American Express has just updated the offers on its duo of premium Aeroplan co-branded credit cards – the American Express Aeroplan Reserve Card and the American Express Aeroplan Business Reserve Card – with up to 130,000 and 140,000 Aeroplan points up for grabs, respectively.
This time, the elevated offers come paired with equally elevated minimum spending requirements; however, you’ll be handsomely rewarded for your efforts.
American Express Aeroplan Reserve Card: 130,000 Aeroplan Points!
The American Express Aeroplan Reserve Card, Amex’s flagship premium Aeroplan co-branded card, has a new welcome bonus of up to 130,000 Aeroplan points. This is the second highest offer we’ve seen on the card since its debut in 2020.
With the current offer, the points are distributed as follows:
- Earn 60,000 Aeroplan points upon spending $7,500 in the first three months
- Earn 40,000 Aeroplan points upon spending $45,000 in the first 12 months
- Earn 30,000 Aeroplan points upon making a purchase in months 15–17
The total minimum spending requirement of $45,000 in the first year works out to an average of $3,750 per month.
At Prince of Travel, our favourite tool to pair with minimum spending requirements is Chexy, a Canadian platform that allows you to pay a host of bills – including rent, tuition, utility bills, car lease payments, property taxes, and much more – with a credit card and earn points.
There’s a 1.75% processing fee for each payment (which can be further reduced by referring friends to Chexy), but when you consider the value of the points you earn from spending and welcome bonuses, it’s easy to justify.
The card has an annual fee of $599, and it comes with a number of other perks, including SQM rollover benefits, an extra year of eUpgrade validity, the Annual Worldwide Companion Pass, preferred pricing discounts on Aeroplan redemptions, strong insurance, and some compelling Amex Offers throughout the year to further offset against your annual fee.
In terms of the returns on everyday spending, the American Express Aeroplan Reserve Card offers the following three-tiered structure:
- 3 Aeroplan points per dollar spent on Air Canada and Air Canada Vacations
- 2 Aeroplan points per dollar spent on dining and food delivery
- 1.25 Aeroplan points per dollar spent on everything else
It’s worth noting that the 3x earning rate on Air Canada purchases is the highest amongst Canadian Aeroplan co-branded credit cards. If you’re a frequent flyer, this is the best card to use for buying Air Canada flights.
This offer is valid through to August 18, 2025, so be sure to apply before then if you’re eligible. There’s no minimum income requirement to be eligible to apply.
American Express Aeroplan Reserve Card
- Earn 60,000 Aeroplan points upon spending $7,500 in the first three months
- Plus, earn an additional 40,000 Aeroplan points upon spending $45,000 in the first year
- And, earn 30,000 Aeroplan points upon making a purchase in months 15–17 as a cardholder
- Always earn 3x Aeroplan points on Air Canada purchases and 2x Aeroplan points on dining and food delivery
- Aeroplan preferred pricing, free first checked bag, priority check-in and boarding on Air Canada flights
- Unlimited Air Canada Maple Leaf Lounge access in North America
- Bonus Aeroplan points for referring family and friends
- No minimum income requirement
- Annual fee: $599
Amex Aeroplan Business Reserve Card: 140,000 Aeroplan Points!
The American Express Aeroplan Business Reserve Card is offering a higher number of points than its personal counterpart, albeit paired with higher spending requirements.
When you apply for the card, you can earn up to 140,000 Aeroplan points, structured as follows:
- Earn 65,000 Aeroplan points upon spending $10,500 in the first three months
- Earn 45,000 Aeroplan points upon spending $75,000 in the first 12 months
- Earn 30,000 Aeroplan points upon making a purchase in months 15–17
The total minimum spending requirement of $75,000 in the first year works out to an average of $6,250 per month.
This is the second-highest welcome offer that we’ve seen on the card since its debut in 2020.
The card comes with many of the same benefits and features as the Amex Reserve card, including the ability to earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) per $5,000 spent on the card.
If you tend to have a high volume of spending, you can easily fast track your way to meeting some of the requirements for Aeroplan Elite Status, and then you can plan out your paid flights to satisfy the Status Qualifying Dollars (SQD) requirement in a more predictable manner.
Plus, the SQM that you earn count towards Threshold Rewards, which can offer lucrative benefits to Air Canada frequent flyers (including the ability to earn a banked year of top-tier Super Elite status and more).
In terms of the returns on everyday spending, the American Express Aeroplan Business Reserve Card offers the following three-tiered structure:
- 3 Aeroplan points per dollar spent on Air Canada and Air Canada Vacations
- 2 Aeroplan points per dollar spent on hotels and car rentals
- 1.25 Aeroplan points per dollar spent on everything else
This offer is also valid through to August 18, 2025, so be sure to apply before then if you’re eligible.
American Express Aeroplan Business Reserve Card
- Earn 65,000 Aeroplan points upon spending $10,500 in the first three months
- Plus, earn 45,000 Aeroplan points upon spending $75,000 in the first 12 months
- And, earn 30,000 Aeroplan points upon making a purchase in months 15–17
- Also, earn 3x Aeroplan points on Air Canada purchases and 2x Aeroplan points on hotels and car rentals
- Aeroplan preferred pricing, free first checked bag, priority check-in and boarding on Air Canada flights
- Unlimited Air Canada Maple Leaf Lounge access
- Bonus Aeroplan points for referring family and friends
- Qualify for the card as a sole proprietor
- Annual fee: $599
American Express Aeroplan Card: 40,000 Aeroplan Points
While the premium Aeroplan cards naturally have the highest available bonuses, the American Express Aeroplan Card shouldn’t be overlooked.
Currently, the card is offering up to 40,000 Aeroplan points for new applicants, which could be a less expensive way to pad your Aeroplan balance than premium cards, since it doesn’t come with a hefty annual fee.
When you apply for the card, you’ll eligible to earn the following:
- 30,000 Aeroplan points upon spending $3,000 in the first three months as a cardholder
- 10,000 Aeroplan points upon spending $1,000 in month 13 as a cardholder
Indeed, the appeal of the Amex Aeroplan Card is the lower annual fee, making this offer a solid choice for anyone whose credit card strategy revolves around keeping annual fees low and manageable.
Furthermore, the Amex Aeroplan Card is a charge card, not a credit card. Unlike the Reserve and Business Reserve, which are credit cards, it doesn’t impact Amex’s limit of holding four credit cards per person at a time.
If you’re already tight against the cap, the core Aeroplan Card might be a great way to pad your Aeroplan balance without going over your limit.
There’s no listed expiry date for this offer, so be sure to take advantage of it sooner rather than later if it makes sense for you.
American Express Aeroplan Card
- Earn 30,000 Aeroplan points upon spending $3,000 in the first three months
- Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in month 13
- Always earn 2x Aeroplan points on Air Canada purchases
- Aeroplan preferred pricing, free checked bag on Air Canada flights
- Bonus Aeroplan points for referring family and friends
- Annual fee: $120
Conclusion
American Express has new welcome offers out on the American Express Aeroplan Reserve Card and American Express Aeroplan Business Reserve Card, worth up to 130,000 and 140,000 points, respectively.
On both cards, you’ll have to meet a large minimum spending requirement over the course of the first year; however, you’ll be rewarded for your efforts.
On the other hand, the American Express Aeroplan Card has a smaller welcome bonus, but it’s paired with a smaller spending requirement and a much lower annual fee.
This story originally appeared on princeoftravel
