Marriott Bonvoy American Express Cards: New Offers for Up to 130,000 Points

If you’d rather redeem your points towards more modest accommodations, 110,000 points should be enough for two to three nights at a mid-tier hotel, or up to 10 nights at select low-end properties.

Once you’ve earned the welcome bonus, there’s a strong argument to be made for keeping the card long-term, due to the annual Free Night Award worth up to 35,000 points.

Ideally, you could time your application in advance of a number of hotel stays, thereby working on the minimum spending requirement while sticking with the 5x multiplier at Marriott properties. 

Indeed, this card is one that we recommend to have as a key part of your credit card travel strategy.

There’s no listed end date to this offer, so if you’re eligible to apply, bear in mind that the offer could change for better or for worse at any time.

Amex Bonvoy Business Card: Up to 130,000 Points

Meanwhile, the offer on the Marriott Bonvoy Business American Express Card has also been refreshed with a larger welcome offer, and a correspondingly higher spending requirement.

With the current offer, you can earn up to 130,000 Bonvoy points, structured as follows:

• Earn 75,000 Bonvoy points upon spending $6,000 in the first three months
• Earn 40,000 Bonvoy points upon spending $30,000 in the first 12 months
• Earn 15,000 Bonvoy points upon making a purchase between months 15 and 17

As with the personal version, the full bonus plays out over the first year and a bit, with higher thresholds to match the increased point totals.

The business version has a $150 annual fee, which is $30 higher than the personal card, but the additional points can easily justify that difference.

This card also comes with an annual Free Night Award worth 35,000 points, starting with your first anniversary as a cardholder.

The Bonvoy cards are great choices as keeper cards, since the value of a Free Night Award worth 35,000 points will easily exceed the $120 annual fee on the personal card or the $150 annual fee on the business card. The sooner you get started with these cards, the better.

As with the personal version of the card, this offer is available until August 18, 2025.

Amex Bonvoy Cards: 15 Elite Qualifying Nights + Anniversary Free Night Award

In terms of the cards’ earning rates, you’ll earn the following:

• 5 points per dollar spent at Marriott hotels
• 2 points per dollar spent on all other purchases

On the business card, you’ll also earn 3 points per dollar spent on gas, dining, and travel purchases.

It’s best to use Canadian Bonvoy cards purely for spending at Canadian Marriott hotels, as the 5x earnings are unbeatable there. However, you can prioritize other cards with higher earning rates for other general purchases.

(Marriott hotels outside of Canada are also not ideal, thanks to the card’s 2.5% foreign transaction fee. If you have a US-issued Bonvoy cards for foreign hotel bills, you won’t get dinged on the foreign exchange fee.)

Both the personal and business Marriott Bonvoy cards offer 15 elite qualifying nights towards your Marriott Bonvoy status every year. By holding onto one of them, you’d only need to complete 35 elite qualifying nights to reach a total of 50, where Platinum Elite status and all of its associated perks start to pay off.

Unfortunately, the two sets of 15 elite qualifying nights cannot be stacked into 30 – that’s only possible with the US-issued personal and business cards, not the Canadian ones.

As mentioned above, the most meaningful perk on the Bonvoy card is the anniversary Free Night Award, which you’ll earn upon renewing the card for a second year.

These are worth up to 35,000 Bonvoy points each, so a smart redemption here would easily outweigh the card’s $120 and $150 annual fees.

You’re also able to top-up your Free Night Award by up to 15,000 Bonvoy points, thus booking a property that’d otherwise cost up to 50,000 Bonvoy points.

Conclusion

The latest round of welcome offers for the Marriott Bonvoy American Express Card and the Marriott Bonvoy Business American Express Card are for up to 110,000 and 130,000 Bonvoy points, respectively – the highest bonuses we’ve seen on either card.

While you’ll need to spend more and stick with the card longer to earn the full amount, the upside is significant, especially if you have upcoming Marriott stays or are planning a major redemption.

There’s no better time to apply than now, while the offers are at a historical high and available until August 18, 2025.