Scotiabank has just rolled out an exciting new round of offers on its suite of cards that earn Scene+ points, including some record-high welcome bonuses.

Be sure to explore the offers below to find the card that best fits your needs, and act before the new expiry date of October 31, 2025.

Scotiabank Gold American Express® Card: Up to 50,000 Scene+ Points!

There’s a new welcome offer available on the Scotiabank Gold American Express® Card, good for up to 50,000 Scene+ points for new applicants.† This matches the card’s all-time high, making now a great time to add the card to your wallet if it’s not already there.

The offer for up to 50,000 Scene+ points is broken down into two parts:

• Earn 30,000 Scene+ points upon spending $2,000 in the first three months†
• Earn an additional 20,000 Scene+ points upon spending $7,500 in the first year†

The card’s $120 annual fee is waived for the first year with the current offer,† and its impressive earning potential and unique features make it a compelling option for many.

Scotiabank typically has very reasonable spending requirements, and this offer is no exception: only $2,000 in three months to unlock the first 30,000 points of the bonus (worth $300 when redeemed at 1 cent per point against travel purchases).† 

It’s well worth working towards the very reasonable second spending threshold of $7,500, especially since it’s spread out over the course of the first year. Once you reach $7,500 in the first year, you’ll be rewarded with another 20,000 Scene+ points, worth $200 when redeemed against travel purchases at 1 cent per point.

The Scotiabank Gold American Express® Card earns an excellent 5 points per dollar spent on groceries, with a boost to 6 points per dollar spent at Empire grocery stores.†

For example, if you were to spend $7,500 on eligible purchases at Empire grocery stores in the first year, you’d earn at least 45,000 Scene+ points on eligible everyday spending, which comes in addition to the full 50,000 points with the welcome offer!

That would bring your grand total to up to 95,000 Scene+ points in year one, or a value of $950, which is incredible for a card with a fixed-value points currency.†

The full breakdown of the excellent earning rates for the Scotiabank Gold American Express® Card are as follows:

• 6 Scene+ points per dollar spent on eligible purchases at Empire grocery stores, which include popular brands like Sobeys and Safeway†
• 5 Scene+ points per dollar spent on eligible purchases at other grocery stores, dining (including restaurants, bars, cafés, and food delivery), and entertainment tickets†
• 3 Scene+ points per dollar spent on eligible gas, transit, and streaming service purchases†
• 1 Scene+ point per dollar spent on all other eligible purchases†

One of the best features of the card is that it doesn’t levy foreign transaction fees on purchases made outside of Canada,† which is always a nice touch on a lifestyle card marketed to travellers. Unfortunately, the category earning rates don’t apply to foreign transactions, and you’ll earn a flat rate of 1 Scene+ point per dollar spent outside of the country.

And although the card isn’t issued by American Express (instead it runs on the Amex payment network), it’s still eligible for Amex Offers for cardholders, so you can take advantage of deals as they become available. Simply keep an eye on the Scotiabank Amex Offers landing page, and manually register your card for the ones you like.

You’ll need to have a minimum household income of at least $12,000 to apply, which is quite low for a card with so much swagger.

This offer is now available through to October 31, 2025, so you’ve got plenty of time to consider the offer and work it into your overall points strategy.

Scotiabank Passport® Visa Infinite* Card: Up to 45,000 Scene+ Points†

The offer available on the Scotiabank Passport® Visa Infinite* Card  has also been boosted. As a reminder, this card is our pick for the best no foreign transaction fee credit card in Canada.

New applicants are eligible to earn a welcome bonus of up to 45,000 Scene+ points,† structured as follows:

• Earn 35,000 Scene+ points upon spending $2,000 in the first three months†
• Earn 10,000 Scene+ points upon spending $40,000 each year†

You get the total welcome bonus upon completing a very reasonable $2,000 minimum spend in three months. 35,000 Scene+ points is worth $350 when redeemed for travel, which is a solid return.

Each year, you can earn an additional boost of 10,000 Scene+ points upon spending $40,000.

The card’s $150 annual fee isn’t waived in the first year with the current offer; however, the card has a number of other features that make it worthwhile. Indeed, this is a card that we recommend for every Canadian traveller.

Aside from the welcome offer, the Scotiabank Passport® Visa Infinite* Card’s earning rates for daily spending are as follows:

• 3 Scene+ points per dollar spent on eligible purchases at Sobeys, IGA, Safeway, FreshCo, and more†
• 2 Scene+ points per dollar spent on eligible transit, groceries, dining, and entertainment purchases†
• 1 Scene+ point per dollar spent on all other eligible purchases†

While the earning rates for this card aren’t quite as generous as those on the Scotiabank Gold American Express® Card, you’ll still get a decent return on spending for many common expenses.

Plus, one of the Scotiabank Passport® Visa Infinite* Card ‘s primary strengths is that it comes with no foreign transaction fees,† and as a Visa Infinite product, you’ll enjoy wide acceptance worldwide.

This card also comes with six complimentary lounge visits per year through the Visa Airport Companion Program,† which is a nice feature geared towards travellers.

To be eligible for this card, you’ll need to meet the minimum income requirement of $60,000 in personal or $100,000 in household income to apply.

This offer is available through October 31, 2025.

Scotiabank Passport® Visa Infinite Privilege* Card: Up to 80,000 Scene+ Points†

The offer available on the ultra-premium Scotiabank Passport® Visa Infinite Privilege* Card  remains steady. This card made its debut earlier this year as a souped-up version of the Scotiabank Passport Visa Infinite* Card.

