, but it was no longer supporting it by February 2019, according to public procurement documents seen by the newspaper. As recently as the middle of this year, eight Sathi publications appeared on a museum list of “software that cannot be updated”.

The Louvre’s Windows problems continued at least through 2021, when another document noted it was using Sathi on a machine still running Microsoft Windows Server 2003, which reached the end of extended support in 2015.



This story originally appeared on Computerworld