New applicants are eligible to earn a welcome bonus of up to 80,000 Scene+ points,† structured in three parts as follows:

• Earn 30,000 Scene+ points upon spending $3,000 in the first three months†
• Earn 30,000 Scene+ points upon spending $20,000 in the first six months†
• Earn 20,000 Scene+ points when you make at least one eligible purchase during the 14th month of account opening†

If you fulfill all requirements, you’ll be rewarded with 80,000 Scene+ points, which is worth $800 if you redeem the points against travel purchases at 1 cent per point.

Spending $20,000 in six months works out to an average of $3,333 per month. Consider using Chexy as a tool to unlock the card’s welcome bonus and earn rewards on rent, bills, and taxes.

Aside from the welcome offer, the Scotiabank Passport® Visa Infinite Privilege* Card’s earning rates for daily spending are as follows:

• Earn 3 Scene+ points per dollar spent on eligible travel purchases†
• Earn 2 Scene+ points per dollar spent on eligible dining and entertainment purchases†
• Earn 1 Scene+ point per dollar spent on all other purchases†

In exchange for the card’s premium $599 annual fee,† you’ll benefit from an upgraded suite of perks when compared to its Visa Infinite counterpart:

• $250 annual travel credit, which applies to flights, hotels, and vacation packages booked through Scene+ Travel†
• Visa Infinite Privilege priority services, including priority check-in, priority security lanes, and expedited baggage handling at select Canadian airports†
• Complimentary Avis^® President’s Club membership, providing free car-class upgrades and priority service†
• Exclusive hotel benefits, including VIP perks at Relais & Châteaux properties and the Visa Infinite Luxury Hotel Collection†

Furthermore, the Scotiabank Passport® Visa Infinite Privilege* Card comes with no foreign transaction fees,† and also comes with 10 complimentary lounge visits per year through the Visa Airport Companion Program,† which are great features geared towards travellers.

To be eligible for this card, you’ll need to meet the minimum income requirement of $150,000 in personal income or $200,000 in household income to apply.

This offer is available through October 31, 2025.

Scotiabank Platinum American Express® Card: Up to 80,000 Scene+ Points†

As a reminder, the Scotiabank Platinum American Express® Card is offering a welcome bonus of up to 80,000 Scene+ points for new applicants, divided as follows:

• Earn 60,000 Scene+ points upon spending $3,000 in the first three months†
• Earn an additional 20,000 Scene+ points upon spending $10,000 in the first 14 months†

The card has an annual fee of $399 for the primary cardholder.†

There’s also a Priority Pass membership with 10 complimentary lounge visits thrown in, and the Scotiabank Platinum American Express® card also gives you access to Plaza Premium lounges too.†

Fortunately, the Scotiabank Platinum American Express® Card also doesn’t levy foreign transaction fees,† making it superior to Amex’s very own Platinum cards in that sense.

The earning rates on this card are straightforward yet competitive:

• 2 Scene+ points per dollar spent on all purchases.†

The 2 points per dollar earning rate on everyday purchases is particularly impressive. Compared to many other premium cards that typically earn 1.25 points per dollar, this card offers a significantly better return across the board.

Despite its premium perks, the Scotiabank Platinum American Express® Card requires a minimum annual personal income of only $12,000 to apply.

This offer is available until October 31, 2025, so there’s plenty of time to pick up this card, boost your Scene+ balance, and add another slot for your Amex Offers.

Scotiabank American Express® Card: Up to 7,500 Scene+ Points†

The Scotiabank American Express® Card offers a modest welcome bonus of up to 7,500 Scene+ points for new applicants,† distributed as follows:

• Earn 2,500 Scene+ points upon spending $250 in the first three months†
• Earn an additional 5,000 Scene+ points upon spending $1,000 in the first three months†

This is Scotiabank’s no-fee Amex product, so its lower welcome bonus is also commensurate with the ongoing annual fee of $0.†

Aside from the modest welcome bonus and no annual fee, there’s another a very compelling reason to get this card: easy access to Amex Offers via no-fee primary and supplementary cardholders.†

While Amex-issued Amex cards can’t be manually registered for Amex Offers beyond the cards that are targeted, Scotiabank-issued Amex cards can be. Therefore, the Scotiabank American Express® Card can be particularly valuable for registering for Amex Offers.

On the earning side, the Scotiabank American Express® Card offers the following earning rates:

• 3 Scene+ points per dollar spent on eligible purchases at Empire-affiliated grocery stores†
• 2 Scene+ points per dollar spent on eligible dining, entertainment, gas, transit, and select streaming service purchases, and at non-Empire grocery stores†
• 1 Scene+ point per dollar spent on all other eligible purchases†

This card is right for you if you’re building your credit file or sticking to a tight budget in terms of annual fees. There’s no minimum income requirement to apply.†

If you don’t currently have this card and want to get it, be sure to apply before October 31, 2025, to capture the welcome bonus in its current form.

Conclusion

Scotiabank often has some excellent deals on its suite of cards that earn Scene+ points, and the current round is no exception.

Right now, there’s a very competitive welcome offer on the Scotiabank Gold American Express® Card and the Scotiabank Platinum American Express® Card. Plus, the Scotiabank Passport® Visa Infinite* Card is always worth considering. As Canada’s top no foreign transaction fee cards, there’s plenty of reasons to have them in your wallet.

The welcome bonu on the Scotiabank American Express® Card isn’t quite as strong; however, there’s still value to be found in having the card on your roster if you’re just starting out.

Now is a great time to get started with Scotiabank if you haven’t already, whether it’s for the flexibility of Scene+ points, saving on foreign transaction fees, the strong grocery earning rates on the Scotia Gold Amex, or the scalability of additional Amex Offers by registering manually.

† Terms and conditions apply. Refer to the card issuer’s website for complete, up-to-date information. Reason efforts are made to maintain accuracy of information